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        the
Business
                                     EDGE
                                      Serving Business, Encouraging Growth in Southwestern Illinois

Volume 6                                                                   DECEMBER                                                                                   Issue 12

                                   The Ambassador Committee celebrates the Spirit of Christmas with Community
                                   Hope Center
           IN THIS ISSUE           On Tuesday, December 9, 2008, the                 breakings, open houses, and Business
                                   Ambassador Committee of the RiverBend             after Hours networking events. They
                                   Growth Association partnered with the             volunteer to work at our special events
  Upcoming Event                   Community Hope Center by hosting a                which are the Annual Duck Race,
  page 2                           toy drive to assist the Community Hope            Annual Dinner, Annual Riverbend
                                   Center’s annual giving mission.                   Golf Classic, State of the Riverbend
                                                                                     Luncheon and the Women’s
  Welcome our Newest Members       Each December, the Ambassador                     Conference. This committee also
  page 4                           Committee members gather together to              assists the Membership Committee
                                   celebrate the holiday season. This year the       in the recruitment and retention of the
                                   ambassadors treated themselves to lunch at        membership.
  Mayor Report - Grafton           Gentelin’s on Broadway, where the food and
  page 9                           service was fabulous and the banquet room         A BIG THANK-YOU to every 2008
                                   was full of holiday atmosphere.                   Ambassador Committee member for                  The Ambassador Committee of the RiverBend
                                                                                     their generous gift of volunteerism: Bill Aery   Growth Association partnered with Community
  Ribbon Cuttings                  Each committee member was secretly                of Godfrey Lions Club, Nancy Baahlmann           Hope Center in collecting toys for their annual
  page 10                          assigned the name of another committee            of Beverly Farm, Gwen Baalman of                 holiday toy drive.
                                   member for a gift exchange. Each                  ConocoPhillips Wood River Refinery, Karen
                                   committee member bought a child’s toy that        Baker-Brncic of Alton Marina, Dorrie Ball        Office Products, Laura Schwartzkopf of
                                   represented something about the recipient.        of KevCor Construction Services, Jenni           Schwartzkopf Printing, Lexie Werner of
                                   They brought the gift to the party wrapped        Beck, Mary Boulds of the City of Alton, Sally    Lockhaven Country Club, Donna Thornton
                                   and tagged with the information on whom it        Crook of Suncon Designers & Builders,            of Southern Illinois Real Estate Center, Pam
                                   was going to and who it was from. After the       Loretta Dawdy of WBGZ, Dorothy Droste,           Whisler of the Village of Godfrey, Denise
                                   recipient opened their gift, the “giver” had      Debbie Frakes, Linda Funk of Regions             Wolff of First Clover Leaf Bank and Tina
                                   to explain why they bought that toy for that      Bank, Jerry Gibson of the Village of Godfrey,    Zumwalt of Saint Anthony’s Health Center.
                                   committee member. All of the toys were then       Jennifer Hasamear of United Way, Janae
                                   donated to Community Hope Center! What            Hausman of Olin Community Credit Union,          For more information on the Community
                                   a fun way to give back to the community!          Gary Hoggatt, Jr. of National Bank at            Hope Center and how you can support their
                                                                                     Edwardsville, Phil Kammann of Airport Bowl,      community outreach efforts, please contact
  5800 Godfrey Road - Alden Hall   The stories shared with each other during         Debra Kannel of Cornerstone Bank & Trust,        their development director, Angela Valdes,
      Godfrey, Illinois 62035      this “toy exchange” were funny, heart             Therese Kuddes of Kuddes Advertising,            by calling 618-462-2331.
                                   warming and sometimes, emotional. The             Marlene Lewis of Alton Memorial Hospital,
       Phone: 618-467-2280
                                   atmosphere this “toy exchange” created is a       Sue Lowrance of the Village of Bethalto,                                To experience your
        Fax: 618-466-8289          memory that none of us will ever forget.          Karen McAtee of TheBANK of Edwardsville,                                fine dining tastes,
   info@growthassociation.com                                                        Char McAllister of Girl Scouts of the River                             please call Sarah
    www.growthassociation.com      The Ambassador Committee is a group of            Bluffs Council, Jeff Maclin of WBGZ, Brenda                             at Gentelin’s on
                                   Growth Association members who represent          Moore, Kristen Orban of The Telegraph,                                  Broadway at 618-
                                   the RiverBend Growth Association as a             Jackie Parks of Liberty Bank, Dick Propes                               465-6080.
                                   public relations body. The main focus of this     of Alton Youth Symphony, Jenny Robison
                                   committee is to aid the Growth Association        of Shell Community Federal Credit Union,                                Ambassador Jerry
                                   in maintaining our visibility in the community.   the late Otto Rice of the City of Wood                                  Gibson with the Village
                                   The Ambassador committee provides this            River, Amy Schaake of Dr. Frank Bemis                                   of Godfrey was Santa’s
                                                                                                                                                             helper during the toy
                                   visibility by generously volunteering their       and Associates, Christy Schaper of Royal                                drive.
                                   time to attend our ribbon cuttings, ground


                  A monthly publication of The River Bend Growth Association...
            Your Regional Chamber of Commerce and Economic Development Agency
page 2 • Tuesday, December 23, 2008                        Business Edge                                                  THE TELEGRAPH
Board of Directors 2008
Kent Scheffel, Chairman                Ambassador of the Month
                                       Therese Kuddes of Kuddes Advertising                                 Upcoming Meetings and
Melissa Erker, Past Chairman
David Miller, Chair-Elect                                                                                   Events
Mike Fitzgerald, Treasurer                                                                                  1/1    Office Closed
                                                            I am Therese Kuddes and my husband, Kevin,
                                                                                                            1/7    New Member Orientation,
Dale Blachford                                              and I own Kuddes Advertising Specialties. I            RBGA, 12:00
David Braasch                                               have been selling advertising specialty items   1/8    Young Adults Committee, 8:15
Mayor Michael Campion                                       since 1983.                                     1/8    Business After Hours, TheBANK
Karen Cooper                                                                                                       of Edwardsville, 5:00
Jeff Davis                                                                                                  1/9    Promotions Committee,
                                                            I am a member of The River Bend Growth
Larry Franklin                                                                                                     Paradise Donuts, 8:15
Tobie Grover                                                Association and have been since 1990. I         1/13   Ambassador Committee,
Cathy Hamilton                                              currently am an Ambassador and serve on the            Beverly Farm, 11:30
Pam Heepke                                                  Membership and Education Committees.            1/19   MLK Holiday – Office Closed
John Keller                                                                                                 1/20   “Let’s Talk’ on WBGZ, 10:00
                                                                                                            1/21   Total Networking Luncheon,
Jeannine Kelly                         I am a member of St. Ambrose Catholic Church where I serve on
                                                                                                                   Castelli’s Moonlight at 255,
Mark Kratschmer                        the Parish Pastoral Council and Eucharistic Minister to Rosewood            11:30
E.J. Kuiper                            Care Center in Alton.                                                1/22   Annual Dinner, Lewis and Clark
Jeff Lauritzen                                                                                                     Community College, 5:00
Rich Mersinger                         I was born in Louisville, KY where I graduated from Mercy            1/26   Membership Committee, Food N
Don Reedy                                                                                                          Fermentation, 11:00
                                       Academy High School and attended Western KY University. My
Bill St. Peters
                                       husband, two dogs and I live in Godfrey. We have 2 sons, Ben
Mayor Don Sandidge
Rob Schwartz                           is a Civil Engineer in Rogers, AR and Brian is an Assistant Golf
Jim Shrader                            Professional in Springfield, IL. I enjoy quilting and sewing.
Cindy Smalley
Jack Tueth
Brenda Walker McCain
Martha Warford                                 Purchase your tickets for the 2009 Annual Dinner
Denise Wolff
Jess Woodman                                 Mark your calendars for The Growth Association’s Annual Dinner on Thursday, January
                                                       22, 2009, in the Commons at Lewis & Clark Community College.
Ex-Officio Directors
Mayor Kenny Beasley                          This event starts with a social hour at 5:30 p.m. and dinner begins promptly at 6:15 p.m.
Mayor Fred Bright                                                        Invitations have already gone out!
Mayor Steve Bryant
Mayor Marjorie Doerr                          Tickets for the dinner are $55 per person and a corporate sponsorship is $650 which
Mayor Felix Floyd                             includes a table for 10, a bottle of wine and recognition in The Growth Association’s
Mayor William Moore, Jr.                                                           Annual Report.
Mayor Richard Mosby
Mayor Fred Ufert
Supervisor Don Huber                         Growth Association Chairman Kent Scheffel of Lewis and Clark Community College will
Supervisor Doug Mueller                      officially turn over the gavel to 2009 Chairman of the Board of Directors David Miller of
Supervisor Dorothy Nagy                                                      St. Louis Regional Airport.
Dr. Dale Chapman
Brett Stawar                                   The evening will also include the presentation of the Chairman’s Awards from the
David Elson                                  Growth Association as well as awards from the Alton Regional Convention and Visitor’s
Deborah Kreutztrager                                                                Bureau.
John Pearson
Sandra Wilson                                        For reservations or additional information, please contact Joell Aguirre at
Jesse Hopkins                                                     467-2280 or jaguirre@growthassociation.com.
Jack Jacoby
William Kessler
                                                     Support The River Bend...Buy Locally
THE TELEGRAPH                                    River Bend Growth Association                                      Tuesday, December 23, 2008 • page 3
December 2008 Small Business of the Month Winner
The Grapevine
Congratulations to Julie Warren and          Grapevine, please visit their website
Jill Vinyard-King and their staff at The     at grapevinekids.com or call 618-462-
Grapevine. They are the River Bend           6502.
Growth Association’s Small Business
of the Month winner for December             If you would like to nominate a
2008!                                        business for The River Bend Growth
                                             Association’s Small Business of the
The Grapevine is located at 121              Month, please fill out the form below
Market Street in Alton (across from          and mail it to The River Bend Growth
Lincoln Douglas Square.) Julie and           Association, 5800 Godfrey Road,
Jill opened their children’s boutique        Alden Hall, Godfrey, IL 62035 or
in 2002, with one’s style being a bit        contact Joell Aguirre at jaguirre@
trendy and one’s style being a bit           growthassociation.com.
classy. The resulting mix is fun and
unique clothing with exceptional             Business Name _________________
quality at reasonable prices for boys
and girls ages preemie to size 7. The        Business Phone_________________
Grapevine’s offerings include, but
are not limited to, hair accessories,        Owner or Manager_______________
shoes, tea sets, christening outfits,
                                             Reason for nomination ___________
big brother big sister assortments,                                                  Julie Warren, co owner of a children’s boutique in downtown Alton, The
outerwear, toys/books and much               ______________________________          Grapevine, proudly accepts the December 2008 Small Business of the Month
more.                                                                                award from Award Committee chairperson Amy Schaake of Dr. Frank Bemis &
                                             Nomination submitted by (optional) __   Associates.
To congratulate Julie and Jill on their
award or for more information on The




