The document discusses how to build and maintain an innovation ecosystem within a bank or company. It recommends starting small with a few passionate people and a dedicated budget to allow experimentation. An innovation ecosystem requires strong leadership, observing customer needs, networking, and running early prototypes to test the innovation process. The goal is not just improving existing offerings but creating new markets through disruptive innovations. Successful innovation ecosystems exist within companies as internal labs, through external venture funding, and by disruptive startups that provide new value through innovative business models and corporate social responsibility.

1. The Sustainable Innovation
Ecosystem
How to build and maintain the Innovation Ecosystem
in a Bank (or any Company)
Michal Turna & Ondrej Gálik, Komerční banka a.s.
with special thanks to Monika Drobná

2. The Island of Freedom – Lab for growing the Innovations
Innovation - the only way how to
differentiate
Innovations is the responsibility of a
whole company - not only of a few
people
On the other side - starting the
innovation ecosystem must be
separated from enterprise processes
Strong C-level commitment drives to
vision
Own budget gives the freedom and
enables the start-uping
Innovation ecosystem is based on
people - thus the the first step is to
find passionates
Discussion is not enough.
Experimentation is necessary

3. The process of establishing the Innovation Ecosystem
Start immadiately but small - with few
passionates
Leaders are more required than
managers
Observing, Questioning, Networking
and Experimenting - main blocks to
build & maintain the Innovation
Ecosystem
Run first prototypes to prove the
Innovation process
Use the inbound marketing techniques
to get the feedback and do it better
The Innovation Ecosystem is the
effective relationship between the
ideas, people, money and delivery
Doing things better is not enough –
creating new markets is the target

4. Innovation Ecosystems – nothing new for companies today
Czech market
•
•
•
•
•
Labs inside
the
companies
Own budget
Early stadium
Hiring people
Starts the
first
prototypes
World market
•
•
•
•
•
Labs outside
the mother
companies
Venture
funding
Tottaly
independent
Tons of
innovative
prototypes
TOP Bank
innovators
Disruptors
•
•
•
•
•
De-banking
concept
Tottaly new
business
models
Creates blue
oceans
Provides
value instead
of utilities
Corporate
Social
Responsibility

5. Buy NOW just in 3 steps
1
2
3
Meet us
Collaborate
Kick-off
• Get confidence
• Clear
expectations
• See what we can
do
• Co-create details
• Get excited
• Plan next steps
• Stop wishing and
start doing
• First start-ups
2
It’s not as complex as it seems. Buying process takes 2 months only.

6. About authors
Michal Turna
Father,
Innovator,
Entrepreneur,
Sport enthusiast,
Adventurer
Ondrej Galik
Father,
Innovator
Enterprise
architect,
Entrepreneur
Innovating is the new ¨normal¨. Not introducing innovations into the customer experience
wipes you out of the business. Banking segment is not the exception.