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Tailored solutions for superior business insurance and risk management
MMZ         , a privately held global insurance brokerage,

serves the needs of companies with tailored insurance and risk

management products and programs.



MMZ’s business plan is based on exceeding discerning clients’

expectations with superior business insurance programs,

products and service.



Serving as a client advocate in aggressively pursuing the best

solution for each client’s individual needs, MMZ delivers added

value and dedicated service with a bespoke approach to

tailoring business insurance and risk management products.



At MMZ we strive to build long-term relationships and

distinguish our offerings by supporting clients with our

professional staff, personalized service, superior products

and a human voice that knows your name and understands

your concerns.



We are the client’s broker.
Zettl:
                 EO Mr. Mark                                                           tes. I believe as
                                                                                                          you review
From MMZ C                                                           MMZ Associa                               and risk
                                                   t yourself with                         ilored insurance
                 taking the     time to acquain              te our effo rts to deliver ta
Thank you for                              u will apprecia
                   d our offerings yo                     al level of servic
                                                                             e.
our approach an                         niquely person
                   oducts with a u                                                         customer servic
                                                                                                              e. Those
management pr                                                           and exceptional                          s is a
                                                     rance products                           turn, our succes
                   rive to offe   r premium insu                          sf action and, in                         rior
 At MMZ we st                                            customers’ sati                          ships and supe
                                      s find that our              eat people,   strong relation
                  partner with u                Z flows from gr
 who choose to               Success at MM
                   pride.                                   y ways:
 source of great                        ces itself in man                                                             dustry.
                    synergy eviden                                                                 e finest in the in
 products. This                                                                   rank among th
                                                                    ndors who
                                                 mpanies and ve
                      ip w   ith insurance co                                                                  skills and
  • Our partnersh                                                                            ually put their
                                                                  ofession  als that contin
                                               of insurance pr
                     ho   comprise a team                        programs.
  • Our people w                              g client specific
                       to work in craftin                                                                 rance brokerag
                                                                                                                           e
   professionalism                                                         t deliverin g premium insu
                                                       ree decades spen
                      ce that co   nsists of over th
   • Our experien                  ement solution
                                                     s.                                                                    its
              and risk manag                                                                             s, its risks and
    services
                                                                       understandi    ng your busines
                                                      tive impact by
                        to delive  r a lasting posi
     • Our promise
                                                                                                             ive and
     values.                                                                               ly seek innovat
                                                             g with M    MZ, aggressive
                                         t from partnerin               long-term pers
                                                                                         pective.
        ompanies    that benefit mos                 cate risk with a
      C                                       d allo
                           s to manage an                                                             n benefit from
                                                                                                                       our
      substantive way                                                               ur company ca
                                                                        of how yo               d risk managem
                                                                                                                    ent
                                                       in the context
                         review    our capabilities            d cost effect ive insurance an
       I invite you to                      g intelligent an
       boutique appr    oach to tailorin
        programs.                                                                                  ur business.
                                                                                 ve impact on yo
                                                 how we ca    n make a positi
                              demonstrating
        I look forward to
                                              tion.
                            your considera
         Thank you for

         Sincerely,
                                                                                                              NY 10604
                                                                                                White Plains,                  www.mmz.n
                                                                                                                                           et
                                                                                   ster Avenue,                   4.332.9109
                                                                      1133 Westche                   .9000 Fax 91
          Mark Zettl
                                                                                         Tel 914.332
MMZ – WHO WE ARE
                                             Founded in 1985, MMZ transformed the traditional
                                             insurance broker model by implementing a

Strong and growing,                          relationship-based approach to serving all
                                             segments of the marketplace.
MMZ Associates boasts three
decades of experience crafting             From the start, MMZ has strived to be the “Go To”
                                           resource for dynamic growing companies. MMZ
innovative insurance and risk
                                           structures its offerings to provide insurance
management solutions. MMZ
                                           products, claims services and risk management
is recognized as a premier                 programs for clients seeking not only auto liability
insurance services                                           and physical damage but workers’
organization with global    MMZ – In a few words             compensation, property, general
reach. MMZ brings to        • Stable                         liability, umbrella and other
each client relationship    • Responsive                     coverages.
                            • Resourceful
an insurance and risk                                        The meaning of relationship-based,
                            • Innovative
management resource         • Superior client retention      for MMZ, involves not only
featuring a proven track    • Global reach                   proffering a broad, tailored array
record made noteworthy      • Relationship focused           of products and services but, as
                            • Partnership oriented           well, doing so with an unwavering
by its tailored programs
                                                             commitment to ethical standards.
and personalized
                                                             MMZ’s business model demands
professional service.                      that it stand as a principled organization with a
                                             strong adherence to an established code of
In serving its clients, MMZ draws            ethical market conduct.
upon long-term relationships with
national and global insurers
recognized for their financial
stability and broad array of
            offerings.
EXPERIENCE AND
SHARED VALUES
To be responsive, proactive and creative
demands a “can do” culture populated by “can
do” people with extensive experience. Such is
the culture of MMZ.