                                           Support River Bend Development...Join the Growth Association Today!
page 4 • Tuesday, December 23, 2008                               Business Edge                                                           THE TELEGRAPH
Welcome our newest members who joined during the month of November 2008
Club Paws, Inc.                          a nice place to watch over their best      with clients, helping them to           $5.00 to $150.00. Our fresh meat
Jackie Spiker                            friend. Daycare is included for all pets   understand and make sense of the        counter features USDA Choice meats
299 E. Elm Street                        staying with Club Paws.                    investment options available today.     cut by Mike Neuhaus Sr. who has
Alton IL 62002                                                                      Edward Jones is headquartered           over 55 years of experience. We have
(618) 463-9983                           Edward Jones                               in St. Louis. The Edward Jones          beer and wine tasting events every
clubpawsinc.com                          Tim Epps, Financial Advisor                interactive Web site is located at      month in our new dining room. Sign
Club Paws, Inc. is owned and             1837 Homer Adams Pkwy., Suite G-1          www.edwardjones.com, and its            up for our e-newsletter to learn what’s
operated by Jackie Spiker and Kim        Alton IL 62002                             recruiting Web site is www.careers.     happening at Food N Fermentation,
Lee of Alton. The company provides                                                  edwardjones.com. Member SIPC.           6017 Godfrey Road, Godfrey IL.
                                         (618) 465-2640
pet services such as Grooming,           Edward Jones provides financial
Daycare (pet sitting), and Boarding.     services for individual investors          Evangelical United Church of            Miller’s Insurance Solutions
The club for pets is located in an old   in the United States and, through          Christ                                  Jean Miller
warehouse type building, this provides   its affiliates, in Canada and the           Reverend Jerry MeCaskey                 4600 Valley Dale Rd.
a perfect environment for the pets       United Kingdom. Every aspect of            1212 W. Homer Adams Parkway             Godfrey IL 62035
to run and play all day long without     the firm’s business, from the types         Godfrey IL 62035                        (618) 466-1901
being outdoors in the elements. The      of investment options offered to the       (618) 466-6077                          Miller’s Insurance Solutions was
club is designed to reflect an outdoor,   location of branch offices, is designed     www.evangelicalucc.com                  established in 2001 by Jean & Terry
back yard setting using fencing          to cater to individual investors in the                                            Miller. Miller’s Insurance Solutions
instead of walls as barriers. Families   communities in which they live and                                                 specializes in Life, Health, & Annuities
                                                                                    Food ‘N Fermentation
can drop off their pets on their way     work. The firm’s 10,000-plus financial                                               for both individuals and businesses,
to work and pick them up on their                                                   Phyllis and Dan Bechtold
                                         advisors work directly with more than                                              with office hours Monday thru
way home, just like a two legged         7 million clients to understand their      6017 Godfrey Road
                                                                                                                            Friday 9:00a.m. to 5:00p.m., with
daycare. While at Club Paws pets         personal goals -- from college savings     Godfrey IL 62035                        weekend and after hour appointments
learn social skills, some manners,       to retirement -- and create long-term      (618) 466-6111                          available. Miller’s Insurance Solutions
and get to enjoy a day of play while     investment solutions that emphasize        Food N Fermentation specializes in      offers a variety of plans and products.
you are out. The grooming is done by     a well-balanced portfolio and a buy-       fine wines, micro brew beers, gourmet    For additional information please
April Smith who has been grooming        and-hold strategy. Edward Jones            food items, fresh meats, and a hot      contact their office at 466-1901.
pets for 10 years. Boarding is for       embraces the importance of building        and cold deli. We have over 300 micro
anyone who travels and is looking for    long-term, face-to-face relationships      brews and 300 fine wines priced from




                                                           Support The River Bend...Buy Locally
THE TELEGRAPH                                    River Bend Growth Association                                         Tuesday, December 23, 2008 • page 5
Identity Theft – Could it Happen to You?
      Actually, it could happen to           • Be aware - fraudsters can strike in        or fees on their winnings.         Article submitted by Shell Community
anyone – someone you don’t know                any state, city, or town. Don’t think,   • Annual credit report - you may     Federal Credit Union
is running up charges on your credit           “It won’t happen here.”                    now order a free copy of your
card, opening accounts, establishing         • Be cautious - if something                 credit report every year. Go to    Information taken collectively from
cell phone service, and taking out             appears out of the ordinary; check         www.annualcreditreport.com to      everythingcumarketing.com and © 2008 Credit
                                                                                                                             Union National Association Inc. Reprinted with
loans in your name…with your good              with your credit union or bank so          request yours today.               permission
credit. All an identity thief needs is         they can do further research.
a little bit of information to do a lot of   • Review account histories and
damage to your financial well-being –           average balances to identify
and your credit report.                        unusual circumstances.                     “The power of the RiverBend Growth Association is that
      With just a few key facts about        • Stay in touch with current scams:
you (all too easily obtained) such as          -Counterfeit money orders and              it can represent all the business stakeholders in the
your full name, your Social Security           checks printed with high-quality           region. The Growth Association has been important over
number, an account number, a                   paper and graphics. Fraudsters             the last few years as a voice of the impacts of potential
password/PIN, your previous address,           use these counterfeit instruments          legislation on our large manufacturing industries and
or your mother’s maiden name,                  to obtain funds from unsuspecting          the implications that potential proposals may have on
an identity thief could make you a             victims.
victim of the fastest-growing crime in         -Overpayment by check, typically
                                                                                          the small business either directly or indirectly. To have
America. You probably won’t know               several thousand dollars, with a           a strong voice that represents the region is critical
about it until months – or even years          request to wire transfer the excess        to ConocoPhillips as well as to any business in the
– later.                                       to another financial institution.           RiverBend.”
      Crimes like this will continue to        Several forms of this scam often
happen to more and more people                 begin on the Internet.
                                                                                          - Melissa Erker, Government and Community Relations Director,
if we don’t proactively try to protect         -“You’ve won” the international
                                                                                          ConocoPhillips Wood River Refinery.
ourselves. You can start today.                lottery. This scam tells recipients
There are simple steps to take:                they’re required to pay taxes and/




                                         Support River Bend Development...Join the Growth Association Today!
page 6 • Tuesday, December 23, 2008                         Business Edge                                                          THE TELEGRAPH
Looking Back on 2008…
The RiverBend Growth Association had
another successful year supporting our
local businesses. Members enjoyed 26
networking events: 11 Business After
Hours, 6 Total Networking Lunches, 5
Breakfast Connections and 4 Quarterly
Economic Updates. Our 5 events
(the Annual Dinner, Duck Race, The
Riverbend Golf Classic, For Women By
Women training seminar and the State
of the Riverbend Luncheon) were all well           Dwight and Cheryl Werts of Werts Welding and
                                                   Regions Bank employees Jeff Lauritzen, Jami
attended. We partnered with 34 businesses/         Eberwein and Matt Waters enjoy the 2008 Duck         2008 State of the RiverBend award winners:
organizations in ribbon cutting celebrations       Race at Raging Rivers Water Park in Grafton.         President of Helmkamp Construction Brad Farrell,
and 3 ground breaking ceremonies. We                                                                    Mayor Steve Bryant of the Village of Bethalto,
met and built stronger relationships with                                                               Kerry Smith and Al Ortbals of the Illinois Business
six of our local high schools. We recruited                                                             Journal, Rob Schwartz of TheBANK of Edwardsville
over 75 new members to our organization.                                                                and Mayor Fred Ufert of the City of Wood River.
Committees met each month to work on
special projects and events. More than
3,000 volunteer hours were generously
donated from our supportive members.

