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How to choose a Car Insurance
Look for a licensed provider

Licensed Provider
• Caution: when shopping for car insurance online, ensure they
are licensed in your area
Price you pay
Price factor
• Get quotes from two or three companies
either from;
1. Direct to consumer companies 2.Agents or 3.Internet based

• Direct companies offers the best, but they ask
for perfect driving records
• Cheap car insurance may be an expensive mistake
• Low price may have less cover
Third party Vs Comprehensive

• Decide what cover you need, third party or
comprehensive
• Be aware that third party covers injury/ damage to the third
party, not your car/life
Efficient service

Service
• Quick and efficient
• Talk to consumers of the company you are paying for
Choosing an Insurance Company

• Reliability of the firm
• Ability to pay claim
• Look for agency’s ratings, be prudent to consider more than
one agency’s ratings
• Take time to research and get the best one
Get Quotes from two or three

• Contact an agency and tell your needs. It is wise if you consult
two or three agencies and ask for quotes
Thank You

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How to choose a Motor Car Insurance Policy

  • 1. How to choose a Car Insurance
  • 2. Look for a licensed provider Licensed Provider • Caution: when shopping for car insurance online, ensure they are licensed in your area
  • 3. Price you pay Price factor • Get quotes from two or three companies either from; 1. Direct to consumer companies 2.Agents or 3.Internet based • Direct companies offers the best, but they ask for perfect driving records • Cheap car insurance may be an expensive mistake • Low price may have less cover
  • 4. Third party Vs Comprehensive • Decide what cover you need, third party or comprehensive • Be aware that third party covers injury/ damage to the third party, not your car/life
  • 5. Efficient service Service • Quick and efficient • Talk to consumers of the company you are paying for
  • 6. Choosing an Insurance Company • Reliability of the firm • Ability to pay claim • Look for agency’s ratings, be prudent to consider more than one agency’s ratings
  • 7. • Take time to research and get the best one
  • 8. Get Quotes from two or three • Contact an agency and tell your needs. It is wise if you consult two or three agencies and ask for quotes