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NAFSA Region II
Bozeman, Montana
October 24, 2013
 Barb Seekins
 University of Montana
 Assistant Director of Foreign Student and Scholar Services

 Jennifer Frankel
 International Student Insurance
 Marketing Director / Licensed Insurance Agent

 Jan Willems
 Doane College
 Director of International Programs
 Case Study
 Staying Healthy – Mind & Body
 Pre-arrival
 Post-arrival

 What students need to know:
 Healthcare inside vs. outside the US
 Health insurance
 Staying healthy

 Tools and resources to educate students
 Interactive Forum
 Q&A
 Each group gets a case study to analyze and

discuss with fellow group members.

 As a group, discuss the issues and how you

would address the problem.

 One member from each group will give an

overview of the case study along with the
approach your group would take.
What students should know about...
 World Health Organization definition:
 A state of complete physical, social and mental

well-being, and not merely the absence of
disease or infirmity.

 Health is a resource for everyday life … a positive

concept emphasizing social and personal
resources as well as physical capabilities.

 (WHO knew? The World Health Organization!)
 Sleep
 Diet
 Exercise
 Communication
 Results:
 Maintaining the balance from

back home
 Controlling stress
 Handling Culture Shock
Drugs and Alcohol
Smoking
Depression
 Get involved
 School associations
 Cultural/religious organizations
 Intramural/ club sports

 Gym and recreational areas
 Develop support systems
 Advisors and Support Staff
 Mental health counselors
 Stigma associated with mental health
 The line between personal care and

professional care

 when the above steps are not enough we move

into the medical care realm.

 Jenny and Jan are next to describe:
 U.S. medical care system
 Health insurance
 Other resources
What students should know about...
Healthcare in the US is expensive!
Healthcare in the US is expensive!
Healthcare in the US is expensive!
•
•
•
•

Minor sicknesses & injuries
Wellness & preventative care
Serious medical conditions
Emergency
What students should know about...
Out-of-pocket costs
Wellness care/ Preventative care
Mental health
Maternity
Pre-existing conditions
Routine Dental
Physical Exams
Vaccinations/Immunizations
Eye Exams
Maintenance Drugs
 IRS enforces mandate based on resident vs. non-resident alien

analysis

 F, M, Q and J (student/scholar) visa holders are exempt for 5

years from:

 maintaining minimum essential coverage
 paying the shared responsibility payment

 International students can choose their plan:
 School’s group plan
 Individual health insurance
 State exchanges

 International students will still need to meet the US Department

of State (J visa) and their school’s insurance minimums


Annual Limits:
 Policy year September 24, 2012 until December 31, 2013:
Annual limits of no less than $500,000
 Policy year on or after January 1, 2014:
No annual limits






Preventative Care: Student health coverage is
required to provide preventive services without costsharing.
Lifetime Limits: Plan may not impose lifetime limits
Pre-existing condition limitations: Plans may not
impose pre-existing condition limitation on those
younger than age 19.
•

After January 2014, pre-existing conditions cannot be excluded
Here you can find…
http://www.nafsa.org/findresources/Default.aspx?id=35008
http://www.nafsa.org
http://www.nafsa.org/wcm/Cust/Cust/Custom_Cart/Sto
re_Home.aspx?catId=10
http://health.unl.edu/
•Make your own
•Existing Video Resource

http://www.vpul.upenn.edu/shs/

http://www.internationalstudentinsurance.com/explain
ed/us-healthcare-system-video.php
http://www.nafsa.org/Find_Resources/Supporting_International_Students_And_Scholars/Network_Resources/International_Enrollment_Management/Health_Insurance_Co
https://www.ue.org/learnue/onlinecourses.aspx
 Staff
 Faculty
 Department of Health

 Clinics and Hospitals
 Community Organizations
http://uhs.berkeley.edu/gotang/
 http://www.internationalstudenti

nsurance.com/explained/ushealthcare-system-video.php

List of Local Resources
How to Use Local

Resources
 Building Health Literacy

 Translation

http://healthcenter.uoregon.edu/Home/InternationalStudents.aspx
What one thing does your school do best to address the health needs
of your international students?
How do you overcome mental health issues and the stigma
associated with it?
What support system does your school have in place to make sure
international students are safe and secure?
Barb Seekins
seekinsbh@mso.umt.edu

Jennifer Frankel
219 Lommasson Center
Missoula, Montana 59812
(406) 243-6183

jfrankel@internationalstudentinsurance.com

224 First Street
Neptune Beach, FL 32266
(904) 247-1387 ext 104

Jan Willems
jan.willems@doane.edu

206 Gaylord Hall
1014 Boswell Avenue
Crete, NE 68333 USA
(402) 826-8215

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