Thank-you, RiverBend Growth Association
members for your involvement, your support
and your guidance in 2008. With your
continued involvement, 2009 will be great
too!                                       John Keller of Carrollton Bank sponsored a team in           2007-2008 Young Adults Committee Charity
                                                   the 2008 River Bend Golf Classic on June 20, 2008,   Check Presentation: The Young Adults committee,
                                                   at Lockhaven Country Club.                           consisting of junior and senior representatives from
                                                                                                        our local schools, presented United Way a check
                                                                                                        for $1,150. United Way was the recipient of the
                                                                                                        proceeds from the Young Adults fundraiser, Battle
                                                    Sally Roth of                                       of the Bands 2007-2008!
                                                    Regions Bank
                                                    was the guest
                                                    speaker at
                                                    the Women’s
                                                    Seminar on
                                                    September
                                                    19, 2008,
                                                    sponsored by
January 2008: Annual Dinner award winners: 2008 the RiverBend
Chairman Kent Scheffel of Lewis & Clark Community Growth
College, Chairman’s Award winner Harold Johnson     Association
of SCORE, Chairman’s Award winner Dwight Werts and SCORE.                                               The RiverBend Growth Association celebrated with
of Werts Welding, Ambassador of the Year Gary                                                           many local and state officials in a ribbon cutting
Hoggatt Jr. of National Bank at Edwardsville, Small                                                     ceremony celebrating the IL 255 extension opening
Business of the Year Imo’s Pizza owners Shelli                                                          to Seminary Road.
Armanees, Annette Wilson and Charlie Downs and
2007 Chairman Melissa Erker of ConocoPhillips
Wood River Refinery.
                                                      Support The River Bend...Buy Locally
THE TELEGRAPH                             River Bend Growth Association                                         Tuesday, December 23, 2008 • page 7
                                                   Growth Association Honors all 12 Small Business of Month Winners
                                                   What is this award called Small Business of the Month Award? What must a business/organization
                                                   do to win this award? They must be nominated by anyone in our community and they must complete
                                                   the application for consideration. Once the application is completed, this business’s application goes
                                                   before an awards committee of 12 Growth Association members. Each business that has a completed
                                                   application is given a score for the following categories: years of service, number of employees,
                                                   reputation, community service, appearance, innovation and response to adversity. The business with
                                                   the highest score wins the Growth Association’s monthly Small Business of the Month Award.

Laclede Community Credit Union broke ground in     The monthly award recipient receives the following $2400 publicity package: the opportunity to attend
April 2008 and opened their doors in November      the Growth Association’s monthly show on WBGZ talk radio, be our guest at the Growth Association’s
2008 at their newest location at 301 Mechanical    networking breakfast or luncheon where they will be recognized and awarded with a plaque, a 2-sided
Lane in Bethalto.                                  yard sign to display at their business, a featured story in The Telegraph newspaper, recognition in
                                                   the Growth Association’s Business Edge, displayed on the Growth Association’s board that travels
                                                   to Business After Hours and become eligible to win the annual Small Business of the Year award.
                                                   Contact the Growth Association to nominate a deserving business!

                                                                   Congratulations to the 2008 Small Business of the Month Winners:
                                                                                    Moonlight Restaurant - January 2008
                                                                                     Backyard Dreams - February 2008
                                                                                      Berger Automotive - March 2008
                                                                                           Waltco Tools - April 2008
                                                                                        Dentistry with TLC - May 2008
                                                                                          Agha Designs - June 2008
                                                                             Quality Buick Pontiac GMC Cadillac - July 2008
                                                                           Jim Murphy’s Complete Landscaping - August 2008
The RiverBend Growth Association hosted four                                        Gebbs Total Video - September 2008
economic updates throughout the year, with the                                           Be Well Now - October 2008
intent to educate the membership on economic                                    Illinois Business Journal - November 2008
issues pertaining to southern Illinois. Pictured                                      The Grapevine - December 2008
here is the transportation committee who brought
Mary Lamie of IDOT to speak at the June 2008       To nominate a business for the Growth Association’s Small Business of the Month Award, please fill out
economic update: Transportation Chairman,          this nomination form and return it to the RiverBend Growth Association. The Growth Association’s Awards
Attorney Dean Sweet; Martha Warford of Beverly     Committee will follow up with the nominated business and get them the application to fill out. For questions
Farm; Dave Miller of St. Louis Regional Airport;   about this program, please contact Joell Aguirre at 467-2280 or jaguirre@growthassociation.com.
Mary Lamie of IDOT; Godfrey Economic Developer
Matt Asselmeier; Curt Westrich of Heneghan and     Small Business of the Month Nomination
Associates; and Scott Reichmann of Contegra        Business Name ______________________________________________________________
Construction Company.                              Owner or Manager____________________________________________________________
                                                   Reason for nomination ________________________________________________________
                                                   ___________________________________________________________________________
                                                   Nomination submitted by (optional) _______________________________________________

                                                   Mail to: RiverBend Growth Association
                                                            Attention: Joell
                                                           5800 Godfrey Road, Alden Hall, Godfrey, IL 62035 or Fax to:         (618) 466-8289

                                                                                                      The RiverBend Growth Association celebrated 11
                                                                                                      Business After Hours networking events in 2008. In
                                  Members                                                             August 2008, over 350 members enjoyed the evening
                                  participated                                                        at the Wood River Aquatic Center: the late Otto
                                  in a speed                                                          Rice of the City of Wood River, Donna Thornton of
                                  networking                                                          Southern Illinois Real Estate Title Center, Dorrie Ball
                                  event at the                                                        of KevCor Construction Services, Jess Woodman of
                                  Breakfast                                                           Woodman Collision Center and Don Reedy and Janae
                                  Connections in                                                      Hausman of Olin Community Credit Union.
                                  April 2008.


                                    Support River Bend Development...Join the Growth Association Today!
page 8 • Tuesday, December 23, 2008                                   Business Edge                                                             THE TELEGRAPH
Time to Sell…or Time to Buy?
We’re in a recession, which could be       as we are now in, you may indeed             to consider some important facts. For
severe. Several financial services          benefit by not only staying invested,         example, if you pulled out of the stock    And here’s another reason to keep
companies have either collapsed or         but also increasing your investment          market and purchased certificates of        investing: As measured by the price-
been bailed out by the government.         dollars in the financial markets.             deposit (CDs) from a strong financial       to-earnings ratio (P/E), stocks are
And the stock market is down about         Consider this: In nine of the last ten       institution, you could reasonably          currently inexpensive. If you buy
45 percent since hitting its peak in       recessions, dating back to 1949, the         expect that your principal will be safe    more shares when prices are down,
October of 2007. Is this a “perfect        S & P 500 had moved up by at least           and that you will receive the interest     your increased ownership stake
storm” that should blow investors out      29 percent just 12 months after hitting      payments promised to you. But the          should become more valuable when
of the market — or is it actually an       its lowest point during the recession.       interest rate you receive may not          stocks recover — as they have done
opportunity for investors to jump back     Of course, as you’ve no doubt heard,         even keep up with inflation, so, over       following every bear market in the
in?                                        past performance is no guarantee             time, your investment could end up         past.
                                           of future results, but it’s interesting      costing you purchasing power.
If you’re an investor, your first impulse   to note that the market eventually                                                      It’s tough to stay positive during a
might be to join the “get out while you    recovered after each recession.              On the other hand, if you were to          gloomy market environment. But the
can” camp. After all, it’s no fun seeing                                                remain invested in the stock market,       most successful investors are often
the market plunge hundreds of points       However, no one can really predict           and if it does follow historical           the ones who have the courage to
one day — and then hundreds more           when stocks will reach that low point.       patterns, you do have a chance of          be optimistic when everyone around
the next day. And we keep getting          It’s possible we’ve already hit it, but      making up your losses. Will there be       them is not.
hit by waves of bad economic news.         it’s just as likely that we’ll see further   continued volatility in day-to-day price
What possible reason could there be        drops.                                       movements? Almost certainly. But           This article was written by James
for remaining invested in the market,                                                   keep in mind that, over the long term,     Claywell, Financial Advisor with
or even adding more dollars to your        And yet, even if you can’t say that          a portfolio that contains a reasonable     Edward Jones. James can be
current investments?                       we’ve hit a market low, should you           amount of stocks, along with bonds,        reached at 618-467-2073.
                                           sell your stocks to “cut your losses”        government securities and other
Actually, you might be surprised.          and use the proceeds to buy what you         investments, gives you the best
Some strong historical evidence            perceive as less risky investments?          chance of achieving your financial
suggests that, during a period such        Before making this move, you need            goals.




