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Banking Overview December 17 th , 2008 By Tran Van Hoanh  @ letshareit.ning.com @  www.letshareit.com ,  a MBA community in Vietnam
Balance Sheet ACB Example
Income Statement- ACB Example
Liability and Equity Approach
Liabilities Due to Government and State Bank of Vietnam ,[object Object],[object Object],[object Object],[object Object],E.g: Base rate 10% Refinancing rate 11% Discount rate 9%
Liabilities Deposits and Borrowings from other credit institutions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Liabilities   Deposits from customers Deposits from individual customers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Liabilities ,[object Object],[object Object],[object Object],[object Object],Deposits from corporate customers
Deposits from customers ,[object Object],[object Object],[object Object],[object Object]
Liabilities ,[object Object],[object Object]
Liabilities ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Bonds and CDs
Shareholder’s equity
[object Object],[object Object],[object Object],Equity ,[object Object],[object Object]
Assets
Cash and Balances with SBV ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Placement and loans to other credit institutions ,[object Object],[object Object],[object Object],[object Object]
Investment in securities ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loan and advances to customers ,[object Object],[object Object],[object Object]
Loan and advances to individual ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loan and advances to corporate ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Conditions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Credit default- Credit risk ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Other banking services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Contingency and commitment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Equity investment ,[object Object],[object Object]
Liquidity ,[object Object],[object Object],[object Object],[object Object]
Good luck!

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Basic Banking