This is a lesson plan on budgeting targeting young adults 18-23 age range. However, it could be used for other audiences too. It introduces student to a simple to use Envelope Budgeting Aid called (EEBA)

1. By: Kelli Clark
AET/541
May 6, 2013

3. Notes:
This lesson is
designed to help
students ages 16-21
set up an interactive
budget using an
envelope budgeting
system
Animation: yes envelope clip
art enters swiftly and envelope
should blink eyes should blink
Text/Audio Narration: Hello, today we will learn more about budgeting. Budgets are just ways to make sure we have
enough money to meet our expenses and save for things we may want to buy. Today we are going to learn to create an
envelope budgeting system. EEBA is a downloadable program for our mobile devices and computers
Title: Keeping a Budget 101 Scene (opening page): introductory slide name of
class and lesson plan with clip art
Graphics: YES – clip art of
animated envelope with money in
it
Audio: Yes – using audio narration
Slide number: 1
Skill or Concept:
Student will learn how
to create a budget
using EBBA
Keeping a Budget 101
An Introduction to Envelope
Budgeting System

4. Notes:
Student will read
chapter 3 of work
book for terminology
lesson on common
terms used when
creating a budget.
No animation is
necessary and
student will be
instructed to read
and complete 1st
lesson in workbook,
Chapter 3
Animation (yes or no): No
Text/Audio Narration: In order to create a budget, we first must learn the concepts behind budgeting. Please complete the first
lesson in Chapter 3 (Click to illuminate the arrow) by reading the components of budgets and matching the corresponding word
to its definition. (link book icon to text book, chapter 3, Vocabulary Matching)
Title: week 1: chapter 3 of workbook Scene: Pre-training – vocabulary of common
budgeting terms
Graphics (yes or no): YES Audio (yes or no): YES
Slide number: 2
Skill or Concept:
Students will be able
to identify the
differences between
expense/debits and
income/credits when
planning a budget.
Complete Lesson 1:
Vocabulary Matching
stock-vector-cartoon-mobile-phone-with-money-in-an-
envelope-75593845
Click
here to
access
book

5. Notes:
The word expenses
grows in the middle
of the page and
shrinks. The pictures
fly in one at a time
as the narrator
introduces that type
of expense until all 4
pictures are showing
Animation: YES
Narration: We all have expenses no matter how old we are. Maybe you are saving up for your first car, or maybe you want the coolest, in-
vogue fashion. Perhaps you have rent, utilities, and other expenses. How much do you pay to go out with your friends? Whatever
expenses you have, you must make enough money to cover those expenses. As you know from reading Chapter 3, budgets are made of
expenses and income. The trick is to balance the two or even come out ahead of the game. The problem is … how do you create a
budget that you can stick too and plan for? (click to next lesson slide)
Title: week 1: chapter 3 of workbook Scene: Pre-training – vocabulary of common
budgeting terms
Graphics: YES Audio: YES
Slide number: 2
Skill or Concept:
Students will be able
to identify the
differences between
expense/debits and
income/credits when
planning a budget.

6. Notes:
Students will learn
how to use EEBA by
seeing the example
of Joe planning for
dinner and to buy an
expensive gift for
himself. It will be
important to keep the
student’s attention by
making this fun but
informative.
Animation: yes envelope clip
art enters swiftly and envelope
should blink eyes should blink
Text/Audio Narration: EEBA is an easy way to balance your budget and see just exactly where your money is going.
Let’s see just how easy an envelope budgeting system is. Click on EBBA and let’s see how this works. (have student
click on envelope with hyperlink to You tube video on how to use EEBA) Hyperlink: http://www.youtube.com/watch?
v=hLXk0Y7Y6UI
Title: How to create an easy
budget
Scene: Introducing EEBA
Graphics: YES – clip art of
animated envelope with money in
it
Audio: Yes – using audio narration
Slide number: 3
Skill or Concept:
Student will learn how
to create a budget
using EBBA
How to create an easy
budget
Introducing … EEBA