MMZ’s aggressive boutique character demands
employees with a deep and comprehensive
understanding of insurance and risk                   The independence, flexibility and challenge
                                                      that MMZ’s business model offers attracts
management. Only insurance professionals with
                                                      accomplished people from the traditional
the pulse of the marketplace and the acuity to
                                                      providers. Thus, the level of service delivered
innovate are equipped to create tailored              by MMZ in attitude and technology, is both
solutions that meet a client’s specific needs --      superior and more cost effective.
a service MMZ has provided for three decades.
                                                      MMZ’s staff enjoys a long history of working
                                                      with regional, national and global carriers in
                                                      developing specific needs-tailored programs
 TECHNOLOGY
                                                      for clients.
 MMZ empowers clients with the innovative
 application of technology like internet access for   Fundamental to meeting client expectations,
 self administration of:                              Claims Services at MMZ benefit from
 • Certificates of insurance                          management with over 30 years of experience
                                                           in handling property and casualty claims
 • Claim reporting
                                                           on a global scale.
 • Policy information
 • Claim detail
A SOURCE OF SOLUTIONS                            MMZ’s bespoke approach to tailoring
                                                 comprehensive solutions attracts companies
MMZ’s staff of experienced and knowledgeable     with specialty needs that appreciate the value
insurance industry professionals focus their     of harnessing the unique power of MMZ.
expertise to plan for the sure way to transfer
                                                 In tailoring a complete solution MMZ:
client risk. They do so through a creative and
forward-thinking perspective specific to the     • Conducts a risk analysis to identify the needs,
needs of each individual client. Guided by         exposures, strengths and weaknesses in the
MMZ’s core principle of proactive client           client’s existing insurance coverage.
advocacy and long-term outlook, each MMZ         • Develops an insurance pricing model against
team targets how to get the end result the         which to benchmark competing programs.
client desires.
                                                 • Negotiates comprehensive and competitively
Solutions crafted by an MMZ team are               priced insurance offerings.
distinguished by more personal interaction,
                                                 • Presents to the client alternative offerings
tailored guidance and offerings that reflect       that balance expense and assumption of risk.
a keen understanding of, and appreciation for,
the unique aspects that define each client’s     • Offers claims services matched to the client’s
                                                   needs complemented by MMZ’s ability to
needs. MMZ solutions reflect an astute “fix on
                                                   manage that process.
the marketplace” that differentiates the MMZ
offering from that of the competition.           • Undertakes periodic reviews to assess
                                                   efficiency and effectiveness of coverages
                                                   for the short and long-term to provide
                                                   alternatives in a changing environment.

                                                 As the client’s broker, MMZ’s complete insurance
                                                 solutions are comprehensive, cost-effective and
                                                 forward thinking.


                                                                      MMZ ADVANTAGE --
                                                                      Homogeneous programs
                                                                      to industries
                                                                      Innovative and resourceful,
                                                                      MMZ provides a fleet auto
                                                                      insurance program (VIPP)
                                                                      for specific industries using
                                                                      its ability to group purchase
                                                                      product for volume discount
                                                                      as well as flexible coverage
                                                                          terms.
WHY MMZ ENJOYS                                               MMZ ADVANTAGE --
SUPERIOR CLIENT                                              The clients broker
                                                             MMZ’s value-added business model
RETENTION                                                    focuses on building long-term business
                                                             partnerships not short-term sales
                                                             targets.

                                                             We are the client’s broker.



                                                              With its stated goal to exceed client
                                                              expectations, MMZ assigns a dedicated
                                                              industry-specific claims team to each
                                                              client to deliver knowledgeable and
                                                              responsive claims service. Each
                                                              dedicated team monitors and manages
                                                              the program to ensure that the client
                                                              enjoys the full protection of their
                                                              coverage.


