2. www.C-R-L.com
CONTENTS HOME OF
STRUCTURAL INSURANCE
.01 Contents
.02 Who, What, Why?
.03 Fast, Flexible, Competitive
.04 Project Types: Self Build, New Build, Mixed Use, Barn Conversions, Distressed (Insolvent) Properties and
Partly or Fully Completed Projects
.05 Our Clients: Architects, Builders & Developers, Fixed Charge Receivers, Insolvency Practitioners and
Quantity Surveyors
.06 Our Clients: Self Builders, Solicitors, Structural Engineers and
Surveyors
.07 Key Client Case Study - Aedis.
.08 Recent projects
.09 Mortgage Lenders
.10 FAQs
T:+44(0)20 7127 5198 F: +44(0)28 9068 7921 info@C-R-L.com
Construction Register & CRL are trading names of CRL Management Limited Registered in the United Kingdom under registration number 07563546 Registered Office 1-6 Lombard Street, London EC2V 9AA
CRL Management Ltd is an appointed representative of Guarantee Protection Insurance Ltd which is authorised and regulated by the Financial Services Authority. Brochure_CRL_v.2.4.CA260313 01.
3. www.C-R-L.com
WHO, WHAT, WHY? HOME OF
STRUCTURAL INSURANCE
WHO WE ARE? WHY CHOOSE C-R-L.com?
C-R-L.com has supplied 1000s of structural Our clients tell us that our flexible approach to
defects insurance policies throughout the UK & their needs coupled with our fast turnaround
Ireland, delivering fast, flexible cover at competi- and competitive premiums make us a cut above
tive prices. With an insurer who is authorised WHAT WE DO? the rest.
and regulated by the FSA, (Financial Services
Authority) and covered by the FSCS, (Financial We provide 10-year structural defects insurance Our technical team also provides a full on-site
Services Compensation Scheme), C-R-L.com for new builds, complete or partially completed technical assessment, with regular inspections
offers affordable premium rates, priced on builds, timber frame constructions, mixed-use to current building regulation standards from the
contract value. projects, barn conversions and distressed commencement of the project until completion.
(insolvent) properties.
If you are engaged in a building project or
manage a portfolio of new-build properties that Our clients come from a diverse range of
require mortgages, then your lender will professions in the construction industry. They
typically require a 10-year structural defects include: developers, builders, structural
insurance policy on the property. C-R-L.com is engineers, architects, insolvency practitioners,
recognised by more than 30 mortgage lenders fixed charge receivers, solicitors, accountants HOME OF
across the UK and Ireland so here’s how we can help: and quantity surveyors. STRUCTURAL INSURANCE
02.
4. www.C-R-L.com
FAST, FLEXIBLE, COMPETITIVE! HOME OF
STRUCTURAL INSURANCE
With our fast and flexible approach to structural defects insurance
coupled with competitive pricing, C-R-L.com offers a quality solution
to all its clients.
FAST!
FLEXIBLE!
Time is money and this has never been truer
than in today’s economic climate. Every minute The nature of the construction business
spent not focused on your core business is demands that you engage the services of COMPETITIVE!
costing you money. people you trust. C.R.L.com is one of the most
respected names in the industry and has a repu- Of course, speed of execution and flexibility
From your initial enquiry to the issue of your tation that we have built by delivering compre- only count if the price is right too! At C-R-L.com
policy, our streamlined processes are designed hensive cover at fair prices. we work tirelessly to provide the best value and
to take as little time as possible out of your busy some of the most competitive structural defects
schedule to ensure that you will have your You can have confidence in the fact that insurance policies on the market. Whether you
insurance organised quickly and smoothly with- C.R.L.com will work closely with you to design a work for yourself on small to medium size
out any fuss or delays. tailor-made package to suit your project projects or work for a larger corporation with a
demands. We have the flexibility and experi- more extensive portfolio of developments, we
Our experienced team will respond quickly to ence to assess every client on an individual can provide a package that will suit your
your enquiry and our surveyors will action site basis and respond to their needs accordingly. requirements AND your budget.
inspections as soon as it is convenient for you.
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PROPERTY TYPES HOME OF
STRUCTURAL INSURANCE
At C-R-L.com we can provide structural defects insurance for a range of
different property types at different stages of development or completion.