                                                              Support The River Bend...Buy Locally
THE TELEGRAPH                                 River Bend Growth Association                                         Tuesday, December 23, 2008 • page 9
Thank you to our members who have renewed their membership investment for 2009
Members paid December 1 through December 16, 2008
                                          Boys & Girls Club of Bethalto         George G. Burnett Chapter of Credit       Oasis Women’s Center
62 Sports Group                           By Design                               Unions                                  Olin Community Credit Union - Bethalto
Abatement Management, Inc.                CALC, Institute of Technology         Girl Scouts of River Bluffs Council       Paradise Donuts
Action Appraisals                         Carpenters Local #377                 Godfrey Lions Club                        Paynic Home for Funerals
Affordable Dentistry Today - East Alton   Catholic Children’s Home              Goulding’s Jewelry                        Peckham Guyton Albers & Viets, Inc.
Alton Area Animal Aid Association         Chicago Title Insurance Company       Grafton, City of                          Piasa Motor Fuels, Inc.
Alton Automobile Co.                      Citizens State Bank of Shipman        Great Rivers Land Trust                   Picture This and More
Alton Bell Community Credit Union         Clark-Wiegand Financial Services      Greenville College, Adult Degree          Premier Vending
Alton Community Unit School Dist. 11      Club Paws, Inc.                         Completion                              Prudent Investor Services
Alton Marketplace                         Comfort Homes                         Haine, Senator William R.                 Pyrotech, Inc.
Alton Memorial Sales Inc.                 Community Counseling Center           Hayner Public Library District            Raifort Commerce Park
Alton MultiSpecialists                    ComPAS                                Helmkamp Automotive Service, Inc.         Regal Beagle
Alton Museum of History & Art Inc.        Cornerstone Church                    Helmkamp Construction Co.                 Rinderer’s Home Health Care Pharmacy
Alton Regional Convention & Visitors      Corridor 67                           Hoefert, John, Attorney                   Riverbend Family Ministries
 Bureau                                   Culligan Water Conditioning           Illinois Manufacturing Extension Center   Riverbend Logistics Solutions, Inc.
Alton Square Mall                         Curves                                Illinois Valley Economic Development      Riverboat Lanes
Alton Symphony Orchestra                  Dick’s Flowers, Inc.                    Corp.                                   Robert “Bob” Sanders Waste Systems,
Alton-Wood River Sportsmen’s Club         Dippel, Betty                         Imo’s Pizza, Alton Pizza LLC               Inc.
America’s History Museum of Godfrey       Duke Bakery, Inc.                     IMPACT, Inc.                              Roberts Ford Chrysler Jeep
Apartment Community of Our Lady of the    Eagle Publications, Inc.              J.J. Wuellner Construction                Rose Lawn Memory Gardens, Inc.
 Snows                                    East Alton-Wood River High School     Jeffrey’s Flowers By Design               Safety Partners, Ltd.
Arms of Love Pregnancy Resource Center     District 14                          Jim Murphy’s Lawn & Landscaping           Saint Anthony’s Health Center
Availability, Inc.                        Edward Jones                          Jimmy John’s Gourmet Sandwich Shop        Scheffel & Company, P.C.
Backyard Dreams, Inc.                     Edward Jones Investments              Johnson’s Corner Inc.                     Schlosser, C.J. & Co., L.L.C.
Barrett Heating & Cooling Inc.            Evangelical United Church of Christ   Johnson’s Hearing Center                  Slayden Glass, Inc.
Baxter Distributing Co., Inc.             Federal Steel & Erection Company      Kane Mechanical Inc.                      Southern Illinois Real Estate Title Center
Beall Mansion                             First Clover Leaf Bank - Wood River   Krueger’s Orchard                         St. Ambrose Catholic School
Beiser, State Representative Dan          Food ‘N Fermentation                  Lakin Law Firm, The                       St. Louis Regional Airport
BethMor Park - Quality Homes by Design    Formea Animal Hospital                Long, J. Thomas, Attorney At Law          Suncon, Inc. Designers & Builders
 LLC                                      Freer Auto Body                       Loy, Kenneth E. & Company, P.C.           Today’s AdVantage
Bowl Haven Lanes                          Gent Funeral Home, Inc.               Luken Agency, Inc., The                   Tolles Realty
                                                                                Mac’s Sealing & Striping                  Unique Boutique
                                                                                Madison County Employment & Training      United Way of Greater St. Louis
                                                                                  Department                              Ursuline Sisters
                                                                                Madison County Urban League               Veolia Water North America
                                                                                Mail Box Store, The                       Villa Rose Senior Living Community
                                                                                Marquette Catholic High School            WBGZ
                                                                                Marshall, Jerry L., D.M.D.                West Central Development Council - The
                                                                                Maurices                                   Job Center
                                                                                Mederi CAREtenders                        Wood River Refinery History Museum
                                                                                Metro Supply & Equipment Co.              Woodman Collision Center, Inc.
                                                                                Midwest Mowing, Inc                       Wooff Realtors
                                                                                Miller’s Insurance Solutions              YWCA
                                                                                Mississippi Mud Pottery, Inc.
                                                                                Moneris Solutions
                                                                                Money Matters Funding Source
                                                                                Morrissey Contracting Company, Inc.




                                      Support River Bend Development...Join the Growth Association Today!
page 10 • Tuesday, December 23, 2008                                Business Edge                                                                 THE TELEGRAPH
Marquette Catholic High School Celebrates With A Curtain Call….                     By Design, Alton’s Newest Boutique

                                                                                                                                   Owner of By Design, Lillian Guccione Bates,
                                                                                                                                   celebrates with family and friends in her grand
                                                                                                                                   opening of her boutique on Wednesday,
                                                                                                                                   November 26th. Growth Association
                                                                                                                                   members on hand to welcome Lillian into
                                                                                                                                   the community are: Denise Wolff of First
                                             Marquette Catholic High School                                                        Clover Leaf Bank, Jeff Maclin of WBGZ, Gary
                                             Principal Mike Slaughter, along with                                                  Hoggatt of National Bank at Edwardsville,
                                             play director Sue Mueller, proudly                                                    Mary Boulds with the City of Alton, Karen
                                             display their new stage curtain with                                                  McAtee of TheBANK of Edwardsville, Kristen
                                             several Marquette Catholic High                                                       Orban of The Telegraph, Jackie Parks of
                                             School students, family and friends.                                                  Liberty Bank and Jenny Robison of Shell
                                                                                                                                   Community Federal Credit Union.

Marquette Catholic High School proudly displayed their new stage curtain on                                                     One of the newest boutiques in Alton,
Friday, November 21, 2008, by celebrating with a ribbon cutting. Several family     By Design, located on the ground floor of the Mississippi Lime Building in downtown
and friends of Marquette Catholic High School attended the ribbon cutting to        Alton, opened their doors on Wednesday, November 26, 2008 and celebrated with a
show their support for the local catholic high school.                              ribbon cutting ceremony.

Sue Mueller, director of the high school plays at Marquette Catholic High           By Design, owned by Lillian Guccione Bates, is a boutique where a customer can
                                                                                    find one-of-a-kind pieces of clothing, accessories and fiber related art. By Design
School, played a large part in securing the stage curtain for future productions.
                                                                                    also has two unique offerings that will enhance and expand women’s fashion options:
Marquette Catholic High School Principal Mike Slaughter was excited when            Waist Not and Boot Leg. Waist Not is a lined skirt with no hem or waistband.
Sue came to him and shared her vision for the future of the theater for             Customers pick out their skirt according to their hip size and then the skirt is fitted to
Marquette. “When Sue came to me and shared her vision, there was no                 the individual. Boot Leg is a boot shaft that fits over your own shoe. If you’ve ever
stopping her,” stated Slaughter. “It’s a beautiful enhancement to our school        experienced difficulty of boots or boots that don’t fit due to a muscular calf, this Boot
and we are very proud of this,” Slaughter added.                                    Leg may be the answer.
                                                                                    For more information regarding By Design and their unique boutique, please contact
For more information on Marquette Catholic High School, please visit their          Lillian by calling 618-304-2747 or by visiting her website at www.Lillianbydesign.com.
website at www.alton-marquette.com.




