Mobile Express is a plug & play Eco-System that combines the security & non-repudiation properties of Digital Signature Certificates with the convenience & simplicity of Mobile phones

1. +
Where can I use Mobile Express?

2. + mX-Identity

3. + mX PDF Signature
 Problem
 Hand-written signatures can be forged
 Printed paper can easily be tampered with
 Unsafe to login from public computers due to key loggers
 Impossible to remember too many passwords
 Solution
 Sign PDFs from phone
 Legally valid
 Easy to use
 No personal presence required from all parties
 Green world without papers
 Warning will be clearly visible if the document

4. + 3rd party Website Logins
 Problem
 26 user accounts & 5 passwords for an Active online user
 Central password repositories get attacked by hackers often
 Unsafe to login from public computers due to key loggers
 Impossible to remember too many passwords
 Solution
 Your MSISDN is your only User ID
 Simple 4-digit PIN for all Logins
 No more complicated Passwords
 No more attacks on the password cloud

5. + mX- Sign up Bypass
 Problem
 Signing up for every other website/service is a major pain
 Prime reason for lower user adoption of new services
 Same but too much information to be entered every time
 Solution
 With mX, you can bypass the Sign Up process
 Website to get the most essential data only, with your permission,
directly from the central repository over APIs
 Customer Experience
 A new user can go to Flipkart for the 1st time & still be greeted by his
name the moment he logs in with Mobile Express
 Flipkart will even have the person’s billing address information

6. + Corporate VPN Login
 Problem
 IT Companies need to give secure login mechanism to employees
& ensure compliance with the security standards of their clients.
 Currently use RSA tokens that are a pain to carry around & is
expensive
 Solution
 Employees use mX to login to Corporate VPN
 No extra hardware & hence savings on CAPEX
 Increased security compliance
 2-factor 2-channel authentication

7. + “mX-Verified” Tag
 Problem
 In the digital world, verifying authenticity of a user account is
hard
 Twitter verifies celebrity user accounts to let the public know who
is real & who is fake
 Almost impossible to figure out a fake blog or FB Profile
 Solution
 Any text, email, internet post, photograph etc can be tagged mX-
Verified to display genuineness of the item once the author signs
 Similar to showing Passport, Driver’s License etc in the real world

8. + mX – Digital/Mobile Surveys
 Authentic feedbacks
 Less expensive
 Wide reach
 Faster turn around time

9. + mX Digital Safety Lockers
 PIN triggered personal lockers at
institutions (banks, schools, etc.) &
even public places
 Personal presence not needed to
unlock.
 Increased safety

10. + School - Progress Reports
 Problem
 Under-performing students tend to hide reports from parents
 A small bunch even forges signatures under pressure
 Lack of transparency for parents
 Young kids falling early into doing malpractices
 Solution
 Regular Reports sent as SMS to Parents
 Parents sign acknowledgement using Mobile Express

11. + mX-Governance

12. + Citizen Services
 All services like birth certificate, death certificate, passport
application etc. to be digitalized
 Ease of interacting with government institutions
 Online presence of data
 Mass usage

13. + Mobile ID for State Security
 Problem
 Millions of inter-state migrant laborers in every growing city
 No mechanism to check the actual identity
 Numerous criminal cases with no trace
 Laborers don’t carry any ID Cards even if given one
 Solution
 A mechanism for Police to check the identity of a person
 Mapping mobile number to other ID proofs
 Police to type in MSISDN on a USSD portal
 Retrieves information from cloud once the suspect signs

14. + mX - LPG Booking
 Easy Validation for officials
 Faster & convenient for customers
 Transparent booking process

15. + Hotel/Home-Stay Check-in
 Problem
 Hotels & Home-stays need to file
Form C13 whenever a new guest
checks in along with the ID Proof
details of the Guest
 State Tourism Department wants to
ensure proper filing & hence non-
repudiation for the person who
uploads the information
 Solution
 The owner/front-office staff at the
Hotel or Home Stay to be given
Mobile Express SIM to sign the
Online Form after uploading

16. + File Income Tax Returns Online
 Opportunity
 ITR can already be filed online with Digital Signatures but very
low reach due to high cost & inconvenience of a USB + Desktop
Software based system
 Digital filing of ITR will soon become mandatory across more
income slabs
 Higher income group prefers to file online already
 Solution
 ITR to be filed with Mobile Digital Signatures

17. + E-Tenders, EXIM & MCA21
 Company Directors already need Digital Signatures for:
 E-tendering
 Export-Import Businesses
 Company Annual Returns Filing
 New company registration
 Opportunity
 Chartered Accountants more than happy to offer Mobile Digital
Signatures to their top Clients
 Can port-in the most High Value Customers

18. + Director’s Signature in a PVT Ltd
 Problem
 Signing Minutes of a Board meeting is a pain especially when
Directors are frequently travelling
 Number of Directors X Courier costs = Waste of money & time
 Solution
 PDF of the document to be sent as email or FTP
 Sign collected from Mobile
 PDF updated with Signatures as per Adobe’s standards
 Company Directors will love the convenience of Mobile Digital
Signatures & would want to use it for more use cases

19. + mX-Banking

20. + Mobile Passbook
 Opportunity
 Banks want to gradually stop printing Passbooks & go green
 Customers need an easier way to track their Bank transactions
 Data once retrieved should be stored offline
 Need good encryption & security standards
 Solution
 Android app with Mobile Express Login

21. + Secure Mobile Banking
 Problems
 Present Online Banking systems are far from Secure
 RBI has been recommending Digital Signatures for Critical
Banking transactions including Fund Transfers since 2011
 There are just 3.5M Digital Signatures (USB) in India, mostly on
USBs, but >300M Bank accounts
 Currently, Mobile Banking is mostly an extension of Internet
Banking on Mobile & hence totally vulnerable to attacks
 Solution
 Securely approve every transaction using Mobile Express
 Card-less ATM access

22. + mX – Mobile Top-Ups

23. + mX-Health

24. + Tele Medicine
 Problem
 Acute shortage of Doctors in the Country wrt Population
 Tele-medicine still hasn’t taken off
 Medicine prescription without Doctor’s signature is invalid
 Solution
 Remote health monitoring services or medical practice is only
possible with the ability to put signature remotely
 Extension of Services in Future
 Medi-claim filing/approvals
 Discharge Summary
 Medical Certificates
 Lab Reports

25. + More Use Cases
 mX - SOS Police Calls
 mX - Home Security System Integration
 mX - Legislative Voting System (For passing/opposing bills)
 mX -Restaurant Check-in
 mX - SOS Car Unlock
 Credit Card Swiping Authentication

26. + More Use Cases
 mX - Land Registration
 mX - Cancellation of purchases & application requests
 mX - Confidential E-mail & Document authentications
 mX - Court Processes
 mX - Voting
 mX - Online marriage and it's authorization
 mX - Biometric/RFID entry log into buildings can be
replaced by mx