Curious about the stock market and not sure how or where to get started? This presentation completed by our interns at the Harlem Children's Zone should be a great start!

1. THE STOCK MARKET
&
INVESTMENT BANKING
A Presentation By:
Elaine Lopez
Janivey Porch
Yvonne Lopez
Marc Miller
Supervisor: Joey V. Price

2. STOCK -
 A type of security that represents ownership
in a corporation, a large business
organization, and also represents a claim on
part of the organization's assets and
earnings.

3. SHARE -
 A unit of ownership interest in a corporation
or financial asset. Being a shareholder
entitles the possessor to an equal distribution
in any profits, if any are declared in the form
of dividends.

4. STOCK TICKER -
 arrangement of characters (usually letters)
representing a particular security listed on an
exchange or otherwise traded publicly.

5. BROKER -
 An individual or firm that charges a fee or
commission for executing buy and sell orders
submitted by an investor.

6. NYSE -
 New York Stock Exchange
 The world's largest stock exchange by
market capitalization, located on 11 Wall
Street in Lower Manhattan, New York City.

7. NASDAQ-
 An American stock exchange. "NASDAQ"
originally stood for "National Association of
Securities Dealers Automated Quotations". It
is the second-largest stock exchange by
market capitalization in the world, after the
New York Stock Exchange.

8. IRA -
 Investment Retirement Arrangement
 An investing tool used by individuals to earn
and save funds for retirement savings.

9. ROTH IRA -
 A special type of retirement plan under US
law that is generally not taxed, provided
certain conditions are met. The tax break is
granted on the money withdrawn from the
plan during retirement.

10. 401K PLAN -
 traditional retirement account for
most Americans it is named after the
corresponding section of the internal revenue
code: 401K. You contribute money from your
check every month. You receive the
proceeds when you retire.

11. PENSION -
 A fund established by an employer to
facilitate and organize the investment of
employee’s retirement funds contributed by
the employer and employees. It is meant to
have a stable growth over a long term.

12. MUTUAL FUND -
 An investment vehicle that is made up of a
pool of funds collected from many investors
for the purpose of investing in securities such
as stocks, bonds, money market instruments
and similar assets.

13. HEDGE FUND -
 An aggressively managed portfolio of
investments that uses advanced investment
strategies

14. SEC -
 Securities Exchange Commission
 A government commission created by
Congress to regulate the securities markets
and protect investors. In addition to
regulation and protection, it also monitors the
corporate takeovers in the U.S.

15. ETF & “BULLISH”
 Exchange Traded Fund: a security that
tracks an index, a commodity or a basket of
assets like an index fund, but trades like a
stock on an exchange. An ETF’s price
changes throughout the day as they are
bought and sold.
 Bull/Bullish: defines an upward-moving
stock

16. BEAR/ BEARISH -
 An investor who believes that a particular
security or market is headed
downward. Bears attempt to profit from a
decline in prices. Bears are
generally pessimistic about the state of a
given market.

17. STOP - LOSS
 also known as a “stop order” or “stop-market
order”
 an order placed with a broker to sell a
security when it reaches a certain price. It is
designed to limit an investor’s loss on a
security position.

18. COMMODITY -
 A raw material or primary agricultural product
that can be bought and sold, such as copper
or coffee.

19. DIVIDEND -
 A portion of a company's earnings which is
paid to the shareholders/stockholders on a
quarterly or annual basis.

20. OPTIONS -
 One options contract represents one
hundred shares in the underlying stock. The
quoted price of an option is per share.

21. FREQUENTLY ASKED QUESTIONS:
 1. What is investing?
- Investing is using your money to make more money. Investing also
can include the amount of time you put into the study of a prospective
company, especially since time is money. Investing is another way of
making money without actually doing manual labor.
 2. What are some ways that I begin investing?
Putting your money into stock, bonds, mutual funds, and many other
things, are ways to invest your money.
 3. Who receives your investment? (where does your money go?)
In order to buy shares of stock , you need a stockbroker to help you
with the transaction. In the same way that your local electronics
retailer is the “middleman” between you and computer manufacturers,
the broker (also known as a stockbroker) is the link between you and
the stock exchange .

22. 4. Are there any limits to investments? What are the maximum and
minimum amounts?
There are no regulatory limitations for investors regarding the
dollar amount, number of securities, or the number of issuers for stocks
and bonds.
5. What is the difference between a stock and a bond market?
The stock market has central places, stock exchanges, where stocks are
bought and sold. However, the bond market does not have a central
trading place for bonds. Also, investing in a bond market is usually less
risky than investing in a stock market because the bond market is not
as changeable as the stock market is.
6. When you invest in a stock and make a profit, where do you
collect?
Stock brokers handle the investments. It is their job to decide whether to
buy stock or sell. All profits you would collect from a stock broker.

23. 7. Do all stocks costs the same?
All stocks do not cost the same. Their price depends upon the company.
8. What are the symbols on a stock ticker?
The symbols on an a stock ticker are an arrangement of characters
(usually letters) representing a particular security listed on an exchange
or otherwise traded publicly.
9. What are the differences between good risks and silly risks?
A good risk would be investing money in a stock that is doing well in
high hopes that the money will increase over a period of time. On the
contrary, a silly risk would be investing money in a company that is
obviously doing bad. This bad decision will then cause money to
decrease.

24. 10. How does stop-loss work?
- Setting a stop-loss order for 10% below the price you paid for the stock
will limit your loss to 10%. This strategy allows investors to determine
their loss limit in advance, preventing emotional decision-making.
11. What is pension? How much time does it take to receive pension?
- a fund established by an employer to facilitate and organize the
investment of employee’s retirement funds contributed by the employer
and employees. A pension is received after you are retired.
12. How/Why does shares decrease/increase in value?
- Shares increase and decrease based on the supply and demand of the
economy.

25. THANK YOU !!
Thank you for viewing our presentation. We
all learned so much during this internship and
will use the skills learned during our future
endeavors !