SlideShare une entreprise Scribd logo
1  sur  14
Télécharger pour lire hors ligne
Internet banking, e-banking
and the internet economy
from a banker’s perspective.
January 2016
H.Van deVyver
Your trainer
Trainings all over the world
• Electronic banking expert for the
ATTF-Luxemburg, the Belgian Bank
Academy and RadcliffeTraining in
London
• InternationalTrainer and Consultant
(seminars on e-banking, electronic
finance and multichannel banking)
.
Mr. HubertVAN DEVYVER
19 January
2016
2
Long tracking record
 Business development South of Europe and
Latin America for Hoogewerf Fiduciary
(patrimonial structuration) in Luxemburg
 Marketing department of the BNP Paribas
Group in Luxemburg since 1999
 Private Banking department of the
Kredietbank Group in Luxemburg.
Internet economy ?
19 January
2016
3
Internet economy ?
19 January
2016
4
Source: Mc Kinsey Global Institute
Internet economy ?
• More data and trends
Internet specific venture capital deals in the USA: 20 % of
total deals
People spend as much time on social networks als writing
emails
Strong impact on growth, job creation, productivity and
standards of living
19 January
2016
5
Source: Mc Kinsey Global Institute
Internet economy ?
19 January
2016
6
Internet economy ?
19 January
2016
7
19 January
2016
8
© ediaro.com
E-banking?
E-banking?
19 January
2016
9
19 January
2016
10
Electronic banking, or e-banking, is the use of electronic methods to
deliver traditional banking services using any kind of payment media.
Source: Six Puzzles in Electronic Money and Banking
Connel Fullenkamp and Saleh M Nsouli
International Monetary Fund
E-banking?
19 January
2016
11
• Disruption 1: Nonbank digital entrants
are transforming the customer
experience
• Nature of the attackers
• Smartphone as important new
channel
• Changing customer experience
• Disruption 2: Payments infrastructure
modernization is already underway
19 January
2016
12
• Disruption 3: Cross border payments
ineffeciences an open door to new players
• Front end
• Back end
• Disruption 4: transition to digital in
retail banking important implications
for transaction banking
Test
19 January
2016
13
Interested ?
• Please contact us at h.vandevyver@celufo.biz
19 January
2016
14

Contenu connexe

En vedette

Operationalizing Your Strategic Plan
Operationalizing Your Strategic PlanOperationalizing Your Strategic Plan
Operationalizing Your Strategic PlanInnovate Advisory
 
STRUCTURAL IMPLEMENTATION
STRUCTURAL IMPLEMENTATIONSTRUCTURAL IMPLEMENTATION
STRUCTURAL IMPLEMENTATIONAjeesh Mk
 
New Business Models & Strategies for Internet Economy strategic management
New Business Models & Strategies for Internet Economy strategic managementNew Business Models & Strategies for Internet Economy strategic management
New Business Models & Strategies for Internet Economy strategic managementTata Consultancy Services
 
Organizational values and their impact on strategy
Organizational values and their impact on strategyOrganizational values and their impact on strategy
Organizational values and their impact on strategygauravsolanki7315
 
Business Strategy and Culture
Business Strategy and CultureBusiness Strategy and Culture
Business Strategy and Culturetutor2u
 
Global marketing-strategies-1226141468587718-9
Global marketing-strategies-1226141468587718-9Global marketing-strategies-1226141468587718-9
Global marketing-strategies-1226141468587718-9Devi Priya
 
The internet economy business models and strategies slideshare
The internet economy   business models and strategies slideshareThe internet economy   business models and strategies slideshare
The internet economy business models and strategies slideshareVille Saarikoski
 
Strategy and Resource Allocation
Strategy and Resource Allocation Strategy and Resource Allocation
Strategy and Resource Allocation Riadh Mohammed Arif
 
competing in a global market(4210)
competing in a global market(4210)competing in a global market(4210)
competing in a global market(4210)welcometofacebook
 
Culture and Strategic Human Resources Management
Culture and Strategic Human Resources ManagementCulture and Strategic Human Resources Management
Culture and Strategic Human Resources ManagementTantia Dian Permata Indah
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementationHaim Srur
 
Business Strategy and Corporate Culture
Business Strategy and Corporate CultureBusiness Strategy and Corporate Culture
Business Strategy and Corporate CultureElijah Ezendu
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementationbwire sedrick
 