                                                             Support The River Bend...Buy Locally
THE TELEGRAPH                                     River Bend Growth Association Tuesday, December 23, 2008 • page 11
Are you financially exposed?                                                            MAYOR REPORT – Richard Mosby, City of Grafton
By: Tom Lane, State Farm® agent
                                                                                                       Grafton is doing well after rebounding from two
      Many people realize the need for            loved ones.
life insurance but keep putting it off        Assumption #3: My family and I are                       floods and a mudslide. Residential development
until it is too late. You may think that      covered by the group insurance at                        has slowed, but is still steady as Grafton continues
life insurance is confusing, expensive        work.                                                    to grow. We are continuing with a major water
and complicated. You may think                  • To meet the future needs of your                     main improvement in the lower part of the City. The
you don’t know enough to make                     family, you need to have 7 to 10
                                                                                                       three phases of this project include a connection to
the right decisions for you and your              times your annual income. Most
loved ones. Postponing this decision              group term insurance amounts                         Illinois American Water Company, which will greatly
leaves you and your family exposed                offered by employers won’t meet                      improve the quality of our water.
financially.                                       this need. And, when you don’t
Assumption #1: I’ll always be able to             work for that employer any longer,   The Grafton Chamber of Commerce and local businesses have
buy life insurance.                               you usually lose that coverage.
                                                                                       many fun and interesting events planned for this coming year.
   • You could develop a health               Assumption #4: My husband has life
      condition that makes you                insurance so I don’t need it.            New businesses have recently opened and more will open soon,
      uninsurable or could make life            • Women often live longer than         featuring restaurants, wineries and shopping. There will be a lot
      insurance too costly for you.               men but not always. There are        for people to see and enjoy when they come to Grafton.
Assumption #2: I’ll get life insurance            countless stories of men who had
later when I’m older or have a family.            to shoulder the family financial
   • Life insurance may be needed at              burden along with the emotional
      all stages of life. Whether married         burden after their wife passed           family’s life. Having life insurance   information or to review your current
      or single, male or female, with             away.                                    can reduce financial concerns for       policy, please contact my office or
      children or without, you may have       Assumption #5: My family can cover           the family.                            your insurance professional.
      financial obligations that need to       funeral and burial expenses.                 Take the time now to review your
      be met. Life insurance provides           • Burying a spouse or loved one        needs and provide adequately for
      financial security for you and your          is the most stressful time in a      yourself and your family. For more




                                            Support River Bend Development...Join the Growth Association Today!
page 12 • Tuesday, December 23, 2008         Business Edge                    THE TELEGRAPH




                                       Support The River Bend...Buy Locally

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Ambassador Committee Collects Toys for Community Hope Center

