Camels rating system

•

19 j'aime•11,779 vues

The document discusses the CAMELS rating system used by bank regulators to evaluate the overall condition and financial health of banks. The CAMELS rating is based on a bank's capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to market risk. Ratings range from 1 to 5, with 1 being the strongest and 5 the weakest. The composite CAMELS rating weighs these components and is used to determine the level of supervisory concern for the bank.

Économie & finance Business

[object Object],[object Object],apital adequacy Sset quality iquidity Ensitivity to market anagement arnings

[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object]

CAMEL RATINGS ,[object Object],[object Object],[object Object]

CAMELS COMPOSITE RATINGS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object]

Contenu connexe

Tendances

Basel iii and its impact on banking system in india

Anvil Wealth Management Pvt Ltd

Basel norms were introduced by Basel Committee to have a standardized prudential norms for capital adequacy The prudential norms defined components of capital, assigned risk weights to different types of assets and stipulated the minimum Capital Adequacy to aggregate Risk weighted Assets (CRAR) The minimum standard of capital to be kept with commercial banks was fixed 8% of RWA under Basel 1 & Basel 2 norms which was increased to 9% of RWA under Basel 3 Capital Adequacy Ratio- Capital adequacy ratio is the ratio of the banks capital to its risk-weighted assets The capital adequacy of banks is assessed based on the following three aspect – Composition of capital Composition of risk-weighted assets Assigning risk-weights Basel 1 Came into effect in the year 1988 Focused majorly on credit risk Minimum capital requirement was set 8% to be achieved by the end of 1992 and it applied to all G10 countries However later on several non-G10 countries also adopted the same Objectives of Basel 1 accord were : To strengthen the soundness and stability of banking system and to have high degree of consistency across the banks Basel 2 Came into effect in the year 2006 Focused on all sort of credit risk, market risk and operational risk Minimum capital requirement set remained same as in Basel 1 at 8% Provided for better risk management practices and advised bank on using internal systems for assessment of risks Supervisors were advised to take suitable approaches for efficiency of bank Basel 3 Banks are required to maintain a minimum of Pillar 1 Capital to Risk weighted Assets Ratio of 9% on a continuous basis. For assessment of capital charge for credit risk banks have to mandatory obtain credit rating from credit rating agencies approved by RBI. NPA management procedures implemented through classification of loan assets as standard, sub-standard, doubtful and loss assets. Thank You For Watching Subscribe to DevTech Finance

Basel norms

DevTech Finance

This presentation is the one stop point to learn about Basel Norms in the Banking This is the most comprehensive presentation on Risk Management in Banks and Basel Norms. It presents in details the evolution of Basel Norms right form Pre Basel area till implementation of Basel III in 2019 along with factors and reason for shifting of Basel I to II and finally to III. Links to Video's in the presentation Risk Management in Banks https://www.youtube.com/watch?v=fZ5_V4RW5pE Tier 1 Capital http://www.investopedia.com/terms/t/tier1capital.asp Tier 2 Capital http://www.investopedia.com/terms/t/tier2capital.asp Basel I http://www.investopedia.com/terms/b/basel_i.asp Capital Adequacy Ratio http://www.investopedia.com/terms/c/capitaladequacyratio.asp Basel II http://www.investopedia.com/video/play/what-basel-ii/?header_alt=c Basel III http://www.investopedia.com/terms/b/basell-iii.asp RBI Governor - Raghuram G Rajan on the importance if Basel III regulations https://youtu.be/EN27ZRe_28A

Basel norms I II III & Risk Management in Banks

Abhijeet Deshmukh

Basel norms in banking sectors

Shashank Singh

Basel iii presentation

ReadingLLMlegaleagles

Basel Norms

Ashish Khera

Liquidity Coverage Ratio - An analysis

Ravi N S

Financial statements of bank

AsHra ReHmat

Chapter 08 risk management in banks

iipmff2

Asset liability management in banks

Ujjwal 'Shanu'

The Reserve Bank of India performs its supervision functions under the guidance of the Board for Financial Supervision (BFS). Board of Financial Supervision(BFS), is the supporting department of RBI. It's support to RBI for regulating the monetary policy as well as controlling the Banking, Non-banking institutions.Primary objective of BFS is to undertake consolidated supervision of the financial sector comprising commercial banks, financial institutions and non-banking finance companies.

