Sterling Investment Advisors provides wealth management and financial planning services to high net worth families. They help clients crystallize their goals, create personalized financial plans, and enroll them in their Wealth Management Solution for ongoing portfolio monitoring and coordination with other advisors. Sterling strives to provide high-level client service and develop long-term relationships with exclusive clients interested in sound financial planning for their future and family.

1. Sterling Investment Advisors, Ltd. Helping high net worth families plan for their future Sterling Investment Advisors, Ltd. 1055 Westlakes Drive Ste. 150 Berwyn, PA 19312 610-560-0400

2. Sterling Investment Advisors, Ltd. - experts in guiding families through complex decision making and tactics to achieve their financial goals. Providing Leadership, Creativity & Relationship

3. If we were meeting again in three years, what would have had to happen to make you feel that you had made real progress in achieving your goals? Specifically with respect to: Eliminating Dangers Taking Advantage of Opportunities Reinforcing Strengths of the family

4. Working with Sterling. 1 Together we will: Crystallize your goals and objectives 2 Create a personalized financial plan 3 Enroll you in our Wealth Management Solution

5. Our deliverables. Our performance monitoring system, provides oversight to assure that your assets are performing properly. Is there a consistent philosophy embedded in your overall portfolio? Is there an appropriate risk level? Planning PEOPLE PORTFOLIO PERFORMANCE Solutions created to meet all future financial needs. Sterling’s team of experts will be at your disposal. We will collaborate and coordinate with your other advisors.

6. Sterling’s Wealth Management Solution (WMS) WMS is a secure online aggregation system that updates all of our client’s financial positions every night. Your personal financial plan is integrated with this information. There is a vault to secure electronic records of tax returns, wills, trusts and other vital data. Please view a four minute presentation of WMS at the following web address. www.emoneyadvisor.com/emacorp/flash/demos/Client_wms_webhi.htm

7. Our first step. Sterling strives to provide the highest service level to our clientele. Therefore we limit the number of new clients that we take on each year. At our first meeting we introduce our services in more detail and try to determine if we can truly add value to your situation.

8. We’ve been down the path to sound financial planning Let us show you the way.

10. Choose wisely. Choose Sterling.

11. Sterling Investment Advisors, Ltd. 1055 Westlakes Drive, Suite 150 Berwyn, PA 19312 (610) 560-0400 46 Public Square, 2nd Floor Wilkes-Barre, PA 18701 (570) 820-0338