En vedette (18)

Operationalizing Your Strategic Plan
Operationalizing Your Strategic PlanOperationalizing Your Strategic Plan
Operationalizing Your Strategic Plan
 
STRUCTURAL IMPLEMENTATION
STRUCTURAL IMPLEMENTATIONSTRUCTURAL IMPLEMENTATION
STRUCTURAL IMPLEMENTATION
 
New Business Models & Strategies for Internet Economy strategic management
New Business Models & Strategies for Internet Economy strategic managementNew Business Models & Strategies for Internet Economy strategic management
New Business Models & Strategies for Internet Economy strategic management
 
Organizational values and their impact on strategy
Organizational values and their impact on strategyOrganizational values and their impact on strategy
Organizational values and their impact on strategy
 
Business Strategy and Culture
Business Strategy and CultureBusiness Strategy and Culture
Business Strategy and Culture
 
Global marketing-strategies-1226141468587718-9
Global marketing-strategies-1226141468587718-9Global marketing-strategies-1226141468587718-9
Global marketing-strategies-1226141468587718-9
 
The internet economy business models and strategies slideshare
The internet economy   business models and strategies slideshareThe internet economy   business models and strategies slideshare
The internet economy business models and strategies slideshare
 
Strategy and Resource Allocation
Strategy and Resource Allocation Strategy and Resource Allocation
Strategy and Resource Allocation
 
Resource allocation
Resource allocationResource allocation
Resource allocation
 
competing in a global market(4210)
competing in a global market(4210)competing in a global market(4210)
competing in a global market(4210)
 
Strategic leadership
Strategic leadershipStrategic leadership
Strategic leadership
 
Culture and Strategic Human Resources Management
Culture and Strategic Human Resources ManagementCulture and Strategic Human Resources Management
Culture and Strategic Human Resources Management
 
Organizational Culture
Organizational CultureOrganizational Culture
Organizational Culture
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementation
 
Business Strategy and Corporate Culture
Business Strategy and Corporate CultureBusiness Strategy and Corporate Culture
Business Strategy and Corporate Culture
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementation
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementation
 
Strategy implementation
Strategy implementationStrategy implementation
Strategy implementation
 

Similaire à Internet banking, e banking and the internet economy

Matteo Schuerch - How to sell online in Switzerland
Matteo Schuerch - How to sell online in SwitzerlandMatteo Schuerch - How to sell online in Switzerland
Matteo Schuerch - How to sell online in SwitzerlandMeet Magento Italy
 
How to pay for news?
How to pay for news?How to pay for news?
How to pay for news?sndrspk
 
Ecommerce fears and opportunities
Ecommerce fears and opportunitiesEcommerce fears and opportunities
Ecommerce fears and opportunitiesContactlab
 
European Money Week - Promoting Financial Education - Boosting Financial Lite...
European Money Week - Promoting Financial Education - Boosting Financial Lite...European Money Week - Promoting Financial Education - Boosting Financial Lite...
European Money Week - Promoting Financial Education - Boosting Financial Lite...Raymond Frenken
 
Digital Marketing and Publishing Services in Nigeria
Digital Marketing and Publishing Services in NigeriaDigital Marketing and Publishing Services in Nigeria
Digital Marketing and Publishing Services in NigeriaGbenga Adeleke
 
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...Digital disruption - International Communication Days 2016 - Erasmushogeschoo...
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...Ayman van Bregt
 
Digital Banking beyond Gen Z - Engaging other customer segments
Digital Banking beyond Gen Z - Engaging other customer segmentsDigital Banking beyond Gen Z - Engaging other customer segments
Digital Banking beyond Gen Z - Engaging other customer segmentsMisys
 
Creating and budgeting an effective dtc marketing plan wine entreneurship v2
Creating and budgeting an effective dtc marketing plan   wine entreneurship v2Creating and budgeting an effective dtc marketing plan   wine entreneurship v2
Creating and budgeting an effective dtc marketing plan wine entreneurship v2Ryan Neergaard
 
FinTech Belgium - Creating content and value - 3rd Anniversary - 04-04-19
FinTech Belgium - Creating content and value -  3rd Anniversary - 04-04-19FinTech Belgium - Creating content and value -  3rd Anniversary - 04-04-19
FinTech Belgium - Creating content and value - 3rd Anniversary - 04-04-19FinTech Belgium
 