Board of Financial Supervision.

Somnath Pagar

Liquidity Risk Measurement

Raja Abdarrahman

Credit monitoring

Abinash Mandilwar

An Overview of the Basel Norms

Arunav Nayak

Basel III

nikatmalik

Asset liability management

Anil Chaurasiya

Camel rating

Priya Tiwari

Banking and legal framework

Shradha Pereira

Credit Rating

Indian Institute of Management, Calcutta

ALM- an introduction

Kumar Rakesh Chandra

Tendances (20)

Basel iii and its impact on banking system in india

Basel norms

Basel norms I II III & Risk Management in Banks

Basel norms in banking sectors

Basel iii presentation

Basel Norms

Liquidity Coverage Ratio - An analysis

Financial statements of bank

Chapter 08 risk management in banks

Asset liability management in banks

Board of Financial Supervision.

Liquidity Risk Measurement

Credit monitoring

An Overview of the Basel Norms

Basel III

Asset liability management

Camel rating

Banking and legal framework

Credit Rating

ALM- an introduction

En vedette

Camels Modeling

quantanalytics

CAMEL ANALYSIS OF BIG FOUR BANKS IN INDIA

Pradeep Kumar

KPI and CAMEL analysis of axis and idbi bank

Neel VVN

Camels rating

Ali Kamran

CAMELSProject

Rohan Nakrani

Apache Camel is versatile integration library that supports a huge number of components, enterprise integration patterns, and programming languages. In this this talk I first introduce you to Apache Camel and its concepts. Then we move on to see how you can use the Groovy programming language with Camel as a first class Groovy DSL to build integration flows. You will also learn how to build a new Camel and Groovy app from scratch from a live demo. And we also touch how you can use Camel from grails using the grails-camel plugin. I will also show the web console tools that give you insight into your running Apache Camel applications, including visual route diagrams with tracing, debugging, and profiling capabilities. This session will be taught with a 50/50 mix of slides and live demos, and it will conclude with Q&A time.

Integration using Apache Camel and Groovy

GR8Conf

Camel model

HAMIR SINGH

Egypt holiday travel (pps sample)

Ideapowerpoint

Camel as a_glue

Andriy Andrunevchyn

Camel Analysis of IDCs Rank of Financial Ratios

John Rickmeier

Measuring Financial Performance Based on Camels Rating

nazmus sakib

PRESENTATION - BAL CAMEL ANALYSIS

Syed Nabeel Ali

Performance of banks in india 2011

domsr

HDFC Bank

kunal919

Capital adequcy

kushagrakul

Managing your camels in the cloud with CI/CD

Christian Posta

What are, or aren't, microservices? There's a lot of hype and buzz, but microservices emerged organically vs how some of the other distributed architectural styles were "handed down to us", so I believe there's some good things once you cut through the hype. In this talk I discussed what are and are NOT microservices, introduced some concepts, and discussed some concrete open-source libraries and frameworks that can help you develop and manage microservice style deployments.

Real world #microservices with Apache Camel, Fabric8, and OpenShift

Christian Posta

Rating scale

dmishrapsy

Rating scales

France Capareda

You want your last words on your PowerPoint presentation make an impact. If you spent a lot of time developing and perfecting the content of your presentation, you want each slide to be important. Your concluding slide is the chance to end in a memorable way -- to leave the audience thinking, “Wow! That was a great presentation!” Tell your audience in person "Thank You" and end with a content that will lead you to close more sales and make a bigger impact.

