How do you get a credit card if you are self-employed and have no credit history? These 6 tips are your best options of getting a business credit card.

1. How to Get a Credit Card if You're Self-Employed

2. How to Get a Credit Card if You're Self-Employed
There are many advantages of having a credit card as a self-employed person. It could also
be a great source of financial problems if you use your anyhow. There are a good number of
people who think that you the only way of getting a credit card is if you are in a job. In other
words you have to be employed, as opposed to being self-employed, to qualify for a card.
This is definitely not so at all.
Yes, there are people who are self-employed and have experienced difficulty getting
financing such as mortgages and auto loans. However, this does not mean that you cannot
get a card if you wanted to. There are banks who will discuss the possibility of getting a card
as a self-employed individual or even getting you business credit card. We take a close look
at these options using these 6 tips and I encourage you to do take and use them when you
applying for a credit card as a self-employed person.

3. How to Get a Credit Card if You're Self-Employed
1. Do Your Research.
The main goal of the research is to help find the lender with the
lowest possible interest rates for those who are self-employed. Use
card comparison sites to compare different cards, so that you have a
good understanding.
Do you belong a credit union and do they offer credit cards? Go to
their office and let them brief you on their cards and how you can
get one. But do not sign up for their card yet. We want to find out if
we can the best deal with the lowest rates.

4. How to Get a Credit Card if You're Self-Employed
2. Pay Attention to Reviews
Reviews are very important when selecting a particular card
company to borrow money from. How do you get these
reviews from people who have used their products and services
in the past? Just do an Internet search for company credit card
problems. Read as many of them as possible. Repeated
complaints from different users or even one user should be a
warning sign to you to stay away.

5. How to Get a Credit Card if You're Self-Employed
3. Sort Out The Best Offers
You want to find a company that offers a low-interest rate plus no or
little annual fee. The thing is that for many lenders, you will be
charged an annual in addition to the interest you pay on your
balances. So if you find a deal where you don't pay any of these fees,
then it is a great deal. Get the latest terms and conditions of the card
lender to ensure that you have the most accurate information. And
read them.

6. How to Get a Credit Card if You're Self-Employed
4. Once you find a card provider who meets your
requirements, go their website and make your application
online. You can do this from your home computer without
the need for any special software or systems. Most online
applications for credit cards from companies' websites are
very comprehensive. There is the possibility of getting an
instant approval or denial of your application if you make
your application online.

7. How to Get a Credit Card if You're Self-Employed
5. Consider Small Business Credit Cards
Since you are a small business owner, you may be eligible
for a small business credit card. Most of these cards do
offer a lot of other fringe benefits. So talk to your banker.
But if you choose this route, then make sure you pay your
balances on time so that you don't carry a high balance.

8. How to Get a Credit Card if You're Self-Employed
6. Secured Credit Cards
If all else fail to get your card as a self-employed
person, consider getting a secured credit card. Talk
to your account manager at your bank about getting
a secured credit card using your savings or checking
account.

9. How to Get a Credit Card if You're Self-Employed
So what’s the next step? Go to our website at:
http://www.LendingAndCredit.net
To discover more tips on building your credit score, getting
approved for different types of credit cards and lots more.