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Christian Financial Planning Tay Ho Soon, CFP ® http://hosoon.blogspot.com/
Five Areas to Monitor ,[object Object],[object Object],[object Object],[object Object],[object Object]
Elements of a Financial Plan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Establish Goals   Step 2 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Goals Pray for Four Months Pray for Wisdom No Praying Wild and Crazy Beyond Basic Basics Desires Wants Needs
Your Goals ,[object Object],[object Object],[object Object],[object Object],[object Object]
Financial Goals ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Top Ten Goals ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Three Dimes ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
A Pair of Scissors ,[object Object],[object Object],[object Object],[object Object]
Debt’s Danger Signs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Christmas Bondage
Steps To Get Out of Debt ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Steps to Get Out of Debt ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Budget ,[object Object],[object Object],[object Object],[object Object],[object Object]
Budget Worksheets Use Personal Budgeting Spreadsheet List the Financial Goals! Quicken Computer Program Lotus or Excel Old Crumpled Up Grocery Bags or Used Envelopes
Two Big D’s ,[object Object],[object Object],Goal 4
Don’t Compare or Compete ,[object Object],[object Object],[object Object],[object Object],Goal 5
Get Educated About Money ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Goal 6
Planned Retirement ,[object Object],[object Object],[object Object]
Retirement Investing  How can you be prepared for inflation? 1.       Live for it! Don't spend more than you are receiving. Sounds simple but it's a reminder that a  budget  is necessary even after you retire!   2.      Invest for it! Don't be so conservative so that all your investments are "INCOME" oriented and "PRINCIPAL" secured. Leave room in your investment portfolio for some growth type stocks and/or mutual funds. 3.      Spend for it! Buy, those long term assets that you know you will need in the next few years. Don't use this as an excuse to purchase new items that you don't really need. But buy or set aside the money for a new roof or new car.   
Prepare An Estate Plan ,[object Object],[object Object],[object Object],[object Object]
Estate Planning ,[object Object],[object Object],[object Object],[object Object],[object Object]
1.               PAY OFF YOUR CREDIT CARDS. 2.    ELIMINATE ALL CONSUMER DEBT. 3.    MAXIMIZE YOUR RETIREMENT PLAN CONTRIBUTIONS. 4.    PAY OFF YOUR MORTGAGE. 5.    BUY USED CARS VERSUS NEW CARS. 6.    SIGN UP FOR A MUTUAL FUND AUTODEBIT PLAN. 7.    PURCHASE BLUE-CHIP STOCKS & KEEP THEM Top Seven Investments
Pay Off Your Charge Cards ,[object Object],[object Object],[object Object],[object Object]
Eliminate All Consumer Debt ,[object Object],[object Object],[object Object]
How To Accumulate $1,000,000 by Age 65 At 30 you still have 35 years
Mutual Fund Investing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Investing for Your Future Mutual Fund Investing ,[object Object],[object Object],[object Object],[object Object],[object Object]
Mutual Fund Criteria ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Mutual Fund Criteria ,[object Object],[object Object],[object Object],[object Object],[object Object]
Blue-chip Stock Criteria ,[object Object],[object Object]
Investment Guidelines
Frauds, Con Artists and Rip-offs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Frauds, Con Artists and Rip-offs ,[object Object],[object Object],[object Object]
Your Personal CPA CFP I’m sorry, I can’t make a decision without my CPA’s and Certified Financial Planner’s approval.
Get Started Today! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Where to From Here? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Useful websites Securities Commission: www.sc.com.my Financial Planning Association of Malaysia: www.fpam.org.my Bank Negara Malaysia: www.bnm.gov.my

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Christian Financial Planning

  • 1. Christian Financial Planning Tay Ho Soon, CFP ® http://hosoon.blogspot.com/
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  • 5. Goals Pray for Four Months Pray for Wisdom No Praying Wild and Crazy Beyond Basic Basics Desires Wants Needs
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  • 16. Budget Worksheets Use Personal Budgeting Spreadsheet List the Financial Goals! Quicken Computer Program Lotus or Excel Old Crumpled Up Grocery Bags or Used Envelopes
  • 17.
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  • 21. Retirement Investing How can you be prepared for inflation? 1.      Live for it! Don't spend more than you are receiving. Sounds simple but it's a reminder that a budget is necessary even after you retire!   2.      Invest for it! Don't be so conservative so that all your investments are "INCOME" oriented and "PRINCIPAL" secured. Leave room in your investment portfolio for some growth type stocks and/or mutual funds. 3.      Spend for it! Buy, those long term assets that you know you will need in the next few years. Don't use this as an excuse to purchase new items that you don't really need. But buy or set aside the money for a new roof or new car.  
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  • 24. 1.              PAY OFF YOUR CREDIT CARDS. 2.    ELIMINATE ALL CONSUMER DEBT. 3.    MAXIMIZE YOUR RETIREMENT PLAN CONTRIBUTIONS. 4.    PAY OFF YOUR MORTGAGE. 5.    BUY USED CARS VERSUS NEW CARS. 6.    SIGN UP FOR A MUTUAL FUND AUTODEBIT PLAN. 7.    PURCHASE BLUE-CHIP STOCKS & KEEP THEM Top Seven Investments
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  • 27. How To Accumulate $1,000,000 by Age 65 At 30 you still have 35 years
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  • 36. Your Personal CPA CFP I’m sorry, I can’t make a decision without my CPA’s and Certified Financial Planner’s approval.
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  • 39. Useful websites Securities Commission: www.sc.com.my Financial Planning Association of Malaysia: www.fpam.org.my Bank Negara Malaysia: www.bnm.gov.my