1. Financial Planning by Wealth Cliniq

2. Agenda… Insights on Cost of Living. Financial planning. Seven habits of highly effective investors.

3. Future planning: A perspective

5. Can I optimize it?Future planning fundamentals

6. Outside factors impacting our planning

7. Some insights on Cost of Living…

8. You start your day with a great break fast… Can you guess what a simple idly vada break fast will cost you after 20 years?

9. It may to cost Rs 990 after 20 years…!!!

10. Imagine you are currently spending Rs 25,000 every month towards your monthly expenses on essentials….. Can you guess what could that be after 20 years?

11. It may to cost Rs 2.42 lacs after 20 years…!!!

12. Imagine you were to spend Rs. 7.5 lacs towards professional education for your kid now… Can you guess what could that be after 15 years?

13. It may cost Rs 61 lacs after 15 years…!!!

14. Imagine if you were to spend Rs. 15 lacs towards foreign education for your kid now.. Can you guess what could that be after 15 years?

15. It may cost Rs 1.23 Crores after 15 years…!!!

16. Imagine if you were to retire now and want to have Rs. 25 lacs for your retirement life.. Can you guess what could that be after 20 years?

17. You may need Rs 4.10 Crores after 20 years…!!!

18. Rising cost of living* in our day to day life… Rate of inflation for the essentials assumed at 12% PA. These prices provide an indicative view of the future.

19. Which way is yourbalance tilting?

20. Pyramid of life priorities:

21. Covering life is an important financial priority:

22. Some examples of goals…

23. Understanding the power of Compounding…

24. Amazing story of three friends..

25. Amazing story of three friends.. Check out how they have done..You will be surprised..

26. @ the age of 50…. Moral of the story: START EARLY, Power of compounding is @ work very silently… Mr. Cautious has done well by starting early.

27. Amazing story of three friends - 2

28. Amazing story of three friends -2

29. @ the age of 50…. Moral of the story: START EARLY even @ moderate returns, power of compounding is @ work very very silently.. Trying to catch up with higher returns @ a later stage may not yield results.

30. Financial planning process

31. Way forward – A financial planning Coach can guide you for your financial success.…

32. Seven habits of highly effective Investors…

33. 1. Never allow money to be remain idle… Don’t leave money in the bank a/c which earns just 3.5%.. Value of money melts in a bank.

34. 2. Easy Monthly Investing… Have a monthly saving plan through EMI…

35. 3. Have ample life insurance cover… Having ample life insurance is vital to one’s financial security …

36. 4. Realize the importance of Power of Compounding… It’s important to understand the power of compounding which is working very silently…

37. 5. Recognize the peril of Inflation… Inflation is a monster, which can swallow the hard earned money…

38. 6. Have Goals in a SMART way… Specific, measurable, attainable, relevant and timed goals for successful financial future…

39. 7. Have a financial plan… Financial planning is all about knowledge… Hence the importance of a financial planner…

40. ` Food for thought… Watch this video and make your observations for yourself.. http://www.youtube.com/watch?v=ZsN8FUV9nS4&feature=player_embedded

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42. ` http://mymoneyavenues.blogspot.com/