  • 1. www.growthassociation.com the Business EDGE Serving Business, Encouraging Growth in Southwestern Illinois Volume 6 DECEMBER Issue 12 The Ambassador Committee celebrates the Spirit of Christmas with Community Hope Center IN THIS ISSUE On Tuesday, December 9, 2008, the breakings, open houses, and Business Ambassador Committee of the RiverBend after Hours networking events. They Growth Association partnered with the volunteer to work at our special events Upcoming Event Community Hope Center by hosting a which are the Annual Duck Race, page 2 toy drive to assist the Community Hope Annual Dinner, Annual Riverbend Center’s annual giving mission. Golf Classic, State of the Riverbend Luncheon and the Women’s Welcome our Newest Members Each December, the Ambassador Conference. This committee also page 4 Committee members gather together to assists the Membership Committee celebrate the holiday season. This year the in the recruitment and retention of the ambassadors treated themselves to lunch at membership. Mayor Report - Grafton Gentelin’s on Broadway, where the food and page 9 service was fabulous and the banquet room A BIG THANK-YOU to every 2008 was full of holiday atmosphere. Ambassador Committee member for The Ambassador Committee of the RiverBend their generous gift of volunteerism: Bill Aery Growth Association partnered with Community Ribbon Cuttings Each committee member was secretly of Godfrey Lions Club, Nancy Baahlmann Hope Center in collecting toys for their annual page 10 assigned the name of another committee of Beverly Farm, Gwen Baalman of holiday toy drive. member for a gift exchange. Each ConocoPhillips Wood River Refinery, Karen committee member bought a child’s toy that Baker-Brncic of Alton Marina, Dorrie Ball Office Products, Laura Schwartzkopf of represented something about the recipient. of KevCor Construction Services, Jenni Schwartzkopf Printing, Lexie Werner of They brought the gift to the party wrapped Beck, Mary Boulds of the City of Alton, Sally Lockhaven Country Club, Donna Thornton and tagged with the information on whom it Crook of Suncon Designers & Builders, of Southern Illinois Real Estate Center, Pam was going to and who it was from. After the Loretta Dawdy of WBGZ, Dorothy Droste, Whisler of the Village of Godfrey, Denise recipient opened their gift, the “giver” had Debbie Frakes, Linda Funk of Regions Wolff of First Clover Leaf Bank and Tina to explain why they bought that toy for that Bank, Jerry Gibson of the Village of Godfrey, Zumwalt of Saint Anthony’s Health Center. committee member. All of the toys were then Jennifer Hasamear of United Way, Janae donated to Community Hope Center! What Hausman of Olin Community Credit Union, For more information on the Community a fun way to give back to the community! Gary Hoggatt, Jr. of National Bank at Hope Center and how you can support their Edwardsville, Phil Kammann of Airport Bowl, community outreach efforts, please contact 5800 Godfrey Road - Alden Hall The stories shared with each other during Debra Kannel of Cornerstone Bank & Trust, their development director, Angela Valdes, Godfrey, Illinois 62035 this “toy exchange” were funny, heart Therese Kuddes of Kuddes Advertising, by calling 618-462-2331. warming and sometimes, emotional. The Marlene Lewis of Alton Memorial Hospital, Phone: 618-467-2280 atmosphere this “toy exchange” created is a Sue Lowrance of the Village of Bethalto, To experience your Fax: 618-466-8289 memory that none of us will ever forget. Karen McAtee of TheBANK of Edwardsville, fine dining tastes, info@growthassociation.com Char McAllister of Girl Scouts of the River please call Sarah www.growthassociation.com The Ambassador Committee is a group of Bluffs Council, Jeff Maclin of WBGZ, Brenda at Gentelin’s on Growth Association members who represent Moore, Kristen Orban of The Telegraph, Broadway at 618- the RiverBend Growth Association as a Jackie Parks of Liberty Bank, Dick Propes 465-6080. public relations body. The main focus of this of Alton Youth Symphony, Jenny Robison committee is to aid the Growth Association of Shell Community Federal Credit Union, Ambassador Jerry in maintaining our visibility in the community. the late Otto Rice of the City of Wood Gibson with the Village The Ambassador committee provides this River, Amy Schaake of Dr. Frank Bemis of Godfrey was Santa’s helper during the toy visibility by generously volunteering their and Associates, Christy Schaper of Royal drive. time to attend our ribbon cuttings, ground A monthly publication of The River Bend Growth Association... Your Regional Chamber of Commerce and Economic Development Agency
  • 2. page 2 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Board of Directors 2008 Kent Scheffel, Chairman Ambassador of the Month Therese Kuddes of Kuddes Advertising Upcoming Meetings and Melissa Erker, Past Chairman David Miller, Chair-Elect Events Mike Fitzgerald, Treasurer 1/1 Office Closed I am Therese Kuddes and my husband, Kevin, 1/7 New Member Orientation, Dale Blachford and I own Kuddes Advertising Specialties. I RBGA, 12:00 David Braasch have been selling advertising specialty items 1/8 Young Adults Committee, 8:15 Mayor Michael Campion since 1983. 1/8 Business After Hours, TheBANK Karen Cooper of Edwardsville, 5:00 Jeff Davis 1/9 Promotions Committee, I am a member of The River Bend Growth Larry Franklin Paradise Donuts, 8:15 Tobie Grover Association and have been since 1990. I 1/13 Ambassador Committee, Cathy Hamilton currently am an Ambassador and serve on the Beverly Farm, 11:30 Pam Heepke Membership and Education Committees. 1/19 MLK Holiday – Office Closed John Keller 1/20 “Let’s Talk’ on WBGZ, 10:00 1/21 Total Networking Luncheon, Jeannine Kelly I am a member of St. Ambrose Catholic Church where I serve on Castelli’s Moonlight at 255, Mark Kratschmer the Parish Pastoral Council and Eucharistic Minister to Rosewood 11:30 E.J. Kuiper Care Center in Alton. 1/22 Annual Dinner, Lewis and Clark Jeff Lauritzen Community College, 5:00 Rich Mersinger I was born in Louisville, KY where I graduated from Mercy 1/26 Membership Committee, Food N Don Reedy Fermentation, 11:00 Academy High School and attended Western KY University. My Bill St. Peters husband, two dogs and I live in Godfrey. We have 2 sons, Ben Mayor Don Sandidge Rob Schwartz is a Civil Engineer in Rogers, AR and Brian is an Assistant Golf Jim Shrader Professional in Springfield, IL. I enjoy quilting and sewing. Cindy Smalley Jack Tueth Brenda Walker McCain Martha Warford Purchase your tickets for the 2009 Annual Dinner Denise Wolff Jess Woodman Mark your calendars for The Growth Association’s Annual Dinner on Thursday, January 22, 2009, in the Commons at Lewis & Clark Community College. Ex-Officio Directors Mayor Kenny Beasley This event starts with a social hour at 5:30 p.m. and dinner begins promptly at 6:15 p.m. Mayor Fred Bright Invitations have already gone out! Mayor Steve Bryant Mayor Marjorie Doerr Tickets for the dinner are $55 per person and a corporate sponsorship is $650 which Mayor Felix Floyd includes a table for 10, a bottle of wine and recognition in The Growth Association’s Mayor William Moore, Jr. Annual Report. Mayor Richard Mosby Mayor Fred Ufert Supervisor Don Huber Growth Association Chairman Kent Scheffel of Lewis and Clark Community College will Supervisor Doug Mueller officially turn over the gavel to 2009 Chairman of the Board of Directors David Miller of Supervisor Dorothy Nagy St. Louis Regional Airport. Dr. Dale Chapman Brett Stawar The evening will also include the presentation of the Chairman’s Awards from the David Elson Growth Association as well as awards from the Alton Regional Convention and Visitor’s Deborah Kreutztrager Bureau. John Pearson Sandra Wilson For reservations or additional information, please contact Joell Aguirre at Jesse Hopkins 467-2280 or jaguirre@growthassociation.com. Jack Jacoby William Kessler Support The River Bend...Buy Locally
  • 3. THE TELEGRAPH River Bend Growth Association Tuesday, December 23, 2008 • page 3 December 2008 Small Business of the Month Winner The Grapevine Congratulations to Julie Warren and Grapevine, please visit their website Jill Vinyard-King and their staff at The at grapevinekids.com or call 618-462- Grapevine. They are the River Bend 6502. Growth Association’s Small Business of the Month winner for December If you would like to nominate a 2008! business for The River Bend Growth Association’s Small Business of the The Grapevine is located at 121 Month, please fill out the form below Market Street in Alton (across from and mail it to The River Bend Growth Lincoln Douglas Square.) Julie and Association, 5800 Godfrey Road, Jill opened their children’s boutique Alden Hall, Godfrey, IL 62035 or in 2002, with one’s style being a bit contact Joell Aguirre at jaguirre@ trendy and one’s style being a bit growthassociation.com. classy. The resulting mix is fun and unique clothing with exceptional Business Name _________________ quality at reasonable prices for boys and girls ages preemie to size 7. The Business Phone_________________ Grapevine’s offerings include, but are not limited to, hair accessories, Owner or Manager_______________ shoes, tea sets, christening outfits, Reason for nomination ___________ big brother big sister assortments, Julie Warren, co owner of a children’s boutique in downtown Alton, The outerwear, toys/books and much ______________________________ Grapevine, proudly accepts the December 2008 Small Business of the Month more. award from Award Committee chairperson Amy Schaake of Dr. Frank Bemis & Nomination submitted by (optional) __ Associates. To congratulate Julie and Jill on their award or for more information on The Support River Bend Development...Join the Growth Association Today!
  • 4. page 4 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Welcome our newest members who joined during the month of November 2008 Club Paws, Inc. a nice place to watch over their best with clients, helping them to $5.00 to $150.00. Our fresh meat Jackie Spiker friend. Daycare is included for all pets understand and make sense of the counter features USDA Choice meats 299 E. Elm Street staying with Club Paws. investment options available today. cut by Mike Neuhaus Sr. who has Alton IL 62002 Edward Jones is headquartered over 55 years of experience. We have (618) 463-9983 Edward Jones in St. Louis. The Edward Jones beer and wine tasting events every clubpawsinc.com Tim Epps, Financial Advisor interactive Web site is located at month in our new dining room. Sign Club Paws, Inc. is owned and 1837 Homer Adams Pkwy., Suite G-1 www.edwardjones.com, and its up for our e-newsletter to learn what’s operated by Jackie Spiker and Kim Alton IL 62002 recruiting Web site is www.careers. happening at Food N Fermentation, Lee of Alton. The company provides edwardjones.com. Member SIPC. 6017 Godfrey Road, Godfrey IL. (618) 465-2640 pet services such as Grooming, Edward Jones provides financial Daycare (pet sitting), and Boarding. services for individual investors Evangelical United Church of Miller’s Insurance Solutions The club for pets is located in an old in the United States and, through Christ Jean Miller warehouse type building, this provides its affiliates, in Canada and the Reverend Jerry MeCaskey 4600 Valley Dale Rd. a perfect environment for the pets United Kingdom. Every aspect of 1212 W. Homer Adams Parkway Godfrey IL 62035 to run and play all day long without the firm’s business, from the types Godfrey IL 62035 (618) 466-1901 being outdoors in the elements. The of investment options offered to the (618) 466-6077 Miller’s Insurance Solutions was club is designed to reflect an outdoor, location of branch offices, is designed www.evangelicalucc.com established in 2001 by Jean & Terry back yard setting using fencing to cater to individual investors in the Miller. Miller’s Insurance Solutions instead of walls as barriers. Families communities in which they live and specializes in Life, Health, & Annuities Food ‘N Fermentation can drop off their pets on their way work. The firm’s 10,000-plus financial for both individuals and businesses, to work and pick them up on their Phyllis and Dan Bechtold advisors work directly with more than with office hours Monday thru way home, just like a two legged 7 million clients to understand their 6017 Godfrey Road Friday 9:00a.m. to 5:00p.m., with daycare. While at Club Paws pets personal goals -- from college savings Godfrey IL 62035 weekend and after hour appointments learn social skills, some manners, to retirement -- and create long-term (618) 466-6111 available. Miller’s Insurance Solutions and get to enjoy a day of play while investment solutions that emphasize Food N Fermentation specializes in offers a variety of plans and products. you are out. The grooming is done by a well-balanced portfolio and a buy- fine wines, micro brew beers, gourmet For additional information please April Smith who has been grooming and-hold strategy. Edward Jones food items, fresh meats, and a hot contact their office at 466-1901. pets for 10 years. Boarding is for embraces the importance of building and cold deli. We have over 300 micro anyone who travels and is looking for long-term, face-to-face relationships brews and 300 fine wines priced from Support The River Bend...Buy Locally
