The mobile money movement: jumpstart to emerging markets
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This presentation will be used for an upcoming webinar where the author of the publication "The Mobile Money Movement: Catalyst to Jumpstart Emerging Markets" will present the findings. This article was published by The Innovations Magazine in June 2011. To register for the event, go to: www.mpayconnectseries6.eventbrite.com
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The mobile money movement: jumpstart to emerging markets
- 1. The Mobile Money Movement (TM): The Catalyst to Jumpstart Emerging MarketsmPay Connect, Inc.
- 2. agenda background what will be mobile money’s impact GDP? why will it have this impact? challenges ahead 2
- 3. background
- 7. bKash: Bangladesh Joint Venture between BRAC and Money in Motion
- 12. Publications:
- 14. Inter-American Development Bank: “Addressing Gender Concerns around Mobile Money Access in Jamaica”4 4
- 15. mobile money defined Using the mobile phone as a channel to conduct payments, account management, and other financial services
- 18. Mobile bill payment
- 19. Mobile Remote Deposit Capture
- 20. Brokerage
- 21. Alerts
- 24. Asset accrual©mPay Connect
- 25. what will be the impact?
- 26. Kenya’s mPesa 15 million users, >$400 million/month
- 27. 2011 today’s GDP cartogram
- 28. future impact of mobile money a change to relative GDP
- 29. why?
- 30. GDP = Consumption + Investment + Government Spending + Net Exports
- 31. why? mobile money = 5 forces at work Mobile Money Mobile Technology with ubiquitous reach New Industry Enabling Infrastructure 4. Method to capitalize informal sector 5. More efficient than cash
- 32. 1. reaches those currently with no access to financial services World Economic Pyramid Banks Mature Markets 500 Mill *>$20k/yr 2 Billion *$3260 to $20k/yr Emerging Markets Unbanked, Mobile Opportunity: 1.7 Billion in 2012 Today 4 Billion *<$3260/yr or <$9/day Survival Markets Source: CGAP 2012 Source: World Resources Institute (*Individual Annual Income: 2005 USD Purchasing Power Parity)
- 33. 2. new industry spurs investment = new jobs over 200+ mobile payments initiatives
- 34. 3. mobile finance = enabler of new industries mHealth, off-grid energy, trading Mobile Financial Services
- 35. 4. formalizing capital increase in savings, credit, investment informal to formal financial services
- 36. 5. digital efficiencies eliminate “shoe leather costs” reduce theft increase traceability smoothing transactions money at time of need
- 37. mobile money = linchpin to GDP growth in emerging markets GDP = Consumption + Investment + Government Spending + Net Exports
- 38. challenges ahead
- 39. challenges lack of other infrastructure government & regulatory policies fragmented / lack of interoperability investor fatigue
- 40. For a copy of the publication For advisory services: info@mPayConnect.com
Notes de l'éditeur
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- ½ the world’s population (3 billion people) earn less than $2 a dayNo access to savings, loan, insurance, or money transfer
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked
- Today we will go over the basicsBoth banked and unbankedToday, focus on the unbanked