SlideShare une entreprise Scribd logo
1  sur  10
Sneak Peek
Chapter 1
Are You Fighting Against A Credit Card Judgment?
This is a system of information that is designed to educate and inform
on the method of theory guides research. It exposes the majority of the
time many credit card companies do not properly win judgments
against borrowers and can be challenged. Most credit card judgments
could likely be stopped if only borrowers would contest!
Okay, the credit card company also known as the BIG BANK is ready
to collect on money owed from the borrower for allegedly using a credit
card. Notice the word allegedly and please take note of it.
For the bank this is now considered a bad loan when the borrower no
longer continues to make at least the monthly minimum payments on
the debt. Forensic means what occurred before a crime took place.
Chapter 2:
The Credit Crime Forensic
Upon receiving notice from a bill collector also
known as collection agency borrowers should
immediately demand a validation of the debt.
Chapter 3: Action Plan
Every state has a statue of limitation for collecting on debt.
What this means is that the credit card company has a
certain time frame to take legal action to recover a bad debt.
While morally the borrower is still responsible for the debt.
But if the creditor fails to bring a lawsuit against the
borrower within the statute of limitation legally the creditor
cannot win a judgment or garnish wages.
Chapter 4: Statute Of Limitations
Georgia Court of Appeals ruled on January 24, 2008 in
Hill v. American Express that Georgia the statute of
limitations on a credit card is six years after the amount
becomes due and payable.
Chapter 5: Important Rulings Updates
Types of wages can be garnished:
wages
salaries
commissions
bonuses
or other income
Take notice:
Pension and retirement income can also be garnished.
Chapter 6: Challenging Creditor Garnishments
The Consumer Credit Protection Act, provides that an
employer cannot fire an employee for having a single debt
garnished from their wages. However, the Act does not
prevent the employer from firing the employee after two or
more debts are garnished separately.
Chapter 7: Creditor Garnishment Harm
http://insidercreditdefense.info/
Get my E-book at:
http://insidercreditdefense.info/
Get my E-book at:

Contenu connexe

En vedette

How much do you know about british culture
How much do you know about british culture How much do you know about british culture
How much do you know about british culture Azucena Alonso García
 
Environment analytical laws
Environment analytical lawsEnvironment analytical laws
Environment analytical lawsKriace Ward
 
Ogcdp master document raising
Ogcdp master document raisingOgcdp master document raising
Ogcdp master document raisingvaibhavtoshniwal1
 
Orms news flash october 2013
Orms news flash october 2013Orms news flash october 2013
Orms news flash october 2013ORMSSupport
 
Pelerinajul in bucovina1
Pelerinajul in bucovina1Pelerinajul in bucovina1
Pelerinajul in bucovina1lungupetru_97
 
Stillwater Junior Middle School
Stillwater Junior Middle SchoolStillwater Junior Middle School
Stillwater Junior Middle Schoolattalr
 
CakePHP - HttpSocket
CakePHP - HttpSocketCakePHP - HttpSocket
CakePHP - HttpSocketLuís Fred
 
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUS
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUSRETROPERITONEAL LEIOMYOMA DR. Catalin CAUS
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUSCAUS CATALIN
 
Orms news flash december 2014
Orms news flash december 2014Orms news flash december 2014
Orms news flash december 2014ORMSSupport
 
Telefonica’s Global M2M MD Surya Mendonca interview - Telematics news
Telefonica’s Global M2M MD Surya Mendonca interview  - Telematics newsTelefonica’s Global M2M MD Surya Mendonca interview  - Telematics news
Telefonica’s Global M2M MD Surya Mendonca interview - Telematics newsTelefónica IoT
 

En vedette (17)

How much do you know about british culture
How much do you know about british culture How much do you know about british culture
How much do you know about british culture
 
Numero 04
Numero 04Numero 04
Numero 04
 
Environment analytical laws
Environment analytical lawsEnvironment analytical laws
Environment analytical laws
 
Ogcdp master document raising
Ogcdp master document raisingOgcdp master document raising
Ogcdp master document raising
 
Orms news flash october 2013
Orms news flash october 2013Orms news flash october 2013
Orms news flash october 2013
 
Raise research selection
Raise research selectionRaise research selection
Raise research selection
 
