Enjoy! We appreciate your business. Cordially, James Crow, CGI. Division Manager Investigative Services PDC002371 1255 Lakes Parkway, Ste. 380 Lawrenceville, GA 30043 Ph (770) 339-2035 Fax (770) 339-2025 Cell (770) 313-8280 www.ssiglobalinc.com

2. Mortgage Insurance IndustryDifficult EnvironmentCosts way up – profits way down COSTS Investment portfolio losses in the market downturn Increased claims due to high foreclosure rate Credit rating downgrade or watch PROFITS

3. Sins of the Past “Unfortunately, the lending practices of the past have dramatically increased the volume of claims tainted by fraud filed with Mortgage Insurers.” David M. McGraw CEO – SSI, Inc.

4. Unique dual servicing delivery platform Internal team capabilities and mortgage experience External team that possesses professionalism, and long term investigative experience Advanced Technology with integration capabilities Focused services provided in addition to optional services as requested or needed by client Compliant policies and procedures regarding proprietary information Longevity and Consistency WHAT MAKES US DIFFERENT

5. Provide our customers with both seasoned mortgage professionals as well as vetted and licensed private investigators Manage scheduling and billing hours for our clients with respect to outside private investigators Reduce collateral clutter by managing report information and maintaining complete reports in house Unique Dual Servicing Platform

6. Over 207 years of mortgage underwriting and risk management experience The ability to spot irregularities quickly Adept at quickly reviewing loan packages Comprehensive and concise reporting Multi-lingual Staff Management of individual private investigators scheduling, and billable hours Our Internal Team

7. Over 500 FBI, Sheriffs, and law enforcement professionals, ready to serve our clients needs All vetted and properly licensed within their state requirements SSI, Inc. is creating and launching webinar, power point, and awareness and sensitivity training for our private investigators to better serve our clients Our External Team

8. Retooled our delivery system for best integration possible Works directly with our clients documentmanagement system Direct login to clients secure network Auto notices of file transmittal Paperless Technology

9. Re-verification of loan documents such as income, employment, assets and HUD-1 Settlement statements Database searches of undisclosed properties Reasonableness of income Face to face or phone interviews with borrowers as required by client Our Service to YOU

10. Initial desk review to include “red flag” analysis as well as risk based borrower scoring system Loan portfolio sampling, random or stratified samples Value Added Services

11. Over 25 years in the business of investigating mortgage fraud Longevity and Consistency

12. Unique dual servicing delivery platform Internal Team capabilities and mortgage experience External Teamthat possesses professionalism, and long term investigative experience Advanced Technology with integration capabilities Focused services provided in addition to optional services as requested or needed by client Compliant policies and procedures regarding proprietary information Longevity and Consistency Our differences that MAKE the difference

13. David McGraw CEO/Chairman 14 Years as CEO/President of privately held companies

14. Carlton Carden Vice President Corporate Development Successful technology entrepreneur 28 years experience in business & corporate development Georgia Tech & Stanford Business School graduate

15. Marie Summers 20 Years Mortgage Industry Experience 15 years Regional Manager 2 years OPS Manager 3 years Account Executive Regional Manager of the Year 2006 AE of the Year 1997

16. Susan Blair 25 Years in the Mortgage Industry 17 Years Operations Manager 5 Years District Credit Manager Underwriter 2 Years Producing Branch Manager 6 years Processing Manager

17. Natasha Graves 9 Years in the Mortgage Industry Office Manager

18. Adriane Harden 5 years Mortgage Origination 6 years Loan Processor 1 Year Closer

19. Melinda Castro 10 Years Sr. Loan Processor 2 years Closer

20. Amanda Guerrero 12 Years in Mortgage Industry 2 years bi-lingual loan originator 2 years Loan Processor 5 years Warehouse line Analyst

21. Barbara Wood 22 Years in the Mortgage Industry 15 years Underwriting 7 Years Processing/ Operations

22. Cathy Steenwyk 13 Years in the Mortgage Industry 7 years Quality control Review 3 years Loan Shipping and sales 3 years Final Documents Control

23. James Crow 9 years Owner Investigation Firm 12 Years US Marines/ Military Police 7 years Business Development

24. Jerri Haas 16 Years in Banking, Taxes, Stockbroker 6 years Mortgage Loan Originator

25. Kyra Adams 5 Years Mortgage Loan Processor

26. Matt Mitchell 10 years in the Mortgage Industry 5 years Loan Processing 2 years Underwriting 3 Years Compliance

27. Rhonda Padgett 10 Years Mortgage Loan Processor

28. Rori Smith 9 Years Customer Service

29. Shirley Goicochea 12 Years in the Mortgage Industry 6 years Commercial Lending 6 years Residential and Consumer Lending

30. Whitney Moore 5 Years Mortgage Loan Processor

31. Susan Yang 13 Years Mortgage Industry Experience 5 years processing 5 years post closing 3 years Wholesale Underwriter

32. Bonita Fontenot 16 years Mortgage Experience 2 years Mortgage Underwriter 14 years Sales Management

33. Nicki Wynn Mortgage Industry 13 years 4 yrs as a processor 1 yr as an underwriter 3 years as a pipeline manager 5 years as an originator

34. Kristen Belcher Mortgage industry 12 years 11 yrs Sr. Processor 1 year junior processor

35. Our Private Investigators Faces blurred to protect their identity