Brainly - NOAH19 London
Brainly - NOAH19 LondonBrainly - NOAH19 London
Brainly - NOAH19 LondonNOAH Advisors
 
Student.com - NOAH17 Berlin
Student.com - NOAH17 BerlinStudent.com - NOAH17 Berlin
Student.com - NOAH17 BerlinNOAH Advisors
 
The connected consumer shapes the future
The connected consumer shapes the futureThe connected consumer shapes the future
The connected consumer shapes the futureRobert Wucher
 
Azimo - NOAH16 London
Azimo - NOAH16 LondonAzimo - NOAH16 London
Azimo - NOAH16 LondonNOAH Advisors
 
Lithuanian Business Environment Overview
Lithuanian Business Environment Overview Lithuanian Business Environment Overview
Lithuanian Business Environment Overview Invest Lithuania
 
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandFintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandGrow VC Group
 
WAN-IFRA World Press Trends, IAC, Prague (April 2018)
WAN-IFRA World Press Trends, IAC, Prague (April 2018)WAN-IFRA World Press Trends, IAC, Prague (April 2018)
WAN-IFRA World Press Trends, IAC, Prague (April 2018)Vincent Peyrègne
 
The Global Push - A Focus on International Ecommerce
The Global Push - A Focus on International EcommerceThe Global Push - A Focus on International Ecommerce
The Global Push - A Focus on International Ecommerce7thingsmedia
 
Bookmate - NOAH17 London
Bookmate - NOAH17 LondonBookmate - NOAH17 London
Bookmate - NOAH17 LondonNOAH Advisors
 

Similaire à Internet banking, e banking and the internet economy (20)

Matteo Schuerch - How to sell online in Switzerland
Matteo Schuerch - How to sell online in SwitzerlandMatteo Schuerch - How to sell online in Switzerland
Matteo Schuerch - How to sell online in Switzerland
 
How to pay for news?
How to pay for news?How to pay for news?
How to pay for news?
 
Ecommerce fears and opportunities
Ecommerce fears and opportunitiesEcommerce fears and opportunities
Ecommerce fears and opportunities
 
European Money Week - Promoting Financial Education - Boosting Financial Lite...
European Money Week - Promoting Financial Education - Boosting Financial Lite...European Money Week - Promoting Financial Education - Boosting Financial Lite...
European Money Week - Promoting Financial Education - Boosting Financial Lite...
 
Digital Marketing and Publishing Services in Nigeria
Digital Marketing and Publishing Services in NigeriaDigital Marketing and Publishing Services in Nigeria
Digital Marketing and Publishing Services in Nigeria
 
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...Digital disruption - International Communication Days 2016 - Erasmushogeschoo...
Digital disruption - International Communication Days 2016 - Erasmushogeschoo...
 
E banking slides raf 2
E banking slides raf 2E banking slides raf 2
E banking slides raf 2
 
Digital Banking beyond Gen Z - Engaging other customer segments
Digital Banking beyond Gen Z - Engaging other customer segmentsDigital Banking beyond Gen Z - Engaging other customer segments
Digital Banking beyond Gen Z - Engaging other customer segments
 
Creating and budgeting an effective dtc marketing plan wine entreneurship v2
Creating and budgeting an effective dtc marketing plan   wine entreneurship v2Creating and budgeting an effective dtc marketing plan   wine entreneurship v2
Creating and budgeting an effective dtc marketing plan wine entreneurship v2
 
FinTech Belgium - Creating content and value - 3rd Anniversary - 04-04-19
FinTech Belgium - Creating content and value -  3rd Anniversary - 04-04-19FinTech Belgium - Creating content and value -  3rd Anniversary - 04-04-19
FinTech Belgium - Creating content and value - 3rd Anniversary - 04-04-19
 
Brainly - NOAH19 London
Brainly - NOAH19 LondonBrainly - NOAH19 London
Brainly - NOAH19 London
 
Student.com - NOAH17 Berlin
Student.com - NOAH17 BerlinStudent.com - NOAH17 Berlin
Student.com - NOAH17 Berlin
 
The connected consumer shapes the future
The connected consumer shapes the futureThe connected consumer shapes the future
The connected consumer shapes the future
 
