1. Health Care Reform
HOW WILL HEALTH CARE REFORM IMPACT YOUR ORGANIZATION?HOW WILL HEALTH CARE REFORM IMPACT YOUR ORGANIZATION?
Since the passage of the Patient Protection and Affordable Care Act (PPACA) on March 23, 2010, how employers create and
administer their health plans is dictated by a new set of rules. And, yet, the rulemaking process has only just begun. PPACA
or "health care reform” will take years to become fully effective and requires creation of many new regulations. As health
care reform continues to develop, employers are asking themselves, “What are my responsibilities and what are the
financial and administrative impacts to my business?” Health care reform has magnified the fact that the cost and risk of
human capital is increasing exponentially. Employers must confirm that they are compliant with all existing health care
reform requirements and also begin preparing for future requirements to ensure their plans remain compliant financiallyreform requirements and also begin preparing for future requirements to ensure their plans remain compliant, financially
viable and attractive to employees.
HEALTH CARE REFORM TOOLS
To help you understand how health care reform will affect your organization, w e have developed a menu of health care
reform tools. Our tools provide you with a thorough examination of how the law will impact your plans and offers a cost
analysis associated with potential scenarios. We will also provide you with recommended next steps for creating or
modifying your health plan strategymodifying your health plan strategy.
In helping your organization prepare, we will:
• Provide a compliance review and develop a compliance strategy
• Use our health reform calculator* quantifying the financial impact of reform on your health care program including
the play-or-pay alternative
• Document calculator results, findings and recommendations
• Help assess the administrative and reporting requirements of reform and develop a plan to reduce workload and
enhance overall plan experience
*Please note that our health care reform calculator is designed for employers with 50 or more full-time employees based on
federal guidance.
Brian Branigan
Phone: (225) 215-9479
brian.branigan@bxsi.com
www.bxsi.com ©BancorpSouth Insurance Services, Inc.
BancorpSouth Insurance Services Inc. is a wholly owned subsidiary of BancorpSouth Bank. Insurance products are • Not a deposit • Not
FDIC insured • Not insured by any federal government agency • Not guaranteed by the bank • May go down in value.
www.bxsi.com