Pelerinajul in bucovina1
Pelerinajul in bucovina1Pelerinajul in bucovina1
Pelerinajul in bucovina1
 
Stillwater Junior Middle School
Stillwater Junior Middle SchoolStillwater Junior Middle School
Stillwater Junior Middle School
 
CakePHP - HttpSocket
CakePHP - HttpSocketCakePHP - HttpSocket
CakePHP - HttpSocket
 
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUS
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUSRETROPERITONEAL LEIOMYOMA DR. Catalin CAUS
RETROPERITONEAL LEIOMYOMA DR. Catalin CAUS
 
Converse[1]
Converse[1]Converse[1]
Converse[1]
 
Intro mlk
Intro   mlkIntro   mlk
Intro mlk
 
A Case of swelling
A Case of swellingA Case of swelling
A Case of swelling
 
Orms news flash december 2014
Orms news flash december 2014Orms news flash december 2014
Orms news flash december 2014
 
Website and Mobile Advertising
Website and Mobile AdvertisingWebsite and Mobile Advertising
Website and Mobile Advertising
 
Kynhgi2
Kynhgi2Kynhgi2
Kynhgi2
 
Telefonica’s Global M2M MD Surya Mendonca interview - Telematics news
Telefonica’s Global M2M MD Surya Mendonca interview  - Telematics newsTelefonica’s Global M2M MD Surya Mendonca interview  - Telematics news
Telefonica’s Global M2M MD Surya Mendonca interview - Telematics news
 

Dernier

project management information system lecture notes
project management information system lecture notesproject management information system lecture notes
project management information system lecture notesongomchris
 
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.ppt
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.pptAnyConv.com__FSS Advance Retail & Distribution - 15.06.17.ppt
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.pptPriyankaSharma89719
 
PMFBY , Pradhan Mantri Fasal bima yojna
PMFBY , Pradhan Mantri  Fasal bima yojnaPMFBY , Pradhan Mantri  Fasal bima yojna
PMFBY , Pradhan Mantri Fasal bima yojnaDharmendra Kumar
 
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...Henry Tapper
 
Bladex 1Q24 Earning Results Presentation
Bladex 1Q24 Earning Results PresentationBladex 1Q24 Earning Results Presentation
Bladex 1Q24 Earning Results PresentationBladex
 
House of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHouse of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHenry Tapper
 
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderThe Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderArianna Varetto
 
Managing Finances in a Small Business (yes).pdf
Managing Finances  in a Small Business (yes).pdfManaging Finances  in a Small Business (yes).pdf
Managing Finances in a Small Business (yes).pdfmar yame
 
Governor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintGovernor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintSuomen Pankki
 
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACT
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACTGOODSANDSERVICETAX IN INDIAN ECONOMY IMPACT
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACTharshitverma1762
 
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》rnrncn29
 
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证rjrjkk
 
(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)twfkn8xj
 
Stock Market Brief Deck for "this does not happen often".pdf
Stock Market Brief Deck for "this does not happen often".pdfStock Market Brief Deck for "this does not happen often".pdf
Stock Market Brief Deck for "this does not happen often".pdfMichael Silva
 
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Sonam Pathan
 
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...Amil baba
 
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdf
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdfBPPG response - Options for Defined Benefit schemes - 19Apr24.pdf
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdfHenry Tapper
 
fca-bsps-decision-letter-redacted (1).pdf
fca-bsps-decision-letter-redacted (1).pdffca-bsps-decision-letter-redacted (1).pdf
fca-bsps-decision-letter-redacted (1).pdfHenry Tapper
 

Dernier (20)

Monthly Economic Monitoring of Ukraine No 231, April 2024
Monthly Economic Monitoring of Ukraine No 231, April 2024Monthly Economic Monitoring of Ukraine No 231, April 2024
Monthly Economic Monitoring of Ukraine No 231, April 2024
 
project management information system lecture notes
project management information system lecture notesproject management information system lecture notes
project management information system lecture notes
 
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.ppt
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.pptAnyConv.com__FSS Advance Retail & Distribution - 15.06.17.ppt
AnyConv.com__FSS Advance Retail & Distribution - 15.06.17.ppt
 
PMFBY , Pradhan Mantri Fasal bima yojna
PMFBY , Pradhan Mantri  Fasal bima yojnaPMFBY , Pradhan Mantri  Fasal bima yojna
PMFBY , Pradhan Mantri Fasal bima yojna
 
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...
letter-from-the-chair-to-the-fca-relating-to-british-steel-pensions-scheme-15...
 
