E-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateway protects credit cards details encrypting sensitive information, such as credit card numbers, to ensure that information pass securely between the customer and the merchant and also between merchant and payment processor.
10. DIRECT PAYMENT API OVERVIEW The Direct Payment API offers you direct credit card payment processing capability through PayPal. For credit card transactions, customers can stay on your website as PayPal processes the payment in the background. For each payment, Direct Payment API takes the billing address, transaction amount, credit card information, and item information as inputs. Within seconds, the API returns a confirmation that the transaction has been processed. Additionally, Direct Payment API lets you flag potentially fraudulent transactions, and provides you with industry-standard AVS and CVV2 responses for each transaction. By integrating Direct Payment API with Express Checkout as part of the Website Payments Pro solution, you can accept all major payment types, including PayPal, while working with a single provider that processes and manages all of your online payments for you. IMPORTANT: Direct Payment API is not a standalone product. You are required to use Direct Payment API and Express Checkout together as part of the Website Payments Pro solution.