Say No Thank You to the PowerPoint Thank You Slide

24Slides

En vedette (20)

Camels Modeling

CAMEL ANALYSIS OF BIG FOUR BANKS IN INDIA

KPI and CAMEL analysis of axis and idbi bank

Camels rating

CAMELSProject

Integration using Apache Camel and Groovy

Camel model

Egypt holiday travel (pps sample)

Camel as a_glue

Camel Analysis of IDCs Rank of Financial Ratios

Measuring Financial Performance Based on Camels Rating

PRESENTATION - BAL CAMEL ANALYSIS

Performance of banks in india 2011

HDFC Bank

Capital adequcy

Managing your camels in the cloud with CI/CD

Real world #microservices with Apache Camel, Fabric8, and OpenShift

Rating scale

Rating scales

Say No Thank You to the PowerPoint Thank You Slide

Similaire à Camels rating system

Camels rating

DrSatishRadhakrishna1

广告媒介.ppt

wei mingyang

This presentations chalks out in detail information about ALM in Indian Bank. It starts with the basics of Balance sheet; applicability of ALM in real life; Evolution and then starts with main topics of ALM like structured statement; Liquidity risk, its management; currency risk and finally ends with Interest Risk management. Links to Video’s in the ppt Balance Sheet http://www.investopedia.com/terms/b/balancesheet.asp NII/NIM http://www.investopedia.com/terms/n/netinterestmargin.asp www.abhijeetdeshmukh.com

Asset Liability Management in India Banks

Abhijeet Deshmukh

Rm en

thehoang196

Stress Tests Completed: Now What?

Libby Bierman

Bangladesh Shilpa Bank & CAMELS Rating System for Banking Institutions

Shagufta Rahman

89852038-ALM-Liquidity-Risk.ppt

ssuser0062b1

Asset liability management

Teena George

Caiibrmalmmodule a

amanmhjn

Camels ratings---lori-buerger---march-2012

Jayendra Singh

NPA-

Supriya M D

Bangladesh Shilpa Bank & CAMELS Rating System for Banking Institutions

Shagufta Rahman

Study of Asset Liability Managemnt in Banks

Shruti Ashok

6038 5401 raj murdia_presentation

Ron Cheshire

Presentation 22.pptx

AroOjGull

Study on credit risk management of SBI Cochi

Sreelakshmi_S

Credit Rate Risk Management In Banks-B.V.Raghunandan

SVS College

BFSM Unit - III .pptx

Raj3naveen6

Npa ppt

Supriya M D

Risk Management Essentials for Bankers

David Vu

Similaire à Camels rating system (20)

Camels rating

广告媒介.ppt

Asset Liability Management in India Banks

Rm en

Stress Tests Completed: Now What?

Bangladesh Shilpa Bank & CAMELS Rating System for Banking Institutions

89852038-ALM-Liquidity-Risk.ppt

Asset liability management

Caiibrmalmmodule a

Camels ratings---lori-buerger---march-2012

NPA-

Bangladesh Shilpa Bank & CAMELS Rating System for Banking Institutions

Study of Asset Liability Managemnt in Banks

6038 5401 raj murdia_presentation

Presentation 22.pptx

Study on credit risk management of SBI Cochi

Credit Rate Risk Management In Banks-B.V.Raghunandan

BFSM Unit - III .pptx

Npa ppt

Risk Management Essentials for Bankers

Dernier

Stock Market Brief Deck (Under Pressure).pdf

Michael Silva

Low Rate Call Girls Pune Vedika Call Now: 8250077686 Pune Escorts Booking Contact Details WhatsApp Chat: +91-8250077686 Pune Escort Service includes providing maximum physical satisfaction to their clients as well as engaging conversation that keeps your time enjoyable and entertainin. Plus they look fabulously elegant; making an impressionable. Independent Escorts Pune understands the value of confidentiality and discretion - they will go the extra mile to meet your needs. Simply contact them via text messaging or through their online profiles; they'd be more than delighted to accommodate any request or arrange a romantic date or fun-filled night together. We provide –

(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7

Call Girls in Nagpur High Profile Call Girls

Introduced by W.D. Gann in the early 20th century, Gann Theory remains a timeless approach to trading that continues to fascinate traders and investors alike. With its unique blend of mathematical analysis and strategic forecasting, Gann Theory offers a comprehensive framework for understanding market movements and making informed trading decisions. Join us as we delve into the intricacies of Gann Theory and uncover the secrets behind its enduring relevance in the fast-paced world of trading.