Azimo - NOAH16 London
Azimo - NOAH16 LondonAzimo - NOAH16 London
Azimo - NOAH16 London
 
Lithuanian Business Environment Overview
Lithuanian Business Environment Overview Lithuanian Business Environment Overview
Lithuanian Business Environment Overview
 
Week 22
Week 22Week 22
Week 22
 
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandFintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
 
WAN-IFRA World Press Trends, IAC, Prague (April 2018)
WAN-IFRA World Press Trends, IAC, Prague (April 2018)WAN-IFRA World Press Trends, IAC, Prague (April 2018)
WAN-IFRA World Press Trends, IAC, Prague (April 2018)
 
The Global Push - A Focus on International Ecommerce
The Global Push - A Focus on International EcommerceThe Global Push - A Focus on International Ecommerce
The Global Push - A Focus on International Ecommerce
 
Bookmate - NOAH17 London
Bookmate - NOAH17 LondonBookmate - NOAH17 London
Bookmate - NOAH17 London
 

Plus de Hubert Van de Vyver

Formation MindMapping avec X-mind
Formation MindMapping avec X-mindFormation MindMapping avec X-mind
Formation MindMapping avec X-mindHubert Van de Vyver
 
Linked in twitter online jobsites etc waar online kandidaten vinden
Linked in twitter online jobsites etc waar online kandidaten vindenLinked in twitter online jobsites etc waar online kandidaten vinden
Linked in twitter online jobsites etc waar online kandidaten vindenHubert Van de Vyver
 
Cevora rekruteren met sociale media linked in
Cevora rekruteren met sociale media   linked inCevora rekruteren met sociale media   linked in
Cevora rekruteren met sociale media linked inHubert Van de Vyver
 
Interesting document about putting up your profile on Linkedin
Interesting document about putting up your profile on LinkedinInteresting document about putting up your profile on Linkedin
Interesting document about putting up your profile on LinkedinHubert Van de Vyver
 
Grab the attention of your audience with PowerPoint
Grab the attention of your audience with PowerPointGrab the attention of your audience with PowerPoint
Grab the attention of your audience with PowerPointHubert Van de Vyver
 
Compliance and risk management in ebanking
Compliance and risk management in ebankingCompliance and risk management in ebanking
Compliance and risk management in ebankingHubert Van de Vyver
 
New products in retail and electronic banking
New products in retail and electronic bankingNew products in retail and electronic banking
New products in retail and electronic bankingHubert Van de Vyver
 
New model of competition in electronic banking
New model of competition in electronic bankingNew model of competition in electronic banking
New model of competition in electronic bankingHubert Van de Vyver
 
Legislation and regulation in electronic banking
Legislation and regulation in electronic bankingLegislation and regulation in electronic banking
Legislation and regulation in electronic bankingHubert Van de Vyver
 
Electronic banking strategy, monetary policy and the central bank(s)
Electronic banking strategy, monetary policy and the central bank(s)Electronic banking strategy, monetary policy and the central bank(s)
Electronic banking strategy, monetary policy and the central bank(s)Hubert Van de Vyver
 

Plus de Hubert Van de Vyver (20)

Excel, lijsten en tabellen
Excel, lijsten en tabellenExcel, lijsten en tabellen
Excel, lijsten en tabellen
 
LinkedIn op ontdekkingstocht
LinkedIn op ontdekkingstochtLinkedIn op ontdekkingstocht
LinkedIn op ontdekkingstocht
 
MS Project training
MS Project trainingMS Project training
MS Project training
 
Formation MindMapping avec X-mind
Formation MindMapping avec X-mindFormation MindMapping avec X-mind
Formation MindMapping avec X-mind
 
Linked in guide2
Linked in guide2Linked in guide2
Linked in guide2
 
Linked in guide1
Linked in guide1Linked in guide1
Linked in guide1
 
Linked in twitter online jobsites etc waar online kandidaten vinden
Linked in twitter online jobsites etc waar online kandidaten vindenLinked in twitter online jobsites etc waar online kandidaten vinden
Linked in twitter online jobsites etc waar online kandidaten vinden
 
Cevora rekruteren met sociale media linked in
Cevora rekruteren met sociale media   linked inCevora rekruteren met sociale media   linked in
Cevora rekruteren met sociale media linked in
 