SELF BUILD NEW BUILD MIXED USE
We provide cover for self build projects to C-R-L.com specialises in structural defects Properties which house both residential and
insure them against future structural defects insurance for new build residential properties. commercial premises are classed as “mixed
such as the destruction of, or physical damage These can cover single or multiple dwellings. use”. We provide professional and comprehen-
to, a load bearing element of the residential Cover starts from the date of practical comple- sive cover for this type of project at any stage of
property caused by a defect in the design, work- tion. Our fast, efficient and cost effective service development or when they are completed.
manship, material or components of the struc- helps builders to secure cover at short notice.
ture. Cover against insolvency of the developer PARTLY OR FULLY COMPLETED PROJECTS
cover can also be arranged to protect against a DISTRESSED (INSOLVENT) PROPERTIES
situation such as the builder ceasing to trade We work closely with a number of professionals
before the date of completion. Property developments which do not make it involved in the build, management and sale of
to the completion stage due to the developer properties that have gone into administration
BARN CONVERSIONS going into administration are commonly at the part complete or complete stage of
known as distressed or insolvent properties. development. We provide structural defects
We recommend comprehensive and cost effec- insurance cover to help speed up the time to
tive structural defects insurance cover to both At C-R-L.com we can provide fast and afford- either complete or sell the project.
architects and individuals who are embarking able structural defects cover for this type of
on barn conversion projects. We can also provide property to help secure a speedy resale.
policies for any other type of building conversion
from churches to office blocks and retail units.
HOME OF
STRUCTURAL INSURANCE 04.
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OUR CLIENTS HOME OF
STRUCTURAL INSURANCE
C-R-L.com works closely with a wide range of professionals in the construction
industry to provide flexible cover that suits their specific needs.
ARCHITECTS BUILDERS & DEVELOPERS FIXED CHARGE RECEIVERS
We work with architects to provide structural Builders and developers come to C-R-L.com to Repossessed properties may require structural
defects insurance for projects that they are secure comprehensive cover when they are due defects insurance to be in place in order for
creating plans for. Architects act as an interme- to sell a recently completed development or them to go to resale. Fixed charge receivers
diary for their clients to ensure they have the developments, or are looking to take on a part work with C-R-L.com to get quick and competi-
correct policy in place to cover their develop- complete project due to another builder going tive cover so that the properties they are man-
ment from future structural defects. into administration. Our policies are typically aging can be sold on as soon as possible.
based on contract value and do not include a
two-year builder’s liability period.
INSOLVENCY PRACTITIONERS QUANTITY SURVEYORS
Given the current economic climate, business At C-R-L.com we have a history and working Next page >>
SELF BUILDERS
generated through insolvency is becoming an relationship with a number of leading quantity SOLICITORS
STRUCTURAL ENGINEERS
SURVEYORS
increasingly large part of our market. We work surveyors across the UK and Ireland. Our
with insolvency practitioners who manage relationship involves supporting quantity
distressed residential properties, or are acting surveyors and their clients in the costing and
as managing agent on behalf of receivers, to purchase of structural defects insurance, prices
speed up the time it takes to get structural of work, labour, materials, plant machinery and
defects cover and sell the properties. the implications of design decisions.
STRUC HOME O
HOME OF STRUCTURAL INSURANCE
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OUR CLIENTS HOME OF
STRUCTURAL INSURANCE
SELF BUILDERS SOLICITORS SURVEYORS
We work quickly and efficiently to ensure that The process of buying and selling houses can be We work with surveyors who discover proper-
self builders have a competitive structural complicated, not to mention time consuming. ties which require structural defects insurance –
defects insurance in place at any stage of their C-R-L.com works quickly and efficiently to particularly barn conversions, completed or
project development. From initial enquiry to provide solicitors and their clients with compre- partially completed builds and mixed use
issue of cover, our streamlined processes are hensive structural defects insurance, giving projects. C-R-L.com can arrange 10-year struc-
designed to keep time and costs to a minimum. them one less aspect of the buying and selling tural defects insurance for residential property
Our surveyors will review the build at different process to worry about. C-R-L.com can even and regularly engages with surveyors whose
stages of development to ensure that it meets provide structural defects insurance after a clients may require this cover as a mortgage
the structural requirements and high standards build has been completed. requirement.
demanded by our insurer throughout the
project.
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STRUCTURAL ENGINEERS
CTUR HOM INSU
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CTUR
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Our clients include structural engineers who discover new builds that do not
have structural defects insurance cover in place. They come to C-R-L.com to
secure cover that will protect the building and its future residents from unfore-
seen structural defects.
HOME OF STRUCTURAL INSURANCE 06.
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KEY CLIENT CASE STUDY HOME OF
STRUCTURAL INSURANCE
One of the many firms that C-R-L.com has recently started
working with is Aedis, one of the leading providers of build-
ing control services to both the public and private sectors in
the UK. Aedis provides services
to any project irrespective of size, type or location.
Our partnership means Aedis can now offer a package of
both building control services as well as a structural defects
warranty to all its clients.