W.D. Gann Theory Complete Information.pdf

Million-$-Knowledge {Million Dollar Knowledge}

Call Girls Service Pune ₹7.5k Pick Up & Drop With Cash Payment 9352852248 Call Girls Booking Now open +91- 9352852248 Why you Choose Us- +91- 9352852248 HOT⇄ 8005736733 Mr ashu ji Call Mr ashu Ji +91- 9352852248 𝐇𝐨𝐭𝐞𝐥 𝐑𝐨𝐨𝐦𝐬 𝐈𝐧𝐜𝐥𝐮𝐝𝐢𝐧𝐠 𝐑𝐚𝐭𝐞 𝐒𝐡𝐨𝐭𝐬/𝐇𝐨𝐮𝐫𝐲🆓 .█▬█⓿▀█▀ 𝐈𝐍𝐃𝐄𝐏𝐄𝐍𝐃𝐄𝐍𝐓 𝐆𝐈𝐑𝐋 𝐕𝐈𝐏 𝐄𝐒𝐂𝐎𝐑𝐓 Hello Guys ! High Profiles young Beauties and Good Looking standard Profiles Available , Enquire Now if you are interested in Hifi Service and want to get connect with someone who can understand your needs. Service offers you the most beautiful High Profile sexy independent female Escorts in genuine ✔✔✔ To enjoy with hot and sexy girls ✔✔✔$s07 ★providing:- • Models • vip Models • Russian Models • Foreigner Models • TV Actress and Celebrities • Receptionist • Air Hostess • Call Center Working Girls/Women • Hi-Tech Co. Girls/Women • Housewife

Call Girls Service Pune ₹7.5k Pick Up & Drop With Cash Payment 9352852248 Cal...

roshnidevijkn ( Why You Choose Us? ) Escorts

Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...

priyasharma62062

From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangements Near You FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9352852248 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 🌐 beautieservice.com 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9352852248 There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. There are a few things to keep in mind when considering the choice of whether to use a call girl service. First and foremost, make sure that you are comfortable with the particular person you are using the service from. Second, research accordingly before choosing a call girl. Don't just go with the first provider that comes up in your search; get opinions from others as well. Finally, be sure to have fun while using a call girl service; it's not just about sex. S020524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME +91-9352852248

From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...

From Luxury Escort : 9352852248 Make on-demand Arrangements Near yOU

Model Call Girl Services in Delhi reach out to us at 🔝 9953056974 🔝✔️✔️ Our agency presents a selection of young, charming call girls available for bookings at Oyo Hotels. Experience high-class escort services at pocket-friendly rates, with our female escorts exuding both beauty and a delightful personality, ready to meet your desires. Whether it's Housewives, College girls, Russian girls, Muslim girls, or any other preference, we offer a diverse range of options to cater to your tastes. We provide both in-call and out-call services for your convenience. Our in-call location in Delhi ensures cleanliness, hygiene, and 100% safety, while our out-call services offer doorstep delivery for added ease. We value your time and money, hence we kindly request pic collectors, time-passers, and bargain hunters to refrain from contacting us. Our services feature various packages at competitive rates: One shot: ₹2000/in-call, ₹5000/out-call Two shots with one girl: ₹3500/in-call, ₹6000/out-call Body to body massage with sex: ₹3000/in-call Full night for one person: ₹7000/in-call, ₹10000/out-call Full night for more than 1 person: Contact us at 🔝 9953056974 🔝. for details Operating 24/7, we serve various locations in Delhi, including Green Park, Lajpat Nagar, Saket, and Hauz Khas near metro stations. For premium call girl services in Delhi 🔝 9953056974 🔝. Thank you for considering us!

call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️

9953056974 Low Rate Call Girls In Saket, Delhi NCR

(Sexy Sheela) Call Girl Mumbai Call Now 👉9920725232👈 Mumbai Escorts 24x7 Call Girl Mumbai Indira Call Now: 9920725232 Mumbai Escorts Booking Contact Details WhatsApp Chat: +91-9920725232 Mumbai Escort Service includes providing maximum physical satisfaction to their clients as well as engaging conversation that keeps N.M your time enjoyable and entertainin. Plus they look fabulously elegant; making an impressionable. Independent Escorts Mumbai understands the value of confidentiality and discretion - they will go the extra mile to meet your needs. Simply contact them via text messaging or through their online profiles; they'd be more than delighted to accommodate any request or arrange a romantic date or fun-filled night together. We provide –

