1. Chetana Hazarimal Somani College Of COM. &
Eco. & Smt. Kusumtai Chaudhari College Of Arts
Topic:- Different Investment Avenues And
Its Practical Impact
Class:-Sybfm
Presented To:-
Prof. Ritesh S.Group No:- 01

2. Group Members:-
Name Roll No.
Rakhee G. 211
Rahul G. 213
Neha P. 224
Rukhsar S. 233
Dipti S. 237
Nidhi S. 243
Aarti Y. 248

3. Table Of Content
 Introduction To Investment
 Objectives Of Investment
 Investment Avenues And Their Characteristics:-
 The three types of investment
 Investment Avenues:-
 Types of money market instruments
 Options related to equity shares
 Miscellaneous investment options
 Practical Impact

4. Introduction To Investment
 Investment may be defined as deployment of funds made
with an anticipation of earning some return.
 Investment is also likely to be uncertain.
 The return on investment is variable in nature.
The variability of return is called ‘risk’
 Return and the risk associated with the return are
the two factors associated with any investment.

5. Objectives Of Investment
 For any investor, the Objectives of investment can be
stated as under:
 Maximization of return (for the given level of risk)
 Minimization of risk (for the given level of return)
 Hedge against inflation

6. Investment Avenues And Their
Characteristics
 Investments can be broken into three basic groups:-
 Ownership
 Lending
 Cash equivalents

7. Investment Avenues
 Money market instruments:
 Types of money market instruments :
 Traditional instruments:-
1. Treasury Bills
2 . Money at Call & short notice
3. Banker’s Acceptance

8.  Modern Instruments:-
1. Commercial Papers
2. Repo Instruments
3. Money Market Mutual Fund
4. Inter- Corporate Deposits
5. Euro Dollar

9. Options Related To Equity Shares
 Limited Partnership
 Private Placement
 Dividend Reinvestment Plan (DRIP)
 ADR, GDR And IDR
 Preferred Stock
 Hybrid Securities

10. Miscellaneous Investment Options
 Real estate as an investment option
I. Capital appreciation
II. Risk
III. Liquidity
IV. Convenience
 Antiques
 Wine
 Coins

11.  Gold
 Arts & Paintings
 Provident Fund
 Mutual Funds
 Post Office Savings Account
 National Savings Certificate (NSC)

12. Practical impact
 Personal Finance: Myself A, Private Employee working from
2 years and nothing saved till now because of family monthly
commitments, I have applied for personal loan and want to make
a best of best use of it to pay off the interest of Loan and make
some saving too.
 What do I need to consider when purchasing life insurance?
 What is diversification and why is it important?
 How to save Rs.1 lakh

14. Conclusion
Investment avenues differ from every individual for he/she has
different risk return perspective.
The practical impact depends upon factors like age, income,
risk bearing capacity, inflation rate.
Investing early for sunset concept has finally dawn upon
today’s investors mind.