1. designs, builds, and implements e-commerce
and other online systems.
Service:
enables your customers to instantly
pay online with their ATM account.

2. Enables paying your school fees
through the internet from a
bank account.
And the school to receive the
payment funds in its bank account
the following day.

3.  Dramatically reduces cashiering and cash handling
requirements
 Provides Accounting with the payment amounts to
enter into the student ledgers

4. Benefits to Parents & Students
 Eliminates the need to queue at the cashier or
teller, and transact payments from anywhere, anytime.
 Reduces the risk of overstating, diversion or theft of
tuition money.

5. Noemi Lagman, 21 years old, 4’10
ft., mid-heavy build, morena.
A student of Asia Pacific College –
Magallanes left her house at
Multinational Village, Parañaque
Friday, January 6, 2012 around 9-
10 AM to enroll carrying P33K.
She was last seen at the entrance
of Multinational Village near
Duty Free, Parañaque.
Please Pass, Please Help. Thank
You.
Person to notify:
Noel Lagman (Father)
0921-500-1468

6. FACT: Some Online Payment Facilities may be limited in
number of payers.
47 banks +
12M cardholders
3M users
on the pipeline
for Q3, 2012
bank’s depositors
9.6M cardholders

7. FACT: Some Online Payment Facilities may be limited
on when the school will know that payment has
been made.
2-DAY REAL-TIME
POSTING POSTING
Transaction Transaction
Posting Posting
2-day posting
Day -4 -3 -2 -1 0 +1
TIME LINE
Assessment Expiry
Exam Schedule

8. Online Payment Gateway Comparative
ATTRIBUTES BANK‘S GREENPESO
1. How many payers can use? Limited to the bank's 47 BancNet bank’s 12M
depositors depositors, 3M GCASH users
2. When will the school know 2-3 days after the Real-time
that payment has been transaction
made?
3. How much does the school Ave. P20/transaction None
pay per transaction?
4. Does it generate an User can print page showing Yes, formatting customizable,
Acknowledgement Receipt transaction completed, non- with past receipts retrievable
to the payer? retrievable anytime
5. Does it provide payment 3-month history, not Complete history, searchable
history that’s searchable for searchable for school data for school data (assessment
school data? #, student ID)

9. Online Payment Gateway Comparative
ATTRIBUTES BANK‘S GREENPESO
6. Can the school create No Yes
payment types, e.g. BS
Nursing 1st Year, 1st Sem.?
7. Does it provide payment No Yes, broken down by
analytics? payment types created
8. What does it require for Access to retail internet No processing needed, just
the payors to be able to banking facility, requires the ATM Card Number and
pay? application and approval. PIN.
9. Is it part of the school's No Yes, deliver's traffic to and
website? enhances school's website.
10. Does it lump all schools Yes No, payment page is
and billers in the payment dedicated to the school.
page?

10. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1)
GREEN
PAYER
PESO
1) Payer accesses School’s website and selects
online payment.

11. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
PAYER BANCNET
PESO
2) Website channels online payment to
BancNet Secure Site.

12. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
PAYER BANCNET
PESO
3)
PAYER’S
BANK
3) BancNet sends online payment message to
Payer’s Bank.

13. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
PAYER BANCNET
PESO
4) 3)
PAYER’S
BANK
4) Payer’s bank approves online payment and
debits Payer’s bank account. Sends
approved payment and debit message to
BancNet.

14. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
PAYER BANCNET
PESO
5)
4) 3)
PAYER’S
BANK
5) BancNet sends real-time message to Green
Peso informing that payment was made
and Payer’s account was debited.

15. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
PAYER BANCNET
PESO
6) 5)
4) 3)
PAYER’S
BANK
6) Green Peso shows BancNet payment
approval in Payer’s screen and shows a
“Print Acknowledgement Receipt” with a
unique ID number to distinguish the
payment from others.