(Sexy Sheela) Call Girl Mumbai Call Now 👉9920725232👈 Mumbai Escorts 24x7

jayawati511

( Jasmin ) Top VIP Escorts Service Dindigul 💧 7737669865 💧 by Dindigul Call Girls All India Service 🔥 Looking for Enjoy all Day(Akanksha) : ☎️ +91-7737669865 Today call girl service available 24X7*▬█⓿▀█▀ 𝐈𝐍𝐃𝐄𝐏𝐄𝐍𝐃𝐄𝐍𝐓 CALL 𝐆𝐈𝐑𝐋 𝐕𝐈𝐏 𝐄𝐒𝐂𝐎𝐑𝐓 SERVICE ✅ ⭐➡️HOT & SEXY MODELS // COLLEGE GIRLS AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME ★ SAFE AND SECURE HIGH CLASS SERVICE AFFORDABLE RATE ★ 100% SATISFACTION,UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL 24x7 :: 3 * 5 *7 *Star Hotel Service .In Call & Out call SeRvIcEs : ★ A-Level (5 star escort) S040524N ★ Strip-tease ★ BBBJ (Bareback Blowjob)Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom 100% SAFE AND SECURE 24 HOURS SERVICE AVAILABLE HOME AND HOTEL SERVICES Visit Our Site For More Pleasure in your City 👉 ☎️ +91-7737669865 👈 Our Best Areas:- ( Rohtak, Korba, Berhampur, Muzaffarpur, Mathura, Kollam, Avadi, Kadapa, Kamarhati, Sambalpur, Bilaspur, Shahjahanpur, Bijapur, Rampur, Shivamogga, Thrissur, Bardhaman, Kulti, Nizamabad, Tumkur, Khammam, Ozhukarai, Bihar Sharif, Panipat, Darbhanga, Bally, Karnal, Kirari Suleman Nagar, Barasat, Purnia, Satna, Mau, Sonipat, Farrukhabad, Sagar, Durg, Ratlam, Hapur, Arrah, Etawah, North Dumdum, Begusarai, Gandhidham, Baranagar, Tiruvottiyur, Puducherry, Thoothukudi, Rewa, Mirzapur, Raichur, Ramagundam, Katihar, Thanjavur, Bulandshahr, Uluberia, Murwara, Sambhal, Singrauli, Nadiad, Secunderabad, Naihati, Yamunanagar, Bidhan Nagar, Pallavaram, Munger, Panchkula, Burhanpur, Kharagpur, Dindigul, Hospet, Malda, Ongole, Deoghar, Chhapra, Haldia, Nandyal, Morena, Amroha, Madhyamgram, Bhiwani, Baharampur, Ambala, Morvi, Fatehpur, kutch, machilipatnam, mahisagar, malwa, manali, mansa, margao, mehsana, mizoram, modasa, moga, mohali, morbi, Mount Abu, muktsar, nainital, narmada, narsinghpur, Navsari, nawanshahr, neemuch, ooty, palanpur, panna, patan, pathankot, porbandar, prakasam, pushkar, raisen, rajpura, rishikesh, roorkee, sabarkantha, sangrur, sehore, seoni, shahdol, shajapur, sheopur, shivpuri, surendranagar, valsad, vapi, veraval, vidisha, Edappally, Ernakulam, Kottayam, Alappuzha, Chalakudy, Changanassery, Cherthala, Chittur Thathamangalam, Guruvayoor, Kanhangad, Kannur, Kasaragod, Kodungallur, Koyilandy, Malappuram, Nedumangad, Neyyattinkara, Palakkad, Paravur, Pathanamthitta, Peringathur, Perumbavoor, Taliparamba, Thiruvalla, Vaikom, Varkala, Chengannur, Munnar, Guruvayur, Kovalam, Thalassery, Ponnani, Punalur, Angamaly, Shornur, Ottapalam, Kalpetta, Kumarakom, Irinjalakuda, Muvattupuzha, Thekkady, Wayanad, Erattupetta, Kottakkal, Mananthavady, Ma

( Jasmin ) Top VIP Escorts Service Dindigul 💧 7737669865 💧 by Dindigul Call G...

dipikadinghjn ( Why You Choose Us? ) Escorts

Diva-Thane European Call Girls Number-9833754194-Diva Busty Professional Call...

priyasharma62062

20240419-SMC-submission-Annual-Superannuation-Performance-Test-–-design-optio...