Bladex 1Q24 Earning Results Presentation
Bladex 1Q24 Earning Results PresentationBladex 1Q24 Earning Results Presentation
Bladex 1Q24 Earning Results Presentation
 
House of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview documentHouse of Commons ; CDC schemes overview document
House of Commons ; CDC schemes overview document
 
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderThe Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
 
Managing Finances in a Small Business (yes).pdf
Managing Finances  in a Small Business (yes).pdfManaging Finances  in a Small Business (yes).pdf
Managing Finances in a Small Business (yes).pdf
 
Governor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraintGovernor Olli Rehn: Dialling back monetary restraint
Governor Olli Rehn: Dialling back monetary restraint
 
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACT
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACTGOODSANDSERVICETAX IN INDIAN ECONOMY IMPACT
GOODSANDSERVICETAX IN INDIAN ECONOMY IMPACT
 
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》
《加拿大本地办假证-寻找办理Dalhousie毕业证和达尔豪斯大学毕业证书的中介代理》
 
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证
原版1:1复刻温哥华岛大学毕业证Vancouver毕业证留信学历认证
 
(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)(中央兰开夏大学毕业证学位证成绩单-案例)
(中央兰开夏大学毕业证学位证成绩单-案例)
 
Stock Market Brief Deck for "this does not happen often".pdf
Stock Market Brief Deck for "this does not happen often".pdfStock Market Brief Deck for "this does not happen often".pdf
Stock Market Brief Deck for "this does not happen often".pdf
 
🔝+919953056974 🔝young Delhi Escort service Pusa Road
🔝+919953056974 🔝young Delhi Escort service Pusa Road🔝+919953056974 🔝young Delhi Escort service Pusa Road
🔝+919953056974 🔝young Delhi Escort service Pusa Road
 
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
Call Girls Near Delhi Pride Hotel, New Delhi|9873777170
 
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
 
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdf
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdfBPPG response - Options for Defined Benefit schemes - 19Apr24.pdf
BPPG response - Options for Defined Benefit schemes - 19Apr24.pdf
 
fca-bsps-decision-letter-redacted (1).pdf
fca-bsps-decision-letter-redacted (1).pdffca-bsps-decision-letter-redacted (1).pdf
fca-bsps-decision-letter-redacted (1).pdf
 

Insider Credit Defense Sneak Peak

  • 2. Chapter 1 Are You Fighting Against A Credit Card Judgment? This is a system of information that is designed to educate and inform on the method of theory guides research. It exposes the majority of the time many credit card companies do not properly win judgments against borrowers and can be challenged. Most credit card judgments could likely be stopped if only borrowers would contest!
  • 3. Okay, the credit card company also known as the BIG BANK is ready to collect on money owed from the borrower for allegedly using a credit card. Notice the word allegedly and please take note of it. For the bank this is now considered a bad loan when the borrower no longer continues to make at least the monthly minimum payments on the debt. Forensic means what occurred before a crime took place. Chapter 2: The Credit Crime Forensic
  • 4. Upon receiving notice from a bill collector also known as collection agency borrowers should immediately demand a validation of the debt. Chapter 3: Action Plan
  • 5. Every state has a statue of limitation for collecting on debt. What this means is that the credit card company has a certain time frame to take legal action to recover a bad debt. While morally the borrower is still responsible for the debt. But if the creditor fails to bring a lawsuit against the borrower within the statute of limitation legally the creditor cannot win a judgment or garnish wages. Chapter 4: Statute Of Limitations
  • 6. Georgia Court of Appeals ruled on January 24, 2008 in Hill v. American Express that Georgia the statute of limitations on a credit card is six years after the amount becomes due and payable. Chapter 5: Important Rulings Updates
  • 7. Types of wages can be garnished: wages salaries commissions bonuses or other income Take notice: Pension and retirement income can also be garnished. Chapter 6: Challenging Creditor Garnishments
  • 8. The Consumer Credit Protection Act, provides that an employer cannot fire an employee for having a single debt garnished from their wages. However, the Act does not prevent the employer from firing the employee after two or more debts are garnished separately. Chapter 7: Creditor Garnishment Harm