                                                     Beyond superior program administration,
MMZ clients value having a broker that serves        an MMZ client benefits from claims service
as their advocate and strives to maximize their      that provides:
premium dollars.
                                                     • Analysis of trends and development of claims.
Clients recognize the value of MMZ’s strong          • Advice on trends and patterns.
market relationships. These relationships afford
                                                     • Assistance in loss control and safety services.
MMZ the capability to negotiate comprehensive
and competitively priced offerings specific to the   This value added package benefits the client
client’s needs.                                      by mitigating potential future losses. The result
                                                     is a tailored insurance program benefiting from
Of significant value to clients, as well, are the
                                                     greater control which translates into increased
internal performance metrics used by MMZ to
                                                     client profitability.
benchmark carriers for competitive pricing.
Furthermore, MMZ sets performance indicators         For MMZ clients in today’s dynamic business
to which carriers must adhere.                       environment, it is all about service. It is about
                                                     having a partner whose success will be linked
Meeting the discerning client’s expectations of
                                                     to yours.
excellence demands both superior products and
comprehensive and attentive professional             In the end, it is MMZ’s ability to deliver
service.                                             consistently high quality targeted offerings
                                                     and superior personal service that explains
                                                     why successful companies rely on and grow
                                                     with MMZ.
1133 Westchester Avenue • White Plains, New York 10604
   T: 914.332.9000 • F: 914.332.9109 • www.mmz.net