Henry Tapper

Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking Booking Now open +91- 7737669865 Why you Choose Us- +91- 7737669865 HOT⇄ 7737669865 Mr ashu ji Call Mr ashu Ji +91- 7737669865 (V020524]N) 𝐇𝐨𝐭𝐞𝐥 𝐑𝐨𝐨𝐦𝐬 𝐈𝐧𝐜𝐥𝐮𝐝𝐢𝐧𝐠 𝐑𝐚𝐭𝐞 𝐒𝐡𝐨𝐭𝐬/𝐇𝐨𝐮𝐫𝐲🆓 .█▬█⓿▀█▀ 𝐈𝐍𝐃𝐄𝐏𝐄𝐍𝐃𝐄𝐍𝐓 𝐆𝐈𝐑𝐋 𝐕𝐈𝐏 𝐄𝐒𝐂𝐎𝐑𝐓 Hello Guys ! High Profiles young Beauties and Good Looking standard Profiles Available , Enquire Now if you are interested in Hifi Service and want to get connect with someone who can understand your needs. Service offers you the most beautiful High Profile sexy independent female Escorts in genuine ✔✔✔ To enjoy with hot and sexy girls ✔✔✔ ★providing:- • Models • vip Models • Russian Models

Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking

roncy bisnoi

Call Girls Mumbai 📞-9833754194 Independent Call Girls Rate ₹9k Our Escort agency provides the best And beautiful Call Girls Online Booking of Just ₹5500. All Time AVailable Call Now We are Providing:- 9833754194 – Private independent college Going, girls. – independent Models. – House Wives. – Private Independent House Wife’s – Corporate M.N.C Working Profiles. – Call Girls. – Live Band Girls. – Foreigners & Many More. Escorts and call girls Service type: Incall outcall full Lip to Lip kiss 4.69 Position b-job without Condom Hard Core sex & Much More. 7 Body-to-Body Touch 8 Kissing 9 Sucking Boobs and More 10 Enjoy by Hand 11 Relax By Oral 12 Sex with a Happy Ending Call and Out Call Service, 3* 5* 7* Hotels Service, 24 Hours Available, Indian, Russian, Punjabi, Kashmiri Call Girls, Real Models, College Girls, House Wife, Also Available, Short Time and Full-Time Service Available, Hygienic Full AC Neat and Clean Rooms Avail. In Hotel 24 hours, Daily Call Girls Staff Available, Minimum to Maximum Range Available. Night Call Girls Now In Hotel Female Escort Service – 24×7. Mumbai Women Call Girls Offers You Mumbai Models, Mumbai IIT Collage Girls, And Working Models In Multi National Companies Independent Housewives Nepali & Chunkiest Girls, Under Cheap Rate Charges For Short Term Companion-Ship With Accommodation Hurry Now For Book Your Hotels In Mumbai. *Tags: Women Seeking Men || Call Girls In Mumbai || Mumbai Call Girls || VIP Call Girls Service In Mumbai || Sex Service In Mumbai || HI-FI Call Girls Call Girls In Mumbai. In Call or Out Call All over Mumbai

CBD Belapur Expensive Housewife Call Girls Number-📞📞9833754194 No 1 Vipp HIgh...

