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WHAT TO EXPECT DURING A BANKRUPTCY CONSULTATION 
Finding Help When You Need It Most
TAKING THE FIRST STEP
When you schedule your free bankruptcy consultation, you have taken the first step to resolving your debt problems
You are not alone 
we are here to help you!
HOW LONG WILL YOUR APPOINTMENT LAST?
Most bankruptcy consultations 
take 30 to 60 minutes to properly review all of your information, answer your bankruptcy questions and advise you of your legal options to resolve your financial problems
YOU WILL MEET WITH 
AN ATTORNEY
Other firms may have you meet with a paralegal or legal assistant; however, our attorneys know how important it is for you to meet face-to-face with the person who will be representing you and giving you legal advice
Even more important, a 
paralegal cannot assess your legal options and give you legal advice to help resolve your debt problems — 
this is why you came to our office!
WHAT HAPPENED TO BRING YOU TO MY OFFICE?
Your consultation is a chance for both 
of us to get answers to questions
In order to give you the 
best advice and help you with 
your financial situation, we need to understand the circumstances that brought you to our office
We will spend the first few 
minutes discussing what happened to bring you to this point
This will help us when we 
begin to discuss solutions to your debt problems
THE CONSULTATION IS 
NOT AN INTERROGATION
Even though we will ask you many questions during our meeting, 
it is not an interrogation
We will not judge you 
by your answers
Through an informal, 
relaxed conversation, we will learn the information we need to give 
you the best possible advice regarding your finances
YOUR BANKRUPTCY QUESTIONS ANSWERED
We understand that you have questions about bankruptcy
During your bankruptcy consultation, you will have an opportunity to ask questions and get real answers that apply to your specific situation
WE WILL REVIEW YOUR FINANCIAL SITUATION
During the initial consultation, we will review your income, expenses, debts and assets to help determine if bankruptcy is the best solution to your debt problems
It can be helpful to bring a 
current paystubs, list of your debts and any legal papers that you have been served to your appointment
INFORMATION IS IMPORTANT
We will ask questions 
about your financial history in order 
to rule out any issues or problems that could arise from previous financial transactions such as transfers, loans 
or purchases
Please understand that this 
information is very important 
to determine what is in your 
best interest
Disclosing all relevant 
information will help us find a debt relief option that best suits your situation
YOU WILL LEAVE OUR OFFICE WITH REAL OPTIONS
Unlike some attorneys who 
may tell you they need to meet 
with you again or they need to consider your situation before giving you advice, you will leave 
our office with real options
We will explain your options 
regarding bankruptcy or other alternatives as well as the cost for each option so that 
you can make an informed decision regarding your future
NO PRESSURE, 
NO OBLIGATION!
Our desire is to help you find an affordable solution to debt problems
We want to relieve the emotional and financial stress you have been suffering due to your financial crisis
However, we are here to help, not to pressure you to file a bankruptcy
We will simply give you the 
advice you are seeking and 
allow you to make your decision when it feels right for you
YOUR CONSULTATION IS FREE!
You are under no obligation to hire our firm when we meet with you
We are more concerned 
with helping individuals who 
are suffering with overwhelming debt than collecting a fee for 
our first appointment
EXPERIENCED BANKRUPTCY ATTORNEYS SERVING KENTUCKY FAMILIES 
SINCE 1982
Our attorneys understand the 
stress and frustration that you 
are experiencing as you struggle with debt problems
We can help you find an affordable solution to your financial problems so that you can have a fresh start
WE’VE HELPED 
THOUSANDS OF KENTUCKY FAMILIES, 
WE CAN HELP YOU
Call our office at 270-351-6032 
or 502-964-1968 to schedule a free consultation with one of our 
Radcliff or Louisville bankruptcy attorneys
If you prefer, you can send a 
secure message through our online contact form and one of our helpful staff members will contact you to answer your bankruptcy questions
We have offices in Radcliff and Louisville for your convenience
Click to visit: 
www.mmslawonline.com

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What to Expect During a Bankruptcy Consultation: Finding Help When You Need It Most

  • 1. WHAT TO EXPECT DURING A BANKRUPTCY CONSULTATION Finding Help When You Need It Most
  • 3. When you schedule your free bankruptcy consultation, you have taken the first step to resolving your debt problems
  • 4. You are not alone we are here to help you!
