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Entaire Programs Overview  Rev. Date 8/18/2009
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Financed Planning ™ is a trademark of Entaire Global Intellectual Property, Inc. Today’s Agenda
Who Entaire Programs are for: Business Owners
[object Object],[object Object],1 Harris Interactive on behalf of Sharebuilder 401(k) 2 LIMRA, 2006  So, what’s the challenge? The Business Owners’ Challenge
Startup Growth Expansion Maturity Limited Excess Money Excess Money Reinvested Excess Funds  Available Cashing  Out Phase Phases of the Entrepreneurial Business
Government Mandated Restrictions Retirement Health The Entrepreneur’s Dilemma: Restrictions
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Answer
What the Programs are: Financed Planning™
Note:   Hypothetical results for illustrative purposes only and not a representation of past or future results. $500K 0 Years $500K 10 Years $500K 20 Years $500K 30 Years The Rule of 72 How long does money take to double? Divide 72 by the assumed rate, the result is the number of years until a sum doubles. Assumptions :  Net Book Value of Business - $500K Rule of 72 Interest Rate – 7.2% $500K $1M $2M $4M
Note:   A hypothetical crediting rate of 7%. Represents approximations and should not be relied upon as tax or investment advice. The performance of financial products fluctuate over time.  The actual time to achieve any result cannot be predicted with certainty.  Compressed Time Frame Concept Choice 3 - $500,000 only once X  Today  =  $500,000 Choice 2 - $ 50,000 per year  X  10 years  =  $500,000 Choice 1 - $ 16,667 per year  X  30 years  =  $500,000 Accelerated Funding $2,860,393 $50,000 $3,808,127 $500,000 $1,684,584 $16,667 Today 30 Years
Compounding with Real Estate Asset Value = $500,000 $500k Mortgage 7%   Interest-Only $35,000 annual cost 7%   average annual growth over 20 years $500k Mortgage Asset Value = $1,934,842 $1,434,842  gross gain - $700,000 interest cost = $734,842 Net Gain Point A Point B Note:   This is a hypothetical example, not indicative of actual results.  Actual results will vary.
[object Object],[object Object],$1,000,000 Annual  Crediting 8% $1,080,000 Market Down Turn - 8% $993,660 Annual  Crediting 5% Annual Crediting 0% $1,134,000 Needed to  Catch Up 14.12% The Stability of Equity Indexed Products Keep in mind… If you received the 5% as shown in this example on the $993,660, you would have a total of  $1,043,343. That is a $90,657 difference because of the guaranteed floor.
How the Programs Work: An Overview
Program Overview Product Funding Universal Life and/or Annuity Products Step 3 Transfer Method Your Business Step 2 You Your Business Global One Financial Commercial Loan Step 1
Application
Recent Cases ,[object Object],[object Object],[object Object],[object Object],Industry Case Size
Case Study: ABC Company
Case Study – ABC Company ,[object Object],[object Object],[object Object]
Summary – Paul Smith ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Solution – Paul Smith ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Equivalent Yield – Paul Smith ABC Company makes interest payments for the Entaire Program  of approximately $40,500 annually. If the company were to distribute this amount to Paul directly, he  would have to pay income tax at 35%, leaving him with $26,325 per  year to invest. Paul’s investment of $26,325 per year for 13 years would have to  earn an annual rate of return of 19.26% in order to provide the  same annual income of $115,957 for 25 years.
[object Object],[object Object],[object Object],[object Object],Value of the Entaire Programs
Program Structure – Asset Protection Individual Level The product is owned by the individual, not the corporation.  If the corporation is sued, the product is not its asset. Corporate Level We lend directly to the corporation, which by pledging certain assets, may diminish the attractiveness of law suits against the corporation. Product Level Product protection varies depending on state law.  These laws define available protection regarding cash value and policy attachment by creditors.
Q & A
For more information contact Ronnie O’Dell 888-906-6661 [email_address] The Next Step

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Finances1

  • 1. Entaire Programs Overview Rev. Date 8/18/2009
  • 2.
  • 3. Who Entaire Programs are for: Business Owners
  • 4.
  • 5. Startup Growth Expansion Maturity Limited Excess Money Excess Money Reinvested Excess Funds Available Cashing Out Phase Phases of the Entrepreneurial Business
  • 6. Government Mandated Restrictions Retirement Health The Entrepreneur’s Dilemma: Restrictions
  • 7.
  • 8. What the Programs are: Financed Planning™
  • 9. Note: Hypothetical results for illustrative purposes only and not a representation of past or future results. $500K 0 Years $500K 10 Years $500K 20 Years $500K 30 Years The Rule of 72 How long does money take to double? Divide 72 by the assumed rate, the result is the number of years until a sum doubles. Assumptions : Net Book Value of Business - $500K Rule of 72 Interest Rate – 7.2% $500K $1M $2M $4M
  • 10. Note: A hypothetical crediting rate of 7%. Represents approximations and should not be relied upon as tax or investment advice. The performance of financial products fluctuate over time. The actual time to achieve any result cannot be predicted with certainty. Compressed Time Frame Concept Choice 3 - $500,000 only once X Today = $500,000 Choice 2 - $ 50,000 per year X 10 years = $500,000 Choice 1 - $ 16,667 per year X 30 years = $500,000 Accelerated Funding $2,860,393 $50,000 $3,808,127 $500,000 $1,684,584 $16,667 Today 30 Years
  • 11. Compounding with Real Estate Asset Value = $500,000 $500k Mortgage 7% Interest-Only $35,000 annual cost 7% average annual growth over 20 years $500k Mortgage Asset Value = $1,934,842 $1,434,842 gross gain - $700,000 interest cost = $734,842 Net Gain Point A Point B Note: This is a hypothetical example, not indicative of actual results. Actual results will vary.
  • 12.
  • 13. How the Programs Work: An Overview
  • 14. Program Overview Product Funding Universal Life and/or Annuity Products Step 3 Transfer Method Your Business Step 2 You Your Business Global One Financial Commercial Loan Step 1
  • 16.
  • 17. Case Study: ABC Company
  • 18.
  • 19.
  • 20.
  • 21. Equivalent Yield – Paul Smith ABC Company makes interest payments for the Entaire Program of approximately $40,500 annually. If the company were to distribute this amount to Paul directly, he would have to pay income tax at 35%, leaving him with $26,325 per year to invest. Paul’s investment of $26,325 per year for 13 years would have to earn an annual rate of return of 19.26% in order to provide the same annual income of $115,957 for 25 years.
  • 22.
  • 23. Program Structure – Asset Protection Individual Level The product is owned by the individual, not the corporation. If the corporation is sued, the product is not its asset. Corporate Level We lend directly to the corporation, which by pledging certain assets, may diminish the attractiveness of law suits against the corporation. Product Level Product protection varies depending on state law. These laws define available protection regarding cash value and policy attachment by creditors.
  • 24. Q & A
  • 25. For more information contact Ronnie O’Dell 888-906-6661 [email_address] The Next Step