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AR-RAHNU  : A NEW ERA IN MICROFINANCE IN MALAYSIA
[object Object],[object Object],[object Object],[object Object],[object Object]
WELCOME TO MALAYSIA
CONTENT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
INTRODUCTION ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
INTRODUCTION ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
ASPECTS OF CONVENTIONAL PAWN BROKING SYSTEM ,[object Object],[object Object],[object Object],[object Object],[object Object]
ASPECTS OF CONVENTIONAL PAWN BROKING SYSTEM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
AR-RAHNU :  THE DAWN OF A NEW ERA ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
AR-RAHNU :  THE DAWN OF A NEW ERA ,[object Object],[object Object],[object Object],[object Object],An Ar-Rahnu center in Kelantan
AR-RAHNU  CENTRE VS CPB* * CPB = Conventional Pawn Broker STATES No of  AR-RAHNU  CENTER No of LICENCE CPB Perlis 2 4 Kedah 10 26 Penang 5 24 Perak 12 41 Selangor 23 28 Federal Territory 11 14 Negri Sembilan 6 19 Malacca 3 13 Johore 16 26 Pahang 7 14 Terengganu 6 6 Kelantan 6 10 Sabah 6 19 Sarawak 8 32 Total 121 276
THE ADVANTAGES OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object]
THE ADVANTAGES OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Inside an Ar-Rahnu center
THE CONCEPT OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
THE CONCEPT OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],Gold testing process
THE FEATURES OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object],Testing the density of gold to determine actual value
THE FEATURES OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The scale gives accurate weight
THE FEATURES OF  AR-RAHNU ,[object Object],[object Object],[object Object],[object Object],[object Object],Tools used to test gold type
AR-RAHNU   AS A NEW BUSINESS OPPORTUNITY ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
AR-RAHNU  PROGRESS BY BANK RAKYAT No Year Amount of Transaction Disbursement (RM‘000) 1 1993 880 960 2 1994 44,567 36,275 3 1995 52,881 42,570 4 1996 54,271 48,768 5 1997 66,666 61,680 6 1998 93,606 85,288 7 1999 117,006 106,610 8 2000 136,149 142,953 9 2001 169,630 151,361 TOTAL 735,656 676,465
THE ROLE OF  AR-RAHNU   IN SOCIO-ECONOMIC DEVELOPMENT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
THE ROLE OF  AR-RAHNU   IN SOCIO-ECONOMIC DEVELOPMENT ,[object Object],[object Object],[object Object],[object Object],We never know when disaster will strike
THE ROLE OF  AR-RAHNU   IN SOCIO-ECONOMIC DEVELOPMENT ,[object Object],[object Object],[object Object]
THE ROLE OF  AR-RAHNU AS A SOURCE OF CAPITAL ,[object Object],[object Object],[object Object]
THE ROLE OF  AR-RAHNU   AS A SOURCE OF CAPITAL ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CHALLENGES AND CONSTRAINTS   TO BUSINESS EXPANSION ,[object Object],[object Object],[object Object],[object Object],[object Object]
CONCLUSION ,[object Object],[object Object],[object Object],[object Object],[object Object]
CONCLUSION ,[object Object],[object Object],[object Object]
THANK YOU
REFERENCES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Islamic Finance 7c

  • 1. AR-RAHNU : A NEW ERA IN MICROFINANCE IN MALAYSIA
  • 2.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11. AR-RAHNU CENTRE VS CPB* * CPB = Conventional Pawn Broker STATES No of AR-RAHNU CENTER No of LICENCE CPB Perlis 2 4 Kedah 10 26 Penang 5 24 Perak 12 41 Selangor 23 28 Federal Territory 11 14 Negri Sembilan 6 19 Malacca 3 13 Johore 16 26 Pahang 7 14 Terengganu 6 6 Kelantan 6 10 Sabah 6 19 Sarawak 8 32 Total 121 276
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20. AR-RAHNU PROGRESS BY BANK RAKYAT No Year Amount of Transaction Disbursement (RM‘000) 1 1993 880 960 2 1994 44,567 36,275 3 1995 52,881 42,570 4 1996 54,271 48,768 5 1997 66,666 61,680 6 1998 93,606 85,288 7 1999 117,006 106,610 8 2000 136,149 142,953 9 2001 169,630 151,361 TOTAL 735,656 676,465
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 30.