  • 5. HOW LONG WILL YOUR APPOINTMENT LAST?
  • 6. Most bankruptcy consultations take 30 to 60 minutes to properly review all of your information, answer your bankruptcy questions and advise you of your legal options to resolve your financial problems
  • 7. YOU WILL MEET WITH AN ATTORNEY
  • 8. Other firms may have you meet with a paralegal or legal assistant; however, our attorneys know how important it is for you to meet face-to-face with the person who will be representing you and giving you legal advice
  • 9. Even more important, a paralegal cannot assess your legal options and give you legal advice to help resolve your debt problems — this is why you came to our office!
  • 10. WHAT HAPPENED TO BRING YOU TO MY OFFICE?
  • 11. Your consultation is a chance for both of us to get answers to questions
  • 12. In order to give you the best advice and help you with your financial situation, we need to understand the circumstances that brought you to our office
  • 13. We will spend the first few minutes discussing what happened to bring you to this point
  • 14. This will help us when we begin to discuss solutions to your debt problems
  • 15. THE CONSULTATION IS NOT AN INTERROGATION
  • 16. Even though we will ask you many questions during our meeting, it is not an interrogation
  • 17. We will not judge you by your answers
  • 18. Through an informal, relaxed conversation, we will learn the information we need to give you the best possible advice regarding your finances
  • 20. We understand that you have questions about bankruptcy
  • 21. During your bankruptcy consultation, you will have an opportunity to ask questions and get real answers that apply to your specific situation
  • 22. WE WILL REVIEW YOUR FINANCIAL SITUATION
  • 23. During the initial consultation, we will review your income, expenses, debts and assets to help determine if bankruptcy is the best solution to your debt problems
  • 24. It can be helpful to bring a current paystubs, list of your debts and any legal papers that you have been served to your appointment
  • 26. We will ask questions about your financial history in order to rule out any issues or problems that could arise from previous financial transactions such as transfers, loans or purchases
  • 27. Please understand that this information is very important to determine what is in your best interest
  • 28. Disclosing all relevant information will help us find a debt relief option that best suits your situation
  • 29. YOU WILL LEAVE OUR OFFICE WITH REAL OPTIONS
  • 30. Unlike some attorneys who may tell you they need to meet with you again or they need to consider your situation before giving you advice, you will leave our office with real options
  • 31. We will explain your options regarding bankruptcy or other alternatives as well as the cost for each option so that you can make an informed decision regarding your future
  • 32. NO PRESSURE, NO OBLIGATION!
  • 33. Our desire is to help you find an affordable solution to debt problems
  • 34. We want to relieve the emotional and financial stress you have been suffering due to your financial crisis
  • 35. However, we are here to help, not to pressure you to file a bankruptcy
  • 36. We will simply give you the advice you are seeking and allow you to make your decision when it feels right for you
  • 38. You are under no obligation to hire our firm when we meet with you
  • 39. We are more concerned with helping individuals who are suffering with overwhelming debt than collecting a fee for our first appointment
  • 40. EXPERIENCED BANKRUPTCY ATTORNEYS SERVING KENTUCKY FAMILIES SINCE 1982
  • 41. Our attorneys understand the stress and frustration that you are experiencing as you struggle with debt problems
  • 42. We can help you find an affordable solution to your financial problems so that you can have a fresh start
  • 43. WE’VE HELPED THOUSANDS OF KENTUCKY FAMILIES, WE CAN HELP YOU
  • 44. Call our office at 270-351-6032 or 502-964-1968 to schedule a free consultation with one of our Radcliff or Louisville bankruptcy attorneys
  • 45. If you prefer, you can send a secure message through our online contact form and one of our helpful staff members will contact you to answer your bankruptcy questions
  • 46. We have offices in Radcliff and Louisville for your convenience
  • 47. Click to visit: www.mmslawonline.com