This document summarizes a presentation about starting a branch office partnership with Credit-Advisors.com, a debt settlement processing company. It describes Credit-Advisors' infrastructure and experience in debt settlement. The debt settlement industry is a growing $3 trillion market due to rising consumer debt and unemployment. As a branch office, representatives would focus on sales while Credit-Advisors handles compliance and operations. Earnings projections show representatives could earn over $100,000 in their first year. The program offers training, marketing support, and software access to help representatives succeed.

1. Credit-Advisors Branch Office ProgramMay 2009 The Ultimate Debt Settlement Partnership!

3. Debt Settlement Industry & Market Opportunity

4. What is Debt Settlement

5. Introduction Credit-Advisors.com Branch Office Program

6. Earnings Potential

7. Next Steps

9. Debt Settlement Industry & Market Opportunity

10. What is Debt Settlement

11. Introduction Credit-Advisors.com Branch Office Program

12. Earnings Potential

13. Next Steps

15. Netsirk Technologies

16. SAP Business One Top 3 Partners in NA 2005

17. SAP Business One Top 10 Club 2006

18. SAP South East Regional Partner of The Year 2007 & 2008

19. Netsirk Global Finance – $500M Funded in 2008

20. Credit –Advisors.com – A “Plug & Play Business Opportunity for true entrepreneurs.

21. Diversity Business.com Top 100 Businesses in Florida 2006, 2007, 2008

23. We are the “Back End” processing division for Debt Settlements.

24. We take the “mechanics” out of debt settlement and simplify the process for you so you can focus on generating new sales.

25. All compliance and software issues are handled by our company.Vision Velocity Value

27. Our understanding of Business Process Outsourcing allows you to excel at SALES!

28. World-Class customer support and operational excellence. FTC compliant.

30. Debt Settlement Industry & Market Opportunity

31. What is Debt Settlement

32. Introduction Credit-Advisors.com Branch Office Program

33. Earnings Potential

35. Since the 2005 change in bankruptcy law, debt settlement has been a growing business. Debt Settlement is an excellent alternative to a chapter 13 Bankruptcy.

36. Highly regulated by both the FTC and state law. We handle all the FTC and state compliance. You focus is on end user sales.

38. Avg. American pays 42% of their income on Debt and interest payments. Debt service payments are the largest portion of most family budgets…higher than savings, higher than living expenses!

41. Consumers are hungry for real relief to the tremendous burden of these debts and we have the solution.

43. Debt Settlement Industry & Market Opportunity

44. What is Debt Settlement

45. Introduction Credit-Advisors.com Branch Office Program

46. Earnings Potential

49. Consumer gets out of painfully high interest rates and has a more stable payment structure on the existing debt.

50. Principle debt is settled for pennies on the dollar.

53. Debt Settlement Industry & Market Opportunity

54. What is Debt Settlement

55. Introduction Credit-Advisors.com Branch Office Program

56. Earnings Potential

58. Our organization is positioned for aggressive growth, has the know-how, infrastructure and experience to get the job done.

59. We offer an exceptional “Plug and Play” business opportunity. Why You?....Why Us?

61. This is a partnership of Sales Excellence (Your Organization) with Operational excellence (Credit-Advisors.com)Why You?....Why Us?

63. Your BDE will share established Best Practices – Your success is our success!

64. Your BDE completely understands the Debt Settlement business and will train you.

65. Your BDE will help resolve any processing issues and growing pains as you expand your business.Your BDE is here to HELP YOU!

67. Clients monthly payment will significantly drop!

68. Client will save thousands of dollars in interest!

69. The new payment is made to a savings account which is completely transparent. Client can view their account online!

71. The new payment is made to a savings account which is completely transparent. Client can view the account online!

73. Our program is designed with you in mind. We streamline the process so you can focus on revenue generating activities.

77. Debt Settlement Industry & Market Opportunity

78. What is Debt Settlement

79. Introduction Credit-Advisors.com Branch Office Program

80. Earnings Potential

82. Credit Advisors Fee – 15% (Our Fees Coincide with Term)

83. Average Term – 36 Months

85. Month 2 Earnings With 1 Rep Month 2 $6500 - $10,833

86. Month 3 Earnings With 1 Rep Month 3 $7250 - $12,083

87. Month 4 Earnings With 1 Rep Month 4 $8000 - $13,333

88. Month 5 Earnings With 1 Rep Month 5 $8750 - $14,583

89. Month 6 Earnings With 1 Rep Month 6 $9500 - $15,833

90. Month 7 Earnings With 1 Rep Month 7 $10,250 - $17,033

91. Month 8 Earnings With 1 Rep Month 8 $11,000 - $18,333

92. Month 9 Earnings With 1 Rep Month 9 $11,750 - $19,583

93. Month 10 Earnings With 1 Rep Month 10 $12,500 - $20,833

94. Month 11 Earnings With 1 Rep Month 11 $13,250 - $22,083

95. Month 12 Earnings With 1 Rep Month 12 $14,000 - $23,333

96. Total 12 Month Earnings with 1 Rep Total Earnings $116,000 - $193,331

97. Total 12 Month Earnings with 2 Reps Total Earnings $232,000 - $386,662

98. Total 12 Month Earnings with 3 Reps Total Earnings $348,000 - $579,993

99. Total 12 Month Earnings with 4 Reps Total Earnings $464,000 - $773,324

100. Total 12 Month Earnings with 5 Reps Total Earnings $580,000 - $966,655

101. Total 12 Month Earnings with 6 Reps Total Earnings $696,000 - $1,159,986

102. Cost of Branch Office Programs Program Initiation - $5000 Software Access Fee - $90 per month per rep Certification Training - $10,000 per office Lead Expense - $30-34 per exclusive lead

103. Cost of Credit-Advisors Branch Office Program Program Initiation - $0 Software Access Fee - $90 per month per rep Certification Training - $500 per office (Unlimited Reps) Lead Expense - $15 per Exclusive through Co-Op

105. Debt Settlement Industry & Market Opportunity

106. What is Debt Settlement

107. Introduction Credit-Advisors.com Branch Office Program

108. Earnings Potential

110. Credit-Advisors SUPPORT PARTNERS

111. Enrollment Demo Demonstration of the enrollment Process!