7. Image by: http://www.dreamstime.com/stock-photo-debit-card-word-cloud-image11218840

8. Notes: Link this
page to Excel
Worksheet so student
can create personal
budget spreadsheet
Animation: NOblink
Text/Audio Narration: Excel is an easy program to create simple spreadsheet budget. Watch this step-by-step video so
you can learn how to set up a basic spreadsheet budget. Just click on the excel link to go to your own personal budget
sheet so you can create your own budget. Link to tutorial on creating an Excel Worksheet
http://www.youtube.com/watch?v=v4QRens51bk
Title: Excel Simple Budgets Scene: Setting up a simple Budget using EXCEL
Graphics: Video embedded from
You tube and Excel Spreadsheet
with formulas already embedded.
Audio: Yes – using audio narration
Slide number: 4
Skill or Concept:
Students will be able
to apply knowledge
learned about credits
and debits to
complete their own
personal budget
spreadsheet
How to create an easy
budget using EXCEL
Excel

9. May-13
EXPENSES Monthly Yearly
Housing
Rent 1,200.00$ 14,400.00$
telephone 250.00$ 3,000.00$
cable 180.00$ 2,160.00$
Electric 200.00$ 2,400.00$
Water/Sewer 115.00$ 1,380.00$
Food
Groceries 1,000.00$ 12,000.00$
Eating Out 200.00$ 2,400.00$
Lunches 100.00$ 1,200.00$
-$
Vehicle -$
Gas 500.00$ 6,000.00$
car payment 350.00$ 4,200.00$
maintenance 25.00$ 300.00$
Car wash 10.00$ 120.00$
-$
Clothing -$
New 200.00$ 2,400.00$
Uniforms 30.00$ 360.00$
Dry Cleaning 30.00$ 360.00$
Total: 4,390.00$ 52,680.00$
Kelli's Budget

10. Rent Food Entertainment
Image by: 3d studio.com
http://www.the3dstudio.com/product_details.aspx?id_product=437474

11. Notes: Link this
page to EEBA Home
Page so students can
create EEBA
account.
Animation: yes have EEBA
come across to the right fast
Text/Audio Narration: Sign up for an account and follow the online directions. Just click on EEBA to get started. Hyperlink to
EEBA: https://www.eebacanhelp.com/login.php
Title: Set up EEBA Account Scene: Go to EEBA website and set up account
Graphics: Yes EEBA Animated
Envelope blinking eyes
Audio: Yes – using audio narration
Slide number: 5
Skill or Concept:
Students will be able
to identify their
personal expenses
and know how much
money to place in the
envelopes for EEBA
accounts
Set up EEBA Account
Let’s set up our EEBA
account and start tracking
our spending …

12. http://www.123rf.com/photo_9713561_ideas-saving-money-crossword.html

13. Notes: Students will
go on a web quest
looking for websites
that will help save
money. Provide a
few examples.
Animation: No
Text/Audio Narration: Let’s go on a web-quest and find at least 3 ways we can save money. Please post your ideas to the
class chat forum so everyone can share.
Title: How can we save money? Scene: WEBQUEST to find ways to save money.
Students will share ideas in Chat forum
Graphics: picture of glass
piggy bank full of coins
Audio: Yes – using audio narration
Slide number: 6
Skill or Concept:
Students will be able
to present at least 3
ways to save money
using the internet to
search credible sites.
How can we save money?
Let’s go on a web-quest to
find ways to save money.
Post your ideas in the chat
forum
45728109-CNBC-money-saving-savings-automatic_600x400
Click to enter Chat
forum

14. Notes: Students will
link to final
assessment by
clicking on the link on
this slide
Animation: No
Text/Audio Narration: It’s time to see what you have learned about budgeting. Please click on the link here, and
complete the assessment. Make sure to email me your answers by tomorrow. Also, include your personal budget
created on Excel and confirmation of your EEBA accounts. I will provide feedback and grading on each by tomorrow.
Good Luck. Return here when you finish.
Title: How can we save money? Scene: Final Assessment
Graphics: picture man with
funnel
Audio: Yes – using audio narration
Slide number: 14
Skill or Concept:
Students will take a
final assessment to
determine what they
have learned. They
should be able to
answer 90% of the
questions correct
What have we learned?
It’s time to take our
assessment to see what we
have learned about
budgeting …
Click here for assessment

15. Post any questions to the chat room forum
Click here for End of Course Survey
Click to enter Chat
forum

16.  EEBA can help. (2010, June 4 ). An online envelope budgeting system
[Video file]. Retrieved from You Tube website:
http://www.youtube.com/watch?v=hLXk0Y7Y6UI
 Sherwood, J. (2009, May 15). How to create a budget worksheet.
[Video file]. Retrieved from You Tube website:
http://www.youtube.com/watch?v=v4QRens51bk