Hardik Doshi has over 10 years of experience in finance and research. He holds an MBA in finance and investment banking and is a CFA Level 3 candidate. Currently he works as an equity research analyst covering the banking sector in India and Eastern Europe. Previously he has interned at financial firms in Dubai and worked as a systems executive, project engineer, and PeopleSoft consultant.

1. Hardik Doshi Mob: +91-81083 45011 (Mumbai, India)
Email: doshihardik8584@gmail.com
LinkedIn: http://www.linkedin.com/in/hardikdoshi1
PROFILE SUMMARY
A finance professional with strong analytical ability, sound knowledge of financial concepts, an eye for detail and a
quest for excellence, looking for a challenging position in finance profession at an analyst level and contribute with
utmost commitment and professionalism by transcending expectations.
ALMA MATER
• Master of Business Administration (Finance – Investment Banking) Jan 2008 – Jan 2009
(S.P. Jain Centre of Management, Singapore)
Interest areas: equity, derivatives, fixed income, private equity, corporate finance, M&A, consulting
• Bachelor of Engineering (Electronics & Communication) Jun 2001 – May 2005
Sardar Patel University, India
PROFESSIONAL ACCREDITATION
• CFA Level 3 Candidate, CFA institute, USA June 2011
• Cleared Financial Risk Management(FRM) full from GARP, USA Nov 2009
• Cleared CFA Level 2, CFA institute, USA June 2009
• Cleared CFA Level 1, CFA institute, USA Dec 2008
PROFESSIONAL WORK EXPERIENCE (40 Months)
EQUITY RESEARCH ANALYST (16 Months)
Company: Irevna (A division of Crisil)
Date: Sep 2009 – till date
Research analyst Banking sector
• Tracked and performed fundamental analysis on some of the largest banking stocks in India and Central
and Eastern European region
• Assisted lead analyst in writing research reports, event updates, results preview and daily news wraps
• Project on comparative and fundamental analysis of major banking players in Indian market and prepared
an equity research report and financial models of Yes, SBI and HDFC bank
• Developed end to end financial models for banks, country/sector models and valuation model for banks
• Attended earnings conference call, performed quarterly earnings revision, tracked daily news
• Tracked new regulatory developments, understood bank’s key performance indicators, ratios and their
sensitivity analysis on bank’s performance
• Understood risk management methods and practices for market risk, credit risk and liquidity risk
assessment of banks based on various methods specified under Basel II norms
• Actively tracked global financial markets, macro-economic scenario and its impact on Banking and financial
services universe
Research on other sectors (Insurance, Media, Retail)
• A short term project on building financial model for an Indian Media (Eros) and European Retail company
• A short term project on developing a peer comparison model including all key performance matrices for an
insurance sector and the banking sector.
• Developed a model for rating and scoring the performance of analysts based on accuracy of their calls
Boot Camp Training
• Undergone training on building financial models, advanced spreadsheet techniques, database
management through Bloomberg and Reuters and training on report writing skills
RESEARCH/ACADEMIC PROJECTS
• Project on portfolio management building a model on indexing strategy for Sensex, determining optimal
asset allocation, simulating portfolio returns using Monte Carlo simulation, performance attribution and
performance measurement of portfolio, VAR and expected shortfall analysis.
CV of Hardik Doshi 1

2. • Impact of US Macroeconomic surprises on global market returns: proof from empirical finance using
advanced statistical methods ARCH, GARCH & VAR
• Real estate valuation – Valuation Model using DCF, Residual Income & Abnormal earnings Growth Models
INTERNATIONAL INTERNSHIP
Company: Al Futtaim GE Money, Dubai
Project Title: “Study of Banking Industry in UAE and suggesting Alternative channels for market penetration”
• Designed market entry strategy for Al Futtaim GE Money in Middle East with special focus on Dubai Market
• Analyzed various macroeconomic factors impacting the banking industry especially in personal finance
• Conducted market research to understand consumer preferences for personal finance appetite.
• Interviewed peer bank corporate heads and gave corporate presentation before head-personal finance
• Recommended customer acquisition strategies, potential strategic partners & engagement process
Company: Cedar Consulting, Dubai
• Developed an expansion strategy for leading mortgage lender in area of real estate financing, performed
peer benchmarking, identified new customer acquisition channels and suggested new products
OTHER PREVIOUS WORK EXPERIENCE (24 Months)
SYSTEMS EXECUTIVE
Company: Fujitsu Consulting India Ltd.
Date: Aug 2007 – Dec 2007
Responsibilities:
• Performed systems study of client legacy environment for a PeopleSoft ERP implementation in financial
modules [Accounts payable, Accounts receivable, General Ledger]
• Delivered efficiency based training to 6 junior and lateral resources & was member of interview panel
PROJECT ENGINEER
Company: Wipro Technologies
Date: Oct 2005 – Jul 2007
Responsibilities:
• Led and successfully handled operations functions for a PeopleSoft practice of 150 employees for all
operating procedures for 3 months directly reporting to practice head
• Performed pre-sales activities for PeopleSoft practice and worked on RFPs for new projects
• Provided training to 20 new joiners and was graded as top trainer for providing quality training
• Decorated with outstanding and exceed expectation ratings in appraisal consecutively at Wipro
PEOPLESOFT ERP CONSULTANT
Company: Wipro Technologies
Date: Oct 2005 – Jul 2007
Responsibilities:
• Analyzed business requirements on PeopleSoft ERP modules such as Risk Management, Accounts
Payable and Accounts Receivables and implemented the same for the client
• Developed data scrambling tool which helped Wipro to acquire a new project in 6 million revenue
ACHIEVEMENTS & AWARDS
• Awarded with prestigious dean’s list award(Gold Medal) for securing position in top 5% of class
• Won 1st prize in Venture Capitalist/Private equity competition at SJMSOM, IIT Mumbai which involved
preparation of term sheet with pre and post-money valuation, liquidation and control preference, due
diligence of real start up business and deal negotiation
• Won 2nd prize in technical project presentation on voice recognition at national level symposium IMAZE
EXTRA-CURRICULAR ACTIVITIES
• Headed canvassing committee in college for organizing national level technical symposium IMAZE 05
• Participated in robotics competition at IIT Mumbai to device a robot to traverse through maze by shortest
distance and in minimum time
• Hobbies: Swimming, Gymnasium, snooker, watching soccer and tracking stock markets
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