2. OUR ROOTS OUR VISION OUR JOURNEY KFT @ A GLANCE
GCS Established in 1995 by To enable, financial & non- Engaged Experts: Established: 2010
taking over the NCR branch financial, transactions: Risk Frontiers
office. Wipro Consulting 140 + Employees
• Made Simple Bankable Frontiers 70 + Professionals
A few references: • Affordable Micro-save 9 + Expatriates
- RevenueNET • Within reach
- CBE 1st ATM Network Gained Experience and 390 + Employees by Jan 13
- EtherNET Exposure:
- WoredaNET South Africa Investment: Birr 85 M
- IP MPLS Network Kenya
India

3. Single Window Service Platform Mobile Financial Services Platform Mobile Value Added Services
Technologies
Our
Channels
Our
Savings Payments Remittances
Products
G2C
Our
Electronic
Bill Payments E-Voucher ….
Airtime

4. G2C Services: Changing the way citizens transact
A PPP with MCIT on a BOT model
First Services to go live are Utility Bills in 56 locations
Reduce time to settle bills from 6 – 8 hours to less than 2 hours
Reduce place to pay from 3 to 1 | Anyplace | Longer Hours
…. to Grow to 32 G2C services in the next 18 months

5. Building an Alternative Delivery Channel
Mobile Money Branchless Banking
Building a Mobile Services Network to Enable Building an ADC Enabling access to Financial Services
• Bill Payments • Pilot 24 ASP 2012
• Domestic Transfer (P2P, B2B, P2B) • Scale up 320 ASP in 2013
• Electronic Airtime Top Up • Roll out up to 8000 ASP by 2017
5

6. Enabling access to financial services
Enrolment day
Staff upload & clean
data, open saving
accounts & print cards
Couples waiting for Agent captures clients’ Agent registers clients’ Agent captures clients’
enrolment info and signature on data on the finger prints on EPD
hardcopy form EPD, including photo
Back office
The major steps from enrolment to transaction
Clients complete Clients’ fingerprints Agent inserts card to EDP & Client receives
transaction with the authenticated vs. card unique customer ID is read or passbook and or a
cashier and collect (carded) or memory inputs customer ID to EDP for card
printed receipt (cardless) cardless clients
Transaction day
ACSI submits enrolees’
data to WoFED for payroll
creation, receives funds &
credits to saving accounts
6

7. Enabling financial services to Agricultural Value Chains
Back–end solutions Front–end solutions in woredas
Output buyer’s bank
KFT’s Technology Platform
Satellite branch at
market
Input Supplier’s bank
Card/e-voucher
Insurance company Farmer’s MFI or cooperative
Bank/MFI
Sub-branch

8. At The Heart of KFT
Our Technology Our People Our IP
Technology
Platform
Payments Over 4 years of learning's with
SWSD
KFT
Mobile Money renowned consultants and extensive
operational exchanges combined
Data Center | Disaster Recovery | NOC
Core Banking
Rural Banking with over 17 years of technology
IT Infrastructure infrastructure integration
Call Center | Service Desk
KFT Card | Mobile
KFT Rural Banking
Financial Services
Platform
Platform
Continuous experience gain on
Domain Expertise current project execution
Banking Operations
MFI Operations
Products and Services Development
Access to Knowledge in Product
Development
KFT – VAS
Platform
Agent Development
Strong Management Technology Operations

9. THANK YOU!