Environmental Issues In The Foreclosure Process

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Environmental Risks Are Not Always Obvious

Environmental Conditions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Liability Protection for Lenders ,[object Object],[object Object],[object Object]

Federal Protections ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

State Protections ,[object Object],[object Object],[object Object],[object Object]

State Law ,[object Object],[object Object],[object Object],[object Object]

Assessment/Reassessment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Assessment/Reassessment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

State Protection ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What do I need to do to stay protected ? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What if Phase I ESA indicates a possible Recognized Environmental Condition “REC”? ,[object Object],[object Object]

MDEQ Letters/Orders ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Remember “participate in management” threshold ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

If lender did not “participate in management prior to foreclosure, it can: ,[object Object],[object Object]

Exercise appropriate care ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Staying Protected – Efforts to Divest ,[object Object],[object Object]

Staying Protected – Efforts to Divest ,[object Object],[object Object],[object Object],[object Object],[object Object]

Using Environmental Consultants ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Phase II ESA Considerations ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Brownfield Agreements ,[object Object],[object Object],[object Object]

Other Laws To Consider ,[object Object],[object Object],[object Object],[object Object]

Other Issues ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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