16. GreenPeso for Schools Online Payment Flow
DAY 1
12:01 am 12:00 midnight 12:01 am
1) 2)
GREEN
7) PAYER BANCNET
PESO
6) 5)
4) 3)
PAYER’S
BANK
7) Payer prints Acknowledgement Receipt to
show to School that payment has been
made.

17. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
1) 2)
8)
GREEN
7) PAYER BANCNET CHINA BANK
PESO
6) 5)
4) 3)
PAYER’S GREEN
BANK PESO
8) By midnight, BancNet
transmits the full listing of
payments in Day 1 to
GreenPeso and Chinabank.

18. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
9)
1) 2)
8)
GREEN
7) PAYER BANCNET CHINA BANK
PESO
6) 5)
4) 3)
PAYER’S GREEN
BANK PESO
9) By 9:00 am, no later than 12
noon of Day 2, BancNet
remits all payments made to
Chinabank. This is after
BancNet has cleared and
settled all online transactions
with all participating banks.

19. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
9)
1) 2)
8)
GREEN
7) PAYER BANCNET CHINA BANK
PESO
6) 5) 10)
4) 3)
SCHOOLS & THEIR BANK(S)
PAYER’S GREEN
BANK BANK BANK
BANK PESO 1 2 … N
10. After receiving the payments
from BancNet, Chinabank in
turn immediately remits to
the bank accounts of all
individual merchant Schools
based on the full listing of
payments received by
midnight of Day 1.

20. GreenPeso for Schools Online Payment Flow
DAY 1 DAY 2
12:01 am 12:00 midnight 12:01 am
9)
1) 2)
8)
GREEN
7) PAYER BANCNET CHINA BANK
PESO
6) 5) 10)
4) 3)
PAYER’S GREEN 11) SCHOOLS & THEIR BANK(S)
BANK BANK BANK
BANK PESO 1 2 … N
11) Green Peso sends list of
payments per School starting
12 pm on Day 2 to support
the credits made by the
banks.

21. Costs
Annual Maintenance Fee
Number of Average No. Monthly Average
Students of Students Cost Per Student Monthly Fee Annual Fee VAT Total
1-5,000 2,500 0.4 1,000 12,000 1,440 13,440
5,001-
10,000 7,500 0.17 1,250 15,000 1,800 16,800
10,001-
20,000 15,000 0.12 1,750 21,000 2,520 23,520
20,001-
above 27,500 0.08 2,250 27,000 3,240 30,240
Transaction Fee: Php35.

22. Requirements
1. Signed GreenPeso MOA
2. BancNet Documentary Requirements:
a. Completely filled out E-Merchant Data Form
b. SEC Registration or DTI Registration
c. Business or Mayor’s Permit
d. Audited Financial Statement
e. BIR Form 1901 or 2303 (Cert. of Registration)
f. Company Profile

23. Implementation Flow
School reviews & approves
MOA wording
Greenspan sends finalized
MOA for signing
School submits signed
GreenPeso MOA, BancNet
documentation requirements
School & Greenspan’s IT
coordinates for setup &
installation. (1-3 days)
School receives BancNet E-
merchant ID (2-3 weeks)
School’s IT conducts testing,
then Greenspan’s IT turns
over payment gateway
Information drive to school's
payers
Legend: School Greenspan School & Greenspan

24. Proposed Info Drive
1. Put up Standees, Streamers; Distribute flyers
When: Upon launch of online payment gateway
Needs: Approval of content, design & location
2. Setup a booth offering hands-on live demo
When: During payment periods
Where: Near cashiers
Needs: space, signage (provided), computers, internet, facilitators, online
computer room
3. Conduct a presentation/workshop to PTA
When: During a PTA Meeting
Needs: projector & screen, computers, internet, facilitators

25. - END -

26. Costs
Bank Transfers
Settlement Account With Fee (Php) Payment funds available
for disbursement
Chinabank, any branch Transfer Fee: P15 12 pm, Day 2
nationwide
BancNet-affiliated bank, Transfer Fee: P150 12 pm, Day 2
any branch nationwide
Other banks Manager's Check: P35 Subject to clearance period
of settlement bank
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