Ben Stiller plays the manager of an apartment building in New York. When the wealthy tenant, played by Alan Alda, is arrested for fraud and put on house arrest, Stiller's character learns the tenant mishandled the building employees' pension fund. Stiller then works with the unemployed employees and a thief, played by Eddie Murphy, to break into the tenant's penthouse in search of $20 million they believe he has hidden. They discover the money was converted to gold hidden under the paint of a car. The group lowers the car from the penthouse just as the FBI arrive to make arrests.