3. Total Protect Home Warranty®
• A home warranty cannot prevent systems or
appliances from breaking down, but it can
help you avoid unexpected repair costs, make
covered repairs or replacement easier and less
costly.
• A $75* service fee includes the following
covered items in the Home Protector Plan:
4. Total Protect Home Warranty®
• Heating System
• System Central Air
• Built-in Microwave
• Heat Pumps
• Garbage Disposal
• Ductwork Ceiling Fans
• Plumbing System
• Exhaust Fans
• Electrical
• Water Heater
• Refrigerator
• Range/Oven
• Garage Door Opener
• Cook Top
• Clothes Washer
• Dishwasher
• Pools and Spas (with
Total Protect Plus)
5. Total Protect Home Warranty®
Can you afford not to have Home Protector?
Items Avg. Replacement Cost
• Furnace $1,500 - $4,500
• Air Conditioning $1,525 - $6,500
• Oven/Stove Range $300 - $2,500
• Refrigerator $550 - $1,500
• Dishwasher $300 - $900
• Washer or Dryer $300 - $750
• Water Heater $500 - $1,500
• Electrical System $650 - $2,000
• Plumbing System $200 - $2,000
• Garbage Disposal $300 - $650
• Ceiling Fans $350 - $850
• Garage Door Opener $500 - $750
Your Cost
• $75
• $75
• $75
• $75
• $75
• $75
• $75
• $75
• $75
• $75
• $75
• $75
6. Home Owner Deductible
Reimbursement - Up to $1,000*
• Covers up to $1,000 of your homeowner's or
renter's insurance deductible for your primary
residence, when there is property damage
resulting in a covered claim, and the amount
paid by your insurance company exceeds the
deductible limit.
7. Emergency Cash - Up to $1,000*
• Covers up to $1,000 when a loss covered by
your homeowner’s or renter’s insurance
company renders your primary residence
uninhabitable or there is a mandatory
evacuation by a public service officer or the
National Weather Service.
8. Emergency Lodging — Up to $1,000
for Lodging Expenses
• Covers up to $100 per day for up to 10 days
when a loss covered by your homeowner’s
insurance or renter’s insurance company
renders your primary residence uninhabitable
or there is a mandatory evacuation by a
public service officer or the National Weather
Service.
9. Rent or Mortgage Reimbursement -
Up to $1,000*
• Covers up to $1,000 a month for up to 6
months for Rent or Mortgage expenses
incurred for the days that your homeowner’s
insurance or renter’s insurance company
deems your primary residence uninhabitable
for at least 5 consecutive days.
10. Auto Deductible Reimbursement
• The Auto Deductible Reimbursement benefit provides
reimbursement for the deductible amount of your auto
insurance policy in the event your vehicle is involved in
a covered accident and the dollar amount needed to
repair the damage exceeds your deductible.
• Benefits include:
– Up to $500 of your auto deductible on covered auto
insurance claims if you are in an accident.*
– Collisions, theft and vandalism, if covered under your
Automotive Insurance Policy.
– One Accident per year
– Police report must be filed within
48 hours of the accident.
11. Identity Theft Protection
• Learn how to keep identity thieves from
ruining your credit, and possibly, your entire
credit life!
You have up to **$25,000 Expense
Reimbursement coverage and up to **$1
million in Unauthorized Electronic Fund
Transfer from your personal deposit
or savings accounts.
12. Extended Service Protection
• Extended Service Protection doubles the original
manufacturer's warranty time period up to twelve (12)
months and provides coverage similar to the original
manufacturer's U.S warranty or store brand warranty on
many items you purchase while you are a member. This
benefit will provide similar coverage as given by the original
manufacturer's U.S. warranty or store brand warranty.
Coverage begins the day after the original manufacturer's
U.S. warranty or store brand warranty expires.
• Coverage is limited to the actual repair or replacement cost
or the cost of the item as recorded on the sales receipt up
to $1,000 per claim and a total of $5,000 per member, per
year. Coverage is excess of any other applicable
insurance or indemnity.
13. Tradesmen Referral Program
• Do you need assistance getting started on your next
home project? Let contractors compete for your
business through our tradesman referral program. The
program includes over 50,000 qualified, pre-screened
contractors nationwide ready to assist with over 500
types of projects inside and outside of your home.
Contractors are only approved for match to you if they
meet a 10-point screening process that includes a
background check and confirmation of required
licensing and insurance for your project. A service
guarantee of $1,000 is provided to Home Solutions
members if work is not satisfactory.
15. Which Plan is Right for You?
Membership Benefits Hometec
Protector
Hometec
Solutions
TotalProtect Home Warranty Yes No
Up to $1000 Home Deductible Reimbursement Yes Yes
Up to $1000 Emergency Cash Yes Yes
Up to $1000 Emergency Lodging Yes Yes
Up to $1000 Mortgage Reimbursement Yes Yes
Automobile Deductible Reimbursement Yes Yes
Extended Service Protection 12 months Yes Yes
Identity Theft Protection Yes Yes
Tradesman Referral Program Yes Yes
Monthly Membership Dues $79.95 $39.95
One Time Set up Fee $20 $20