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MMZ Introduction

  • 1. Tailored solutions for superior business insurance and risk management
  • 2. MMZ , a privately held global insurance brokerage, serves the needs of companies with tailored insurance and risk management products and programs. MMZ’s business plan is based on exceeding discerning clients’ expectations with superior business insurance programs, products and service. Serving as a client advocate in aggressively pursuing the best solution for each client’s individual needs, MMZ delivers added value and dedicated service with a bespoke approach to tailoring business insurance and risk management products. At MMZ we strive to build long-term relationships and distinguish our offerings by supporting clients with our professional staff, personalized service, superior products and a human voice that knows your name and understands your concerns. We are the client’s broker.
  • 3. Zettl: EO Mr. Mark tes. I believe as you review From MMZ C MMZ Associa and risk t yourself with ilored insurance taking the time to acquain te our effo rts to deliver ta Thank you for u will apprecia d our offerings yo al level of servic e. our approach an niquely person oducts with a u customer servic e. Those management pr and exceptional s is a rance products turn, our succes rive to offe r premium insu sf action and, in rior At MMZ we st customers’ sati ships and supe s find that our eat people, strong relation partner with u Z flows from gr who choose to Success at MM pride. y ways: source of great ces itself in man dustry. synergy eviden e finest in the in products. This rank among th ndors who mpanies and ve ip w ith insurance co skills and • Our partnersh ually put their ofession als that contin of insurance pr ho comprise a team programs. • Our people w g client specific to work in craftin rance brokerag e professionalism t deliverin g premium insu ree decades spen ce that co nsists of over th • Our experien ement solution s. its and risk manag s, its risks and services understandi ng your busines tive impact by to delive r a lasting posi • Our promise ive and values. ly seek innovat g with M MZ, aggressive t from partnerin long-term pers pective. ompanies that benefit mos cate risk with a C d allo s to manage an n benefit from our substantive way ur company ca of how yo d risk managem ent in the context review our capabilities d cost effect ive insurance an I invite you to g intelligent an boutique appr oach to tailorin programs. ur business. ve impact on yo how we ca n make a positi demonstrating I look forward to tion. your considera Thank you for Sincerely, NY 10604 White Plains, www.mmz.n et ster Avenue, 4.332.9109 1133 Westche .9000 Fax 91 Mark Zettl Tel 914.332
  • 4. MMZ – WHO WE ARE Founded in 1985, MMZ transformed the traditional insurance broker model by implementing a Strong and growing, relationship-based approach to serving all segments of the marketplace. MMZ Associates boasts three decades of experience crafting From the start, MMZ has strived to be the “Go To” resource for dynamic growing companies. MMZ innovative insurance and risk structures its offerings to provide insurance management solutions. MMZ products, claims services and risk management is recognized as a premier programs for clients seeking not only auto liability insurance services and physical damage but workers’ organization with global MMZ – In a few words compensation, property, general reach. MMZ brings to • Stable liability, umbrella and other each client relationship • Responsive coverages. • Resourceful an insurance and risk The meaning of relationship-based, • Innovative management resource • Superior client retention for MMZ, involves not only featuring a proven track • Global reach proffering a broad, tailored array record made noteworthy • Relationship focused of products and services but, as • Partnership oriented well, doing so with an unwavering by its tailored programs commitment to ethical standards. and personalized MMZ’s business model demands professional service. that it stand as a principled organization with a strong adherence to an established code of In serving its clients, MMZ draws ethical market conduct. upon long-term relationships with national and global insurers recognized for their financial stability and broad array of offerings.
  • 5. EXPERIENCE AND SHARED VALUES To be responsive, proactive and creative demands a “can do” culture populated by “can do” people with extensive experience. Such is the culture of MMZ. MMZ’s aggressive boutique character demands employees with a deep and comprehensive understanding of insurance and risk The independence, flexibility and challenge that MMZ’s business model offers attracts management. Only insurance professionals with accomplished people from the traditional the pulse of the marketplace and the acuity to providers. Thus, the level of service delivered innovate are equipped to create tailored by MMZ in attitude and technology, is both solutions that meet a client’s specific needs -- superior and more cost effective. a service MMZ has provided for three decades. MMZ’s staff enjoys a long history of working with regional, national and global carriers in developing specific needs-tailored programs TECHNOLOGY for clients. MMZ empowers clients with the innovative application of technology like internet access for Fundamental to meeting client expectations, self administration of: Claims Services at MMZ benefit from • Certificates of insurance management with over 30 years of experience in handling property and casualty claims • Claim reporting on a global scale. • Policy information • Claim detail
  • 6. A SOURCE OF SOLUTIONS MMZ’s bespoke approach to tailoring comprehensive solutions attracts companies MMZ’s staff of experienced and knowledgeable with specialty needs that appreciate the value insurance industry professionals focus their of harnessing the unique power of MMZ. expertise to plan for the sure way to transfer In tailoring a complete solution MMZ: client risk. They do so through a creative and forward-thinking perspective specific to the • Conducts a risk analysis to identify the needs, needs of each individual client. Guided by exposures, strengths and weaknesses in the MMZ’s core principle of proactive client client’s existing insurance coverage. advocacy and long-term outlook, each MMZ • Develops an insurance pricing model against team targets how to get the end result the which to benchmark competing programs. client desires. • Negotiates comprehensive and competitively Solutions crafted by an MMZ team are priced insurance offerings. distinguished by more personal interaction, • Presents to the client alternative offerings tailored guidance and offerings that reflect that balance expense and assumption of risk. a keen understanding of, and appreciation for, the unique aspects that define each client’s • Offers claims services matched to the client’s needs complemented by MMZ’s ability to needs. MMZ solutions reflect an astute “fix on manage that process. the marketplace” that differentiates the MMZ offering from that of the competition. • Undertakes periodic reviews to assess efficiency and effectiveness of coverages for the short and long-term to provide alternatives in a changing environment. As the client’s broker, MMZ’s complete insurance solutions are comprehensive, cost-effective and forward thinking. MMZ ADVANTAGE -- Homogeneous programs to industries Innovative and resourceful, MMZ provides a fleet auto insurance program (VIPP) for specific industries using its ability to group purchase product for volume discount as well as flexible coverage terms.
  • 7. WHY MMZ ENJOYS MMZ ADVANTAGE -- SUPERIOR CLIENT The clients broker MMZ’s value-added business model RETENTION focuses on building long-term business partnerships not short-term sales targets. We are the client’s broker. With its stated goal to exceed client expectations, MMZ assigns a dedicated industry-specific claims team to each client to deliver knowledgeable and responsive claims service. Each dedicated team monitors and manages the program to ensure that the client enjoys the full protection of their coverage. Beyond superior program administration, MMZ clients value having a broker that serves an MMZ client benefits from claims service as their advocate and strives to maximize their that provides: premium dollars. • Analysis of trends and development of claims. Clients recognize the value of MMZ’s strong • Advice on trends and patterns. market relationships. These relationships afford • Assistance in loss control and safety services. MMZ the capability to negotiate comprehensive and competitively priced offerings specific to the This value added package benefits the client client’s needs. by mitigating potential future losses. The result is a tailored insurance program benefiting from Of significant value to clients, as well, are the greater control which translates into increased internal performance metrics used by MMZ to client profitability. benchmark carriers for competitive pricing. Furthermore, MMZ sets performance indicators For MMZ clients in today’s dynamic business to which carriers must adhere. environment, it is all about service. It is about having a partner whose success will be linked Meeting the discerning client’s expectations of to yours. excellence demands both superior products and comprehensive and attentive professional In the end, it is MMZ’s ability to deliver service. consistently high quality targeted offerings and superior personal service that explains why successful companies rely on and grow with MMZ.
  • 8. 1133 Westchester Avenue • White Plains, New York 10604 T: 914.332.9000 • F: 914.332.9109 • www.mmz.net