1. GreenSky Consumer Credit
May 2012

2. About GreenSky
GreenSky is a leading provider of consumer
finance specializing in Home Improvement,
Retail and Healthcare. We have built
relationships with retailers and service
providers in all 50 states.
Since 2006, GreenSky has played a critical
role in transforming small business and
consumer credit, enabling more affordable
and more pervasive access to financing. Our
company’s people, process and technology
solutions improve customers’ lives.
GreenSky is recognized for its ability to
provide customized credit solutions that
enhance sales. GreenSky serves customers
ranging from the world's largest and most
demanding retailers and contractors to small
and medium businesses, and consumers
nationwide.
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3. The GreenSky Advantage
At GreenSky, we’re committed to providing
the tools your business needs to increase sales
Your Business Our Commitment
The Highest That is the
Contractors
Approval Rates
Retailers The Easiest Process TM
Service Providers The Best Products Advantage
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4. How It Works –
The Highest Approval Rates
Every declined application represents a lost opportunity
for our customers…
That’s why GreenSky built a national network of funding
TM
sources to provide a one stop, seamless solution for
prime, near prime and subprime customers.
The Result
The Highest
Approval Rates • Highest approval rates
• Best credit terms for your customer
The Easiest Process
All at the
The Best Products Lowest Dealer Cost!
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5. How It Works –
The Easiest Process
Combining industry expertise with the latest technologies,
our application and funding process is so advanced it’s simple!
Step 1: Apply for GreenSky Credit (Simple and Fast)
Paperless application process takes less than 5 minutes
Apply on-line or by phone (iPhone/Droid app coming soon!)
TM
Step 2: Get Customer Approved
85% of credit decisions are made INSTANTLY
All other credit decision are made within fifteen minutes
The Highest
Approval Rates
Step 3: Get Funded
The Easiest Process GreenSky immediately provides the customer with an Account #
Customer pays Dealer by providing the Account #
Dealer processes the payment just like a credit card payment
The Best Products NO Certificate of Completion or paperwork required for funding
GET PAID FAST!
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6. How It Works –
The Best Products
Offering the broadest range of Credit Products in the Industry…
the choice is yours!
No Interest* 6, 12 & 18 month options
Same
as
No Interest & Cash
No Payment 6 & 12 month options
TM
Reduced 0%, 3.99%, 7.99%,
Interest Rate 9.99%, 11.99% options At No or
Reduced
Pay in Full w/ Equal Interest
Monthly Payments 12, 18 & 36 month options
The Highest
Approval Rates
Dealer has the ability to expand approvals even
Dealer Controlled
Credit Override further by electing a Recourse or Self-Funded
The Easiest Process Credit Program on a deal by deal basis.
The Best Products All Products Are:
Fixed Monthly Payments and Fixed Interest Rates (average APR of 14%)
Payment Factor as low as 1.67%
*With Minimum Monthly Payment Credit Limits up to $40,000
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7. The GreenSky Advantage
Why your Customers will love GreenSky
Application Process is Fast,
Easy & Paperless
Credit Limits up to $40,000
Attractive, Fixed Interest Rates
(as low as 3.99%)
Low Monthly Payments
Ability to offer your customer the Credit
Product that best meets their needs.
• No Interest with Minimum Monthly Payments
• No Interest AND No Payments
• Reduced Rate APR
• Equal Payments with No Interest
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8. The GreenSky Advantage
Why YOU will love GreenSky
Highest Approval Rates
Broadest offering of Credit Products
Seamless Prime & Sub-Prime Approvals
Dealer Controlled Credit Override
-Allows you to extend approvals even further
Easiest Process
-Paperless and Rapid Funding
Increase close rates, average order values and sales
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9. Increase the Close Rate and Average Order Value
by Focusing on Low Monthly Payments
Loan Amount Monthly Payment
$2,500 $47
$5,000 $94
$7,500 $141
$10,000 $188
$15,000 $282
$20,000 $375
$25,000 $469
$30,000 $563
$35,000 $656
$40,000 $750
*Quoted Monthly Payments assume an 84 month term at 13.99% Annual Percentage Rate.
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10. GreenSky’s Customer Service Commitment
GreenSky’s success is dependent on our Customers’ experience.
We have earned the trust of world class companies because of our commitment to customer
care and fairness. We keep that trust by living up to that commitment every day.
The GreenSky Customer Experience Vision
1. Our Customers understand the value and cost of the product and how they can maximize the product to their benefit.
2. Our Customers are offered a fair deal and believe that they received a fair deal.
3. Our process is simple and easily understood by our Customers.
4. Our Customers can reach GreenSky for the service they need, when they need it, utilizing their preferred method.
5. Our Customers’ issues are resolved efficiently.
6. Every Customer is treated with respect and care and a sense of urgency.
7. Choosing GreenSky means our Customer received the best service, the best value, and the best experience.
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11. The GreenSky Advantage –
Strategic Partners
Partnering with GreenSky empowers you to develop customized credit
programs that will increase your sales and benefit your authorized dealers
Benefits for Your Business
Your Business
Manufacturers Increased sales
Distributors Increased market share
Retailers More visibility
Franchisors More control
Trade Associations Greater differentiation
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12. Getting Started with GreenSky:
Dealer Enrollment
Getting Started with GreenSky Sign up Today
is as Easy as 1, 2, 3:
Step 1: Complete the one page Dealer Application
Online: www.GreenSkyCredit.com
Step 2: Accept the GreenSky Dealer Contract
Step 3: Within one business day, You’ll receive a
“Welcome Kit” containing:
Call/Email your Dealer Representative
• Your GreenSky Dealer #
Jeffrey Gold, 404.832.4130
• Contact information for your dedicated
GreenSky Representative jeffrey.gold@greenskycredit.com
• Training Materials for your sales and
administrative staff
Dealer and Customer Service Hours
Monday – Saturday: 6 am – Midnight EST
Sunday: 8 am – 10 pm EST
866.936.0602
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