  • 5. THE TELEGRAPH River Bend Growth Association Tuesday, December 23, 2008 • page 5 Identity Theft – Could it Happen to You? Actually, it could happen to • Be aware - fraudsters can strike in or fees on their winnings. Article submitted by Shell Community anyone – someone you don’t know any state, city, or town. Don’t think, • Annual credit report - you may Federal Credit Union is running up charges on your credit “It won’t happen here.” now order a free copy of your card, opening accounts, establishing • Be cautious - if something credit report every year. Go to Information taken collectively from cell phone service, and taking out appears out of the ordinary; check www.annualcreditreport.com to everythingcumarketing.com and © 2008 Credit Union National Association Inc. Reprinted with loans in your name…with your good with your credit union or bank so request yours today. permission credit. All an identity thief needs is they can do further research. a little bit of information to do a lot of • Review account histories and damage to your financial well-being – average balances to identify and your credit report. unusual circumstances. “The power of the RiverBend Growth Association is that With just a few key facts about • Stay in touch with current scams: you (all too easily obtained) such as -Counterfeit money orders and it can represent all the business stakeholders in the your full name, your Social Security checks printed with high-quality region. The Growth Association has been important over number, an account number, a paper and graphics. Fraudsters the last few years as a voice of the impacts of potential password/PIN, your previous address, use these counterfeit instruments legislation on our large manufacturing industries and or your mother’s maiden name, to obtain funds from unsuspecting the implications that potential proposals may have on an identity thief could make you a victims. victim of the fastest-growing crime in -Overpayment by check, typically the small business either directly or indirectly. To have America. You probably won’t know several thousand dollars, with a a strong voice that represents the region is critical about it until months – or even years request to wire transfer the excess to ConocoPhillips as well as to any business in the – later. to another financial institution. RiverBend.” Crimes like this will continue to Several forms of this scam often happen to more and more people begin on the Internet. - Melissa Erker, Government and Community Relations Director, if we don’t proactively try to protect -“You’ve won” the international ConocoPhillips Wood River Refinery. ourselves. You can start today. lottery. This scam tells recipients There are simple steps to take: they’re required to pay taxes and/ Support River Bend Development...Join the Growth Association Today!
  • 6. page 6 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Looking Back on 2008… The RiverBend Growth Association had another successful year supporting our local businesses. Members enjoyed 26 networking events: 11 Business After Hours, 6 Total Networking Lunches, 5 Breakfast Connections and 4 Quarterly Economic Updates. Our 5 events (the Annual Dinner, Duck Race, The Riverbend Golf Classic, For Women By Women training seminar and the State of the Riverbend Luncheon) were all well Dwight and Cheryl Werts of Werts Welding and Regions Bank employees Jeff Lauritzen, Jami attended. We partnered with 34 businesses/ Eberwein and Matt Waters enjoy the 2008 Duck 2008 State of the RiverBend award winners: organizations in ribbon cutting celebrations Race at Raging Rivers Water Park in Grafton. President of Helmkamp Construction Brad Farrell, and 3 ground breaking ceremonies. We Mayor Steve Bryant of the Village of Bethalto, met and built stronger relationships with Kerry Smith and Al Ortbals of the Illinois Business six of our local high schools. We recruited Journal, Rob Schwartz of TheBANK of Edwardsville over 75 new members to our organization. and Mayor Fred Ufert of the City of Wood River. Committees met each month to work on special projects and events. More than 3,000 volunteer hours were generously donated from our supportive members. Thank-you, RiverBend Growth Association members for your involvement, your support and your guidance in 2008. With your continued involvement, 2009 will be great too! John Keller of Carrollton Bank sponsored a team in 2007-2008 Young Adults Committee Charity the 2008 River Bend Golf Classic on June 20, 2008, Check Presentation: The Young Adults committee, at Lockhaven Country Club. consisting of junior and senior representatives from our local schools, presented United Way a check for $1,150. United Way was the recipient of the proceeds from the Young Adults fundraiser, Battle Sally Roth of of the Bands 2007-2008! Regions Bank was the guest speaker at the Women’s Seminar on September 19, 2008, sponsored by January 2008: Annual Dinner award winners: 2008 the RiverBend Chairman Kent Scheffel of Lewis & Clark Community Growth College, Chairman’s Award winner Harold Johnson Association of SCORE, Chairman’s Award winner Dwight Werts and SCORE. The RiverBend Growth Association celebrated with of Werts Welding, Ambassador of the Year Gary many local and state officials in a ribbon cutting Hoggatt Jr. of National Bank at Edwardsville, Small ceremony celebrating the IL 255 extension opening Business of the Year Imo’s Pizza owners Shelli to Seminary Road. Armanees, Annette Wilson and Charlie Downs and 2007 Chairman Melissa Erker of ConocoPhillips Wood River Refinery. Support The River Bend...Buy Locally
  • 7. THE TELEGRAPH River Bend Growth Association Tuesday, December 23, 2008 • page 7 Growth Association Honors all 12 Small Business of Month Winners What is this award called Small Business of the Month Award? What must a business/organization do to win this award? They must be nominated by anyone in our community and they must complete the application for consideration. Once the application is completed, this business’s application goes before an awards committee of 12 Growth Association members. Each business that has a completed application is given a score for the following categories: years of service, number of employees, reputation, community service, appearance, innovation and response to adversity. The business with the highest score wins the Growth Association’s monthly Small Business of the Month Award. Laclede Community Credit Union broke ground in The monthly award recipient receives the following $2400 publicity package: the opportunity to attend April 2008 and opened their doors in November the Growth Association’s monthly show on WBGZ talk radio, be our guest at the Growth Association’s 2008 at their newest location at 301 Mechanical networking breakfast or luncheon where they will be recognized and awarded with a plaque, a 2-sided Lane in Bethalto. yard sign to display at their business, a featured story in The Telegraph newspaper, recognition in the Growth Association’s Business Edge, displayed on the Growth Association’s board that travels to Business After Hours and become eligible to win the annual Small Business of the Year award. Contact the Growth Association to nominate a deserving business! Congratulations to the 2008 Small Business of the Month Winners: Moonlight Restaurant - January 2008 Backyard Dreams - February 2008 Berger Automotive - March 2008 Waltco Tools - April 2008 Dentistry with TLC - May 2008 Agha Designs - June 2008 Quality Buick Pontiac GMC Cadillac - July 2008 Jim Murphy’s Complete Landscaping - August 2008 The RiverBend Growth Association hosted four Gebbs Total Video - September 2008 economic updates throughout the year, with the Be Well Now - October 2008 intent to educate the membership on economic Illinois Business Journal - November 2008 issues pertaining to southern Illinois. Pictured The Grapevine - December 2008 here is the transportation committee who brought Mary Lamie of IDOT to speak at the June 2008 To nominate a business for the Growth Association’s Small Business of the Month Award, please fill out economic update: Transportation Chairman, this nomination form and return it to the RiverBend Growth Association. The Growth Association’s Awards Attorney Dean Sweet; Martha Warford of Beverly Committee will follow up with the nominated business and get them the application to fill out. For questions Farm; Dave Miller of St. Louis Regional Airport; about this program, please contact Joell Aguirre at 467-2280 or jaguirre@growthassociation.com. Mary Lamie of IDOT; Godfrey Economic Developer Matt Asselmeier; Curt Westrich of Heneghan and Small Business of the Month Nomination Associates; and Scott Reichmann of Contegra Business Name ______________________________________________________________ Construction Company. Owner or Manager____________________________________________________________ Reason for nomination ________________________________________________________ ___________________________________________________________________________ Nomination submitted by (optional) _______________________________________________ Mail to: RiverBend Growth Association Attention: Joell 5800 Godfrey Road, Alden Hall, Godfrey, IL 62035 or Fax to: (618) 466-8289 The RiverBend Growth Association celebrated 11 Business After Hours networking events in 2008. In Members August 2008, over 350 members enjoyed the evening participated at the Wood River Aquatic Center: the late Otto in a speed Rice of the City of Wood River, Donna Thornton of networking Southern Illinois Real Estate Title Center, Dorrie Ball event at the of KevCor Construction Services, Jess Woodman of Breakfast Woodman Collision Center and Don Reedy and Janae Connections in Hausman of Olin Community Credit Union. April 2008. Support River Bend Development...Join the Growth Association Today!
