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Personal Equity Retirement
                       Account (PERA)

                                   unit investment trust fund
                                           mutual fund
                                         annuity contract
         P100,000 Individuals                                   principal: tax-exempt!
                                  insurance/pension product
          P200,000 Married                                      income: tax-exempt!
                                         deposit product
           P200,000 OFW                                                Age 55
                                     pre-need pension plan
                                         shares of stocks
                                    exchange-traded bonds




        Annual                         PERA
                                                                Distribution
      Contribution              Investment Product

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Personal Equity Retirement Account PERA Philippines

  • 1. Personal Equity Retirement Account (PERA) unit investment trust fund mutual fund annuity contract P100,000 Individuals principal: tax-exempt! insurance/pension product P200,000 Married income: tax-exempt! deposit product P200,000 OFW Age 55 pre-need pension plan shares of stocks exchange-traded bonds Annual PERA Distribution Contribution Investment Product