Espresso Capital provides SaaS recurring revenue and tax credit based financing for technology companies in Canada.

1. GARY YURKOVICH, MANAGING PARTNER
gary@espressocapital.com
604.889.8454

2. FUNDED OVER 80
TRANSACTIONS
IN 2013 2

3. FROM START-UPS
TO $20M+REVENUE
COMPANIES
3

4. REVENUE&TAX CREDIT FINANCING
$3,000,000$100,000
CREDIT FACILITIES
4

5. Funding in 10 business days
Subordinated to bank financing
Flexible repayment terms
FAST, FAIRLY PRICED
& USER FRIENDLY
RISK CAPITAL
5
BANK FACILITIES
SHARE-
HOLDER
EQUITY

6. 6
BRIDGE FINANCING
Extend runway
to next equity round
Jumpstart investments
while fundraising

7. GROWTH FINANCING
Maximize
total funding
Minimize
dilution
7

8. 8
We finance Recurring Revenue and Accrued Tax Credits
Our quick turnaround and flexible terms are tailored for technology companies
You benefit from our team's strategic, financial and operational value add and
Access to our investor network
DIFFERENTIATION

9. HOW TAX CREDIT
FINANCING WORKS
9
Quarterly Accrual
Loan Advance
(assuming 80% loan to accrual)
Cumulative Loan Advances
Refund
Loan Balance
Y1-Q1
150K
125K
125K
125K
Y1-Q3
150K
125K
375K
375K
Y1-Q4
150K
125K
500K
500K
Y2-Q1
150K
125K
625K
625K
150K
125K
250K
250K
Y1-Q2 Y2-Q2
150K
125K
750K
600K
150K

10. HOW RECURRING REVENUE
FINANCING WORKS
10
Y1-Q1
100K
400K
Y1-Q3
300K
1200K
Y1-Q4
400K
1600K
Y2-Q1
500K
2000K
200K
800K
Y1-Q2 Y2-Q2
600K
2400KAvailable Credit
(assuming 4 times MRR)
Trailing 3-Month Average MRR

11. 11
FOUNDED BY FORMER TECHNOLOGY EXECUTIVES
Gary is a seasoned technology executive, investor and board member with a 30-year track record of helping innovative
companies succeed. He has held key management roles including CEO, COO, VP Sales & Marketing and VP Corporate
Development for companies that were subsequently acquired by Kodak, WellPoint, Telus and Dolby Labs. Gary’s current
Board positions include Bit Stew Systems, Wolf Medical and Social Venture Partners.
GARY YURKOVICH, CO-FOUNDER & MANAGING PARTNER
Greg is an entrepreneur first and foremost, having started his first software company at the age of 24. Apart from his
proven track record as a company builder, Greg is also a seasoned venture capitalist, with over 50 principal investments
to his credit. Greg’s current Board positions include Tagga Media, Mobidia Technologies and SIM Composites.
GREG SMITH, CO-FOUNDER & MANAGING PARTNER
In a finance career spanning 20 years, Alkarim has helped raise over $1 billion for more than 100 early stage and growing
technology companies, and has made over 50 direct investments. Prior to joining Espresso, he was the Founder and
Managing Partner of Intrepid Business Acceleration Fund. Alkarim sits on the Board of SCI Marketview.
ALKARIM JIVRAJ, MANAGING PARTNER
Chris is a veteran CFO with over 20 years experience in finance and operations for both large public and private venture
backed technology companies. Chris was formerly COO and CFO at Resolution Health from its inception to its sale to
NYSE-listed WellPoint. Chris sits on the Board of Engine Digital.
CHRIS HILL, MANAGING PARTNER

12. CONTACT US TODAY TO ACCESS
OUR FAST, FAIRLY PRICED & USER FRIENDLY CAPITAL
GARY YURKOVICH, MANAGING PARTNER
gary@espressocapital.com
604.889.8454