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Fraud and Identity Theft Nick Sosnowski, V.P. of Lending, IAA Credit Union [email_address] 309-557-2541 Ext 2034
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Identity Theft VS  FRAUD?
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Why do I care? Source: ID Analytics report dated August 1, 2007
How Crooks get the Data ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Skimming Credit & Debit Cards
Beware “skimming” ,[object Object],[object Object],[object Object],[object Object]
 
Spamming, spoofing, and phishing oh my! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
 
Wall Street Journal  11-9-07
Wall Street Journal  11-9-07
 
 
 
 
 
Tips to protect yourself from phishing attacks ,[object Object],[object Object],[object Object],[object Object]
Which ones are real? ,[object Object],[object Object],[object Object],[object Object],[object Object],FAKE REAL FAKE FAKE REAL
Check & Wire Fraud
[object Object],[object Object],[object Object],[object Object]
The Nigerian Letter / Lottery Scams
The Nigerian Letter / Lottery Scams ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Overpayment Scam ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Avoiding the Overpayment Scam ,[object Object],[object Object],...BUT...
Routing #  : 092905168 : Fractional Routing #:  93-516/939 The fractional routing # is incorrect. The denominator should be  929 Checking out the check…
Basic Rules on How to protect yourself from Identity Theft Offense Defense
[object Object],[object Object],[object Object],[object Object],[object Object],Offense
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],When to give SSN, and when not Must give SSN May want to refuse ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],Defense
Playing Defense cont… ,[object Object],[object Object],[object Object],[object Object]
 
Questions?

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Id Theft Presntation

Notes de l'éditeur

  1. The WSJ recently reported that an estimated 95 million Americans have been exposed to some risk of ID theft due to breaches at companies instiutions and givernment offices. USA Today reported that by the end of ’06 there will be 8.9 Million cases of ID fraud, resulting in an average loss of $6,383 per victim. Javelin Strategy and Research 2006 ID Fraud Survey Report said 90% of ID fraus takes place through traditional means, not because of the internet. Most victims (68%) continue to incur no costs related to their fraud cases, while average consumer costs have declined by 24% to $422. The average resolution time for resolving fraud cases has increased substantially, from 33 hours in 2003 to 40 hours in 2006.