  • 8. page 8 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Time to Sell…or Time to Buy? We’re in a recession, which could be as we are now in, you may indeed to consider some important facts. For severe. Several financial services benefit by not only staying invested, example, if you pulled out of the stock And here’s another reason to keep companies have either collapsed or but also increasing your investment market and purchased certificates of investing: As measured by the price- been bailed out by the government. dollars in the financial markets. deposit (CDs) from a strong financial to-earnings ratio (P/E), stocks are And the stock market is down about Consider this: In nine of the last ten institution, you could reasonably currently inexpensive. If you buy 45 percent since hitting its peak in recessions, dating back to 1949, the expect that your principal will be safe more shares when prices are down, October of 2007. Is this a “perfect S & P 500 had moved up by at least and that you will receive the interest your increased ownership stake storm” that should blow investors out 29 percent just 12 months after hitting payments promised to you. But the should become more valuable when of the market — or is it actually an its lowest point during the recession. interest rate you receive may not stocks recover — as they have done opportunity for investors to jump back Of course, as you’ve no doubt heard, even keep up with inflation, so, over following every bear market in the in? past performance is no guarantee time, your investment could end up past. of future results, but it’s interesting costing you purchasing power. If you’re an investor, your first impulse to note that the market eventually It’s tough to stay positive during a might be to join the “get out while you recovered after each recession. On the other hand, if you were to gloomy market environment. But the can” camp. After all, it’s no fun seeing remain invested in the stock market, most successful investors are often the market plunge hundreds of points However, no one can really predict and if it does follow historical the ones who have the courage to one day — and then hundreds more when stocks will reach that low point. patterns, you do have a chance of be optimistic when everyone around the next day. And we keep getting It’s possible we’ve already hit it, but making up your losses. Will there be them is not. hit by waves of bad economic news. it’s just as likely that we’ll see further continued volatility in day-to-day price What possible reason could there be drops. movements? Almost certainly. But This article was written by James for remaining invested in the market, keep in mind that, over the long term, Claywell, Financial Advisor with or even adding more dollars to your And yet, even if you can’t say that a portfolio that contains a reasonable Edward Jones. James can be current investments? we’ve hit a market low, should you amount of stocks, along with bonds, reached at 618-467-2073. sell your stocks to “cut your losses” government securities and other Actually, you might be surprised. and use the proceeds to buy what you investments, gives you the best Some strong historical evidence perceive as less risky investments? chance of achieving your financial suggests that, during a period such Before making this move, you need goals. Support The River Bend...Buy Locally
  • 9. THE TELEGRAPH River Bend Growth Association Tuesday, December 23, 2008 • page 9 Thank you to our members who have renewed their membership investment for 2009 Members paid December 1 through December 16, 2008 Boys & Girls Club of Bethalto George G. Burnett Chapter of Credit Oasis Women’s Center 62 Sports Group By Design Unions Olin Community Credit Union - Bethalto Abatement Management, Inc. CALC, Institute of Technology Girl Scouts of River Bluffs Council Paradise Donuts Action Appraisals Carpenters Local #377 Godfrey Lions Club Paynic Home for Funerals Affordable Dentistry Today - East Alton Catholic Children’s Home Goulding’s Jewelry Peckham Guyton Albers & Viets, Inc. Alton Area Animal Aid Association Chicago Title Insurance Company Grafton, City of Piasa Motor Fuels, Inc. Alton Automobile Co. Citizens State Bank of Shipman Great Rivers Land Trust Picture This and More Alton Bell Community Credit Union Clark-Wiegand Financial Services Greenville College, Adult Degree Premier Vending Alton Community Unit School Dist. 11 Club Paws, Inc. Completion Prudent Investor Services Alton Marketplace Comfort Homes Haine, Senator William R. Pyrotech, Inc. Alton Memorial Sales Inc. Community Counseling Center Hayner Public Library District Raifort Commerce Park Alton MultiSpecialists ComPAS Helmkamp Automotive Service, Inc. Regal Beagle Alton Museum of History & Art Inc. Cornerstone Church Helmkamp Construction Co. Rinderer’s Home Health Care Pharmacy Alton Regional Convention & Visitors Corridor 67 Hoefert, John, Attorney Riverbend Family Ministries Bureau Culligan Water Conditioning Illinois Manufacturing Extension Center Riverbend Logistics Solutions, Inc. Alton Square Mall Curves Illinois Valley Economic Development Riverboat Lanes Alton Symphony Orchestra Dick’s Flowers, Inc. Corp. Robert “Bob” Sanders Waste Systems, Alton-Wood River Sportsmen’s Club Dippel, Betty Imo’s Pizza, Alton Pizza LLC Inc. America’s History Museum of Godfrey Duke Bakery, Inc. IMPACT, Inc. Roberts Ford Chrysler Jeep Apartment Community of Our Lady of the Eagle Publications, Inc. J.J. Wuellner Construction Rose Lawn Memory Gardens, Inc. Snows East Alton-Wood River High School Jeffrey’s Flowers By Design Safety Partners, Ltd. Arms of Love Pregnancy Resource Center District 14 Jim Murphy’s Lawn & Landscaping Saint Anthony’s Health Center Availability, Inc. Edward Jones Jimmy John’s Gourmet Sandwich Shop Scheffel & Company, P.C. Backyard Dreams, Inc. Edward Jones Investments Johnson’s Corner Inc. Schlosser, C.J. & Co., L.L.C. Barrett Heating & Cooling Inc. Evangelical United Church of Christ Johnson’s Hearing Center Slayden Glass, Inc. Baxter Distributing Co., Inc. Federal Steel & Erection Company Kane Mechanical Inc. Southern Illinois Real Estate Title Center Beall Mansion First Clover Leaf Bank - Wood River Krueger’s Orchard St. Ambrose Catholic School Beiser, State Representative Dan Food ‘N Fermentation Lakin Law Firm, The St. Louis Regional Airport BethMor Park - Quality Homes by Design Formea Animal Hospital Long, J. Thomas, Attorney At Law Suncon, Inc. Designers & Builders LLC Freer Auto Body Loy, Kenneth E. & Company, P.C. Today’s AdVantage Bowl Haven Lanes Gent Funeral Home, Inc. Luken Agency, Inc., The Tolles Realty Mac’s Sealing & Striping Unique Boutique Madison County Employment & Training United Way of Greater St. Louis Department Ursuline Sisters Madison County Urban League Veolia Water North America Mail Box Store, The Villa Rose Senior Living Community Marquette Catholic High School WBGZ Marshall, Jerry L., D.M.D. West Central Development Council - The Maurices Job Center Mederi CAREtenders Wood River Refinery History Museum Metro Supply & Equipment Co. Woodman Collision Center, Inc. Midwest Mowing, Inc Wooff Realtors Miller’s Insurance Solutions YWCA Mississippi Mud Pottery, Inc. Moneris Solutions Money Matters Funding Source Morrissey Contracting Company, Inc. Support River Bend Development...Join the Growth Association Today!
  • 10. page 10 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Marquette Catholic High School Celebrates With A Curtain Call…. By Design, Alton’s Newest Boutique Owner of By Design, Lillian Guccione Bates, celebrates with family and friends in her grand opening of her boutique on Wednesday, November 26th. Growth Association members on hand to welcome Lillian into the community are: Denise Wolff of First Marquette Catholic High School Clover Leaf Bank, Jeff Maclin of WBGZ, Gary Principal Mike Slaughter, along with Hoggatt of National Bank at Edwardsville, play director Sue Mueller, proudly Mary Boulds with the City of Alton, Karen display their new stage curtain with McAtee of TheBANK of Edwardsville, Kristen several Marquette Catholic High Orban of The Telegraph, Jackie Parks of School students, family and friends. Liberty Bank and Jenny Robison of Shell Community Federal Credit Union. Marquette Catholic High School proudly displayed their new stage curtain on One of the newest boutiques in Alton, Friday, November 21, 2008, by celebrating with a ribbon cutting. Several family By Design, located on the ground floor of the Mississippi Lime Building in downtown and friends of Marquette Catholic High School attended the ribbon cutting to Alton, opened their doors on Wednesday, November 26, 2008 and celebrated with a show their support for the local catholic high school. ribbon cutting ceremony. Sue Mueller, director of the high school plays at Marquette Catholic High By Design, owned by Lillian Guccione Bates, is a boutique where a customer can find one-of-a-kind pieces of clothing, accessories and fiber related art. By Design School, played a large part in securing the stage curtain for future productions. also has two unique offerings that will enhance and expand women’s fashion options: Marquette Catholic High School Principal Mike Slaughter was excited when Waist Not and Boot Leg. Waist Not is a lined skirt with no hem or waistband. Sue came to him and shared her vision for the future of the theater for Customers pick out their skirt according to their hip size and then the skirt is fitted to Marquette. “When Sue came to me and shared her vision, there was no the individual. Boot Leg is a boot shaft that fits over your own shoe. If you’ve ever stopping her,” stated Slaughter. “It’s a beautiful enhancement to our school experienced difficulty of boots or boots that don’t fit due to a muscular calf, this Boot and we are very proud of this,” Slaughter added. Leg may be the answer. For more information regarding By Design and their unique boutique, please contact For more information on Marquette Catholic High School, please visit their Lillian by calling 618-304-2747 or by visiting her website at www.Lillianbydesign.com. website at www.alton-marquette.com. Support The River Bend...Buy Locally
  • 11. THE TELEGRAPH River Bend Growth Association Tuesday, December 23, 2008 • page 11 Are you financially exposed? MAYOR REPORT – Richard Mosby, City of Grafton By: Tom Lane, State Farm® agent Grafton is doing well after rebounding from two Many people realize the need for loved ones. life insurance but keep putting it off Assumption #3: My family and I are floods and a mudslide. Residential development until it is too late. You may think that covered by the group insurance at has slowed, but is still steady as Grafton continues life insurance is confusing, expensive work. to grow. We are continuing with a major water and complicated. You may think • To meet the future needs of your main improvement in the lower part of the City. The you don’t know enough to make family, you need to have 7 to 10 three phases of this project include a connection to the right decisions for you and your times your annual income. Most loved ones. Postponing this decision group term insurance amounts Illinois American Water Company, which will greatly leaves you and your family exposed offered by employers won’t meet improve the quality of our water. financially. this need. And, when you don’t Assumption #1: I’ll always be able to work for that employer any longer, The Grafton Chamber of Commerce and local businesses have buy life insurance. you usually lose that coverage. many fun and interesting events planned for this coming year. • You could develop a health Assumption #4: My husband has life condition that makes you insurance so I don’t need it. New businesses have recently opened and more will open soon, uninsurable or could make life • Women often live longer than featuring restaurants, wineries and shopping. There will be a lot insurance too costly for you. men but not always. There are for people to see and enjoy when they come to Grafton. Assumption #2: I’ll get life insurance countless stories of men who had later when I’m older or have a family. to shoulder the family financial • Life insurance may be needed at burden along with the emotional all stages of life. Whether married burden after their wife passed family’s life. Having life insurance information or to review your current or single, male or female, with away. can reduce financial concerns for policy, please contact my office or children or without, you may have Assumption #5: My family can cover the family. your insurance professional. financial obligations that need to funeral and burial expenses. Take the time now to review your be met. Life insurance provides • Burying a spouse or loved one needs and provide adequately for financial security for you and your is the most stressful time in a yourself and your family. For more Support River Bend Development...Join the Growth Association Today!
  • 12. page 12 • Tuesday, December 23, 2008 Business Edge THE TELEGRAPH Support The River Bend...Buy Locally