priyasharma62062

VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Escorts * Ruhi Singh * FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9920725232 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 ☎️ +91-9920725232 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9920725232 Mumbai, Andheri, Navi Mumbai, Thane, Mumbai Airport, Mumbai Central, South Mumbai, Juhu, Bandra, Colaba, Nariman point, Malad, Powai, Mira Road, Dahisar, Mira Bhayandar, Worli, Santacruz, Vile Parle, Lower Parel, Chembur, Dadar, Ghatkopar, Kurla, Mulund, Goregaon, Kandivali, Borivali, Jogeshwari, Kalyan, Vashi , Nerul, Panvel, Dombivli, Lokhandwala, Four Bungalows, Versova, NRI Complex, Kharghar, Belapur, Taloja, Marine Drive, Hiranandani Gardens, Churchgate, Marine lines, Oshiwara, DN Nagar, Jb Nagar, Marol Naka, Saki Naka, Andheri East, Andheri West, Bandra West, Bandra East , Thane West, Ghodbundar Road, There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. There are a few things to keep in mind when considering the choice of whether to use a call girl service. First and foremost, make sure that you are comfortable with the particular person you are using the service from. Second, research accordingly before choosing a call girl. Don't just go with the first provider that comes up in your search; get opinions from others as well. Finally, be sure to have fun while using a call girl service; it's not just about sex. S040524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME +91-992072523

VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Esc...

dipikadinghjn ( Why You Choose Us? ) Escorts

VIP Call Girl Service Andheri West ⚡ 9920725232 What It Takes To Be The Best * Mumbai Escorts * FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9920725232 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 ☎️ +91-9920725232 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9920725232 Mumbai, Andheri, Navi Mumbai, Thane, Mumbai Airport, Mumbai Central, South Mumbai, Juhu, Bandra, Colaba, Nariman point, Malad, Powai, Mira Road, Dahisar, Mira Bhayandar, Worli, Santacruz, Vile Parle, Lower Parel, Chembur, Dadar, Ghatkopar, Kurla, Mulund, Goregaon, Kandivali, Borivali, Jogeshwari, Kalyan, Vashi , Nerul, Panvel, Dombivli, Lokhandwala, Four Bungalows, Versova, NRI Complex, Kharghar, Belapur, Taloja, Marine Drive, Hiranandani Gardens, Churchgate, Marine lines, Oshiwara, DN Nagar, Jb Nagar, Marol Naka, Saki Naka, Andheri East, Andheri West, Bandra West, Bandra East , Thane West, Ghodbundar Road, There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. S040524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME +91-9920725232

VIP Call Girl Service Andheri West ⚡ 9920725232 What It Takes To Be The Best ...

dipikadinghjn ( Why You Choose Us? ) Escorts

VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Everyday With Jareena * Mumbai Escorts * FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9920725232 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 ☎️ +91-9920725232 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9920725232 Mumbai, Andheri, Navi Mumbai, Thane, Mumbai Airport, Mumbai Central, South Mumbai, Juhu, Bandra, Colaba, Nariman point, Malad, Powai, Mira Road, Dahisar, Mira Bhayandar, Worli, Santacruz, Vile Parle, Lower Parel, Chembur, Dadar, Ghatkopar, Kurla, Mulund, Goregaon, Kandivali, Borivali, Jogeshwari, Kalyan, Vashi , Nerul, Panvel, Dombivli, Lokhandwala, Four Bungalows, Versova, NRI Complex, Kharghar, Belapur, Taloja, Marine Drive, Hiranandani Gardens, Churchgate, Marine lines, Oshiwara, DN Nagar, Jb Nagar, Marol Naka, Saki Naka, Andheri East, Andheri West, Bandra West, Bandra East , Thane West, Ghodbundar Road, There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. There are a few things to keep in mind when considering the choice of whether to use a call girl service. First and foremost, make sure that you are comfortable with the particular person you are using the service from. Second, research accordingly before choosing a call girl. Don't just go with the first provider that comes up in your search; get opinions from others as well. Finally, be sure to have fun while using a call girl service; it's not just about sex. S040524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL

VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...