Interesting document about putting up your profile on Linkedin
Interesting document about putting up your profile on LinkedinInteresting document about putting up your profile on Linkedin
Interesting document about putting up your profile on Linkedin
 
Linked in company pages 5 steps
Linked in company pages 5 stepsLinked in company pages 5 steps
Linked in company pages 5 steps
 
Grab the attention of your audience with PowerPoint
Grab the attention of your audience with PowerPointGrab the attention of your audience with PowerPoint
Grab the attention of your audience with PowerPoint
 
Ipad pro training
Ipad pro trainingIpad pro training
Ipad pro training
 
A la découverte de l’Ipad
A la découverte de l’IpadA la découverte de l’Ipad
A la découverte de l’Ipad
 
Hold back the invisible enemy
Hold back the invisible enemyHold back the invisible enemy
Hold back the invisible enemy
 
Compliance and risk management in ebanking
Compliance and risk management in ebankingCompliance and risk management in ebanking
Compliance and risk management in ebanking
 
Powerpoint training
Powerpoint trainingPowerpoint training
Powerpoint training
 
New products in retail and electronic banking
New products in retail and electronic bankingNew products in retail and electronic banking
New products in retail and electronic banking
 
New model of competition in electronic banking
New model of competition in electronic bankingNew model of competition in electronic banking
New model of competition in electronic banking
 
Legislation and regulation in electronic banking
Legislation and regulation in electronic bankingLegislation and regulation in electronic banking
Legislation and regulation in electronic banking
 
Electronic banking strategy, monetary policy and the central bank(s)
Electronic banking strategy, monetary policy and the central bank(s)Electronic banking strategy, monetary policy and the central bank(s)
Electronic banking strategy, monetary policy and the central bank(s)
 

Dernier

(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)twfkn8xj
 
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一(办理学位证)加拿大萨省大学毕业证成绩单原版一比一
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一S SDS
 
The Core Functions of the Bangko Sentral ng Pilipinas
The Core Functions of the Bangko Sentral ng PilipinasThe Core Functions of the Bangko Sentral ng Pilipinas
The Core Functions of the Bangko Sentral ng PilipinasCherylouCamus
 
Economic Risk Factor Update: April 2024 [SlideShare]
Economic Risk Factor Update: April 2024 [SlideShare]Economic Risk Factor Update: April 2024 [SlideShare]
Economic Risk Factor Update: April 2024 [SlideShare]Commonwealth
 
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证jdkhjh
 
government_intervention_in_business_ownership[1].pdf
government_intervention_in_business_ownership[1].pdfgovernment_intervention_in_business_ownership[1].pdf
government_intervention_in_business_ownership[1].pdfshaunmashale756
 
PMFBY , Pradhan Mantri Fasal bima yojna
PMFBY , Pradhan Mantri  Fasal bima yojnaPMFBY , Pradhan Mantri  Fasal bima yojna
PMFBY , Pradhan Mantri Fasal bima yojnaDharmendra Kumar
 
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170Sonam Pathan
 
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...Amil baba
 
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Sonam Pathan
 
Stock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfStock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfMichael Silva
 
Governor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintGovernor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintSuomen Pankki
 
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...First NO1 World Amil baba in Faisalabad
 
House of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHouse of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHenry Tapper
 
Financial Leverage Definition, Advantages, and Disadvantages
Financial Leverage Definition, Advantages, and DisadvantagesFinancial Leverage Definition, Advantages, and Disadvantages
Financial Leverage Definition, Advantages, and Disadvantagesjayjaymabutot13
 
SBP-Market-Operations and market managment
SBP-Market-Operations and market managmentSBP-Market-Operations and market managment
SBP-Market-Operations and market managmentfactical
 
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdf
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdfmagnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdf
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdfHenry Tapper
 
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...Amil baba
 

Dernier (20)

(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)
 
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一(办理学位证)加拿大萨省大学毕业证成绩单原版一比一
(办理学位证)加拿大萨省大学毕业证成绩单原版一比一
 
The Core Functions of the Bangko Sentral ng Pilipinas
The Core Functions of the Bangko Sentral ng PilipinasThe Core Functions of the Bangko Sentral ng Pilipinas
The Core Functions of the Bangko Sentral ng Pilipinas
 
