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How To Work With
Health Insurance
Brokers Concerning
ObamaCare
www.AIADirectQuote.com
Tips To Avoid Fraud
With Health Insurance
• 1) — Don’t trust a website that
asks you to enter personal data
such as a Social Security
number, bank account number or
credit card information other
than the federal exchange
website, www.healthcare.gov
• 2) — The services of navigators
or certified application
counselors are free, but they can’t
sell you a policy or recommend a
specific insurance plan to buy.
They can’t sell you an insurance
policy and should not ask you for
money to enroll in a health plan.
• 3) — If you have Medicare, it’s
against the law for someone to
sell you a plan on the insurance
marketplace.
• 4) — No one should ask for your
personal health information.
• 5)— Don’t give your Social
Security number or credit card or
banking information to
companies you didn’t contact or
in response to unsolicited
advertisements. A navigator or
other helper may need certain
personal information like a Social
Security number to help you
enroll.
• 6) — Never give your personal
information to someone who calls
or comes to your home without
your request, even if they say they
are from a marketplace.
• 7) — Write down and keep a
record of a salesperson’s name or
anyone who may assist you, who
he or she works for, phone
number, street address, mailing
address, email address, and
website.
•8) — Don’t sign anything you
don’t fully understand.
•9) — It’s not true that insurance
premiums are only good for a
limited time. Enrollment in the
exchanges will be open through
mid-March and rates for plans
approved for sale there stay in
place until then.
•10) — If someone tells you that you
could go to jail for not having health
insurance, don’t believe it. Beginning
next year, all Americans will be
required to have health insurance or
face a penalty of $95 for each adult or
1 percent of family income, whichever
is greater. The penalty will increase
In 2015 to $325 per adult or 2 percent
of family income, and rise again in
2016.
•11) — Something that sounds too
good to be true probably is.
•12) — Consumers who suspect fraud
can lodge a complaint with the
Marketplace Call Center (1-800-3182596) which will be entered into a
Federal Trade Commission database
used by federal and state law
enforcement agencies to track
potential fraud activity.
Federal law enforcement officials
will be able to monitor complaint
activity for trends within and
across all 50 states. Also contact
local, state, or federal law
enforcement agencies or your
state department of insurance.
For a FREE quote and additional
information go to the website
below or, If you are watching this
on YouTube, CLICK THE LINK IN
THE DESCRIPTION

www.AIADirectQuote.com
www.AIADirectQuote.com
“Remember It Is Not
What You Know, But
What You Do With
What You Know!”
www.AIADirectQuote.com

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How To Work With Health Insurance Brokers Concerning ObamaCare

  • 1. How To Work With Health Insurance Brokers Concerning ObamaCare www.AIADirectQuote.com
  • 2. Tips To Avoid Fraud With Health Insurance • 1) — Don’t trust a website that asks you to enter personal data such as a Social Security number, bank account number or credit card information other than the federal exchange website, www.healthcare.gov
  • 3. • 2) — The services of navigators or certified application counselors are free, but they can’t sell you a policy or recommend a specific insurance plan to buy. They can’t sell you an insurance policy and should not ask you for money to enroll in a health plan.
  • 4. • 3) — If you have Medicare, it’s against the law for someone to sell you a plan on the insurance marketplace. • 4) — No one should ask for your personal health information.
  • 5. • 5)— Don’t give your Social Security number or credit card or banking information to companies you didn’t contact or in response to unsolicited advertisements. A navigator or other helper may need certain personal information like a Social Security number to help you enroll.
  • 6. • 6) — Never give your personal information to someone who calls or comes to your home without your request, even if they say they are from a marketplace.
  • 7. • 7) — Write down and keep a record of a salesperson’s name or anyone who may assist you, who he or she works for, phone number, street address, mailing address, email address, and website.
  • 8. •8) — Don’t sign anything you don’t fully understand. •9) — It’s not true that insurance premiums are only good for a limited time. Enrollment in the exchanges will be open through mid-March and rates for plans approved for sale there stay in place until then.
  • 9. •10) — If someone tells you that you could go to jail for not having health insurance, don’t believe it. Beginning next year, all Americans will be required to have health insurance or face a penalty of $95 for each adult or 1 percent of family income, whichever is greater. The penalty will increase In 2015 to $325 per adult or 2 percent of family income, and rise again in 2016.
  • 10. •11) — Something that sounds too good to be true probably is.
  • 11. •12) — Consumers who suspect fraud can lodge a complaint with the Marketplace Call Center (1-800-3182596) which will be entered into a Federal Trade Commission database used by federal and state law enforcement agencies to track potential fraud activity.
  • 12. Federal law enforcement officials will be able to monitor complaint activity for trends within and across all 50 states. Also contact local, state, or federal law enforcement agencies or your state department of insurance.
  • 13. For a FREE quote and additional information go to the website below or, If you are watching this on YouTube, CLICK THE LINK IN THE DESCRIPTION www.AIADirectQuote.com
  • 15.
  • 16. “Remember It Is Not What You Know, But What You Do With What You Know!” www.AIADirectQuote.com