dipikadinghjn ( Why You Choose Us? ) Escorts

VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai Escorts * Ruhi Singh * FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9920725232 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 ☎️ +91-9920725232 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9920725232 Mumbai, Andheri, Navi Mumbai, Thane, Mumbai Airport, Mumbai Central, South Mumbai, Juhu, Bandra, Colaba, Nariman point, Malad, Powai, Mira Road, Dahisar, Mira Bhayandar, Worli, Santacruz, Vile Parle, Lower Parel, Chembur, Dadar, Ghatkopar, Kurla, Mulund, Goregaon, Kandivali, Borivali, Jogeshwari, Kalyan, Vashi , Nerul, Panvel, Dombivli, Lokhandwala, Four Bungalows, Versova, NRI Complex, Kharghar, Belapur, Taloja, Marine Drive, Hiranandani Gardens, Churchgate, Marine lines, Oshiwara, DN Nagar, Jb Nagar, Marol Naka, Saki Naka, Andheri East, Andheri West, Bandra West, Bandra East , Thane West, Ghodbundar Road, There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. There are a few things to keep in mind when considering the choice of whether to use a call girl service. First and foremost, make sure that you are comfortable with the particular person you are using the service from. Second, research accordingly before choosing a call girl. Don't just go with the first provider that comes up in your search; get opinions from others as well. Finally, be sure to have fun while using a call girl service; it's not just about sex. S040524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME +91-992072

VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...

dipikadinghjn ( Why You Choose Us? ) Escorts

VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts * Ruhi Singh * FOR BOOKING ★ A-Level (5-star Escort) (Akanksha): ☎️ +91-9920725232 AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME Visit Our Site For More Pleasure in your City 👉 ☎️ +91-9920725232 👈 ★ SAFE AND SECURE HIGH-CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION, UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service. In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES. Contact me TELEPHONE WHATSAPP Looking for Enjoy all Day(Akanksha) : ☎️ +91-9920725232 Mumbai, Andheri, Navi Mumbai, Thane, Mumbai Airport, Mumbai Central, South Mumbai, Juhu, Bandra, Colaba, Nariman point, Malad, Powai, Mira Road, Dahisar, Mira Bhayandar, Worli, Santacruz, Vile Parle, Lower Parel, Chembur, Dadar, Ghatkopar, Kurla, Mulund, Goregaon, Kandivali, Borivali, Jogeshwari, Kalyan, Vashi , Nerul, Panvel, Dombivli, Lokhandwala, Four Bungalows, Versova, NRI Complex, Kharghar, Belapur, Taloja, Marine Drive, Hiranandani Gardens, Churchgate, Marine lines, Oshiwara, DN Nagar, Jb Nagar, Marol Naka, Saki Naka, Andheri East, Andheri West, Bandra West, Bandra East , Thane West, Ghodbundar Road, There is a lot of talk about it in the media and news, so you might be wondering if this particular service is really worth the effort. A call girl service is exactly what it sounds like – a service where a woman offers sexual services over the phone. This type of service has been around for a long time and has become increasingly popular over the years. In most cases, call girl services are legal and regulated in many countries. There are a few things to keep in mind when considering the choice of whether to use a call girl service. First and foremost, make sure that you are comfortable with the particular person you are using the service from. Second, research accordingly before choosing a call girl. Don't just go with the first provider that comes up in your search; get opinions from others as well. Finally, be sure to have fun while using a call girl service; it's not just about sex. S040524N ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★ COF (Come on Face) ★ Completion ★ (Oral to completion) noncovered ★ Special Massage ★ O-Level (Oral) ★ Blow Job; ★ Oral fun uncovered) ★ COB (Come on Body) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME +91-9920725232

VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...

dipikadinghjn ( Why You Choose Us? ) Escorts

Business Principles, Tools, and Techniques in Participating in Various Types...

jeffreytingson

Call Girl Srinagar Indira Call Now: 8617697112 Srinagar Escorts Booking Contact Details WhatsApp Chat: +91-8617697112 Srinagar Escort Service includes providing maximum physical satisfaction to their clients as well as engaging conversation that keeps your time enjoyable and entertaining. Plus they look fabulously elegant; making an impressionable. Independent Escorts Srinagar understands the value of confidentiality and discretion - they will go the extra mile to meet your needs. Simply contact them via text messaging or through their online profiles; they'd be more than delighted to accommodate any request or arrange a romantic date or fun-filled night together. We provide –

(INDIRA) Call Girl Srinagar Call Now 8617697112 Srinagar Escorts 24x7

Call Girls in Nagpur High Profile Call Girls

Dernier (20)