Economic Risk Factor Update: April 2024 [SlideShare]
Economic Risk Factor Update: April 2024 [SlideShare]Economic Risk Factor Update: April 2024 [SlideShare]
Economic Risk Factor Update: April 2024 [SlideShare]
 
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证
原版1:1复刻堪萨斯大学毕业证KU毕业证留信学历认证
 
government_intervention_in_business_ownership[1].pdf
government_intervention_in_business_ownership[1].pdfgovernment_intervention_in_business_ownership[1].pdf
government_intervention_in_business_ownership[1].pdf
 
PMFBY , Pradhan Mantri Fasal bima yojna
PMFBY , Pradhan Mantri  Fasal bima yojnaPMFBY , Pradhan Mantri  Fasal bima yojna
PMFBY , Pradhan Mantri Fasal bima yojna
 
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170
Call Girls Near Golden Tulip Essential Hotel, New Delhi 9873777170
 
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
 
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
 
Stock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfStock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdf
 
Q1 2024 Newsletter | Financial Synergies Wealth Advisors
Q1 2024 Newsletter | Financial Synergies Wealth AdvisorsQ1 2024 Newsletter | Financial Synergies Wealth Advisors
Q1 2024 Newsletter | Financial Synergies Wealth Advisors
 
Governor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintGovernor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraint
 
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...
Authentic No 1 Amil Baba In Pakistan Authentic No 1 Amil Baba In Karachi No 1...
 
House of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHouse of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview document
 
Financial Leverage Definition, Advantages, and Disadvantages
Financial Leverage Definition, Advantages, and DisadvantagesFinancial Leverage Definition, Advantages, and Disadvantages
Financial Leverage Definition, Advantages, and Disadvantages
 
🔝+919953056974 🔝young Delhi Escort service Pusa Road
🔝+919953056974 🔝young Delhi Escort service Pusa Road🔝+919953056974 🔝young Delhi Escort service Pusa Road
🔝+919953056974 🔝young Delhi Escort service Pusa Road
 
SBP-Market-Operations and market managment
SBP-Market-Operations and market managmentSBP-Market-Operations and market managment
SBP-Market-Operations and market managment
 
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdf
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdfmagnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdf
magnetic-pensions-a-new-blueprint-for-the-dc-landscape.pdf
 
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...
NO1 WorldWide Love marriage specialist baba ji Amil Baba Kala ilam powerful v...
 

Internet banking, e banking and the internet economy

  • 1. Internet banking, e-banking and the internet economy from a banker’s perspective. January 2016 H.Van deVyver
  • 2. Your trainer Trainings all over the world • Electronic banking expert for the ATTF-Luxemburg, the Belgian Bank Academy and RadcliffeTraining in London • InternationalTrainer and Consultant (seminars on e-banking, electronic finance and multichannel banking) . Mr. HubertVAN DEVYVER 19 January 2016 2 Long tracking record  Business development South of Europe and Latin America for Hoogewerf Fiduciary (patrimonial structuration) in Luxemburg  Marketing department of the BNP Paribas Group in Luxemburg since 1999  Private Banking department of the Kredietbank Group in Luxemburg.
  • 3. Internet economy ? 19 January 2016 3
  • 4. Internet economy ? 19 January 2016 4 Source: Mc Kinsey Global Institute
  • 5. Internet economy ? • More data and trends Internet specific venture capital deals in the USA: 20 % of total deals People spend as much time on social networks als writing emails Strong impact on growth, job creation, productivity and standards of living 19 January 2016 5 Source: Mc Kinsey Global Institute
  • 6. Internet economy ? 19 January 2016 6
  • 7. Internet economy ? 19 January 2016 7
  • 10. 19 January 2016 10 Electronic banking, or e-banking, is the use of electronic methods to deliver traditional banking services using any kind of payment media. Source: Six Puzzles in Electronic Money and Banking Connel Fullenkamp and Saleh M Nsouli International Monetary Fund E-banking?
  • 12. • Disruption 1: Nonbank digital entrants are transforming the customer experience • Nature of the attackers • Smartphone as important new channel • Changing customer experience • Disruption 2: Payments infrastructure modernization is already underway 19 January 2016 12 • Disruption 3: Cross border payments ineffeciences an open door to new players • Front end • Back end • Disruption 4: transition to digital in retail banking important implications for transaction banking
  • 14. Interested ? • Please contact us at h.vandevyver@celufo.biz 19 January 2016 14