C-R-L.com is currency working with a number of insdustry
professionals to offer similar packages to as wide a customer
base as possible.
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RECENT PROJECTS HOME OF
STRUCTURAL INSURANCE
As you can see from this list of projects we have worked on recently, C-R-L.com can provide structural
defects insurance for a wide range of professionals in the construction industry.
From self builders to housing associations we can create the perfect structural defects insurance package
to suit their needs. Here are just a few of the larger construction companies and the projects we have
helped them with in the UK and Ireland:
PROPERTY DEVELOPER SITE LOCATION
Multi Developments Victoria Square, Belfast
Abbey Developments Custom House Square, Belfast
Russell Simpson Developments Great Victoria Street, Belfast
Turnus Ltd St Anne's Square, Belfast
Carvill Group Castlereagh, Belfast
M Girvan & Sons The Rose Garden, Derriaghy
Tiffen Developments Killycomaine, Portadown
New Quay Developments Carrigart Crescent,Craigavon
O&J Clarke Charles Baron Lodge, Lurgan
Fernheath Developments Throne View, Belfast
BakerTilly Parsons Court, Dublin
Talcar Developments Windtown Park, Westmeath
MCQ Developments Burnfoot, Co Donegal
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MORTGAGE LENDERS HOME OF
STRUCTURAL INSURANCE
C-R-L.com is approved by over 30 mortgage lenders in the UK and Ireland.
These include:
UK AND NORTHERN IRELAND LENDERS REPUBLIC OF IRELAND LENDERS
Alliance & Leicester HSBC Allied Irish Bank
Accord Mortgages Intelligent Finance Bank of Ireland
Bank of Ireland Lloyds TSB Bank of Scotland
Bank of Scotland Lloyds TSB Scotland ICS Building Society
Birmingham Midshires National wide Building Society KBC Homeloans Ltd
Britannia Building Society Northern Bank National Irish Bank
National Irish Bank Progressive Building Society Permanent TSB
Co-operative Bank Plc. Santander UK Ulster Bank
Cheltenham & Gloucester Scottish Widows Bank
Chelsea Building Society The Mortgage Business
First Direct Ulster Bank
First Trust Yorkshire Building Society
Halifax Barclays
Halifax Loans Ltd Woolwich Building Society
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FAQs HOME OF
STRUCTURAL INSURANCE
1. WHEN DOES MY 10-YEAR STRUCTURAL INSURANCE START?
Your structural defects insurance starts from the day of practical completion.
6. HOW CAN I GUARANTEE C-R-L.com’s CREDENTIALS?
2. IS THERE A DEFECTS LIABILITY PERIOD?
C-R-L.com is approved by over 30 recognised mortgage lenders in the UK
There is no defects liability period with C-R-L.com’s structural insurance and Ireland. We are also approved by the Law Society.
policies.
7. HOW LONG WILL IT TAKE TO GET A QUOTE FOR MY STRUCTURAL
3. IS BUILD PERIOD COVER AVAILABLE? INSURANCE POLICY?
Yes. In the event of the developer becoming insolvent or bankrupt the Our efficient team will aim to have your quote to you the same day as you
insurer will either refund the deposit paid by the policy holder or pay the make your enquiry.
additional cost required to complete the residential property, this will be
decided on a case by case basis. 8. AFTER I HAVE ACCEPTED A QUOTE FROM C-R-L.com, HOW LONG WILL IT
TAKE TO GET A SURVEYOR ONTO MY SITE?
4. ARE C-R-L.com’s POLICIES BASED ON THE CONTRACT VALUE?
We will arrange a surveyor to be with you at your earliest possible convenience.
Typically, yes, our rates are the most competitive you will find on the
market and are based on the value of each individual contract. 9. WHAT ARE THE ADVANTAGES OF BECOMING A C-R-L.com MEMBER?
5. WHEN IS MY INSURANCE CERTIFICATE ISSUED? The benefits of becoming a C-R-L.com member include heavily discounted
offers on insurance across multiple builds, accreditation from your suppli-
Your C-R-L.com insurance certificate will be issued upon satisfactory ers and clients in the submission of tenders for new business, and much,
completion of the build. much more.
10.
12. HOME OF
STRUCTURAL INSURANCE
www.C-R-L.com
T: +44(0)20 7127 5198
F: +44(0)28 9068 7921
info@C-R-L.com
Construction Register & CRL are trading names of CRL Management Limited Registered in the United Kingdom under registration number 07563546 Registered Office 1-6 Lombard Street, London EC2V 9AA
CRL Management Ltd is an appointed representative of Guarantee Protection Insurance Ltd which is authorised and regulated by the Financial Services Authority. Brochure_CRL_v.2.4.CA260313
