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Customer Service Office
                    72 Wielicka Street
                    30-552 Krakow, Poland
                    Phone: +48 (12) 688 26 00
                    Fax: +48 (12) 688 26 99
                    Email: office@dotpay.pl




      OFFER
Internet payments




                    I.   Offer
                    II. Price lists
Internet payments
                                                                                                  (Offer – Price lists)

     _________________________________________________________________________________
     Credit cards

     Payment with a credit card is a very popular, simple and convenient payment method. Payments can
     be made with a card issued both in Poland and abroad. Additional security guarantees that such
                                                                                                          Strona2 1
                                                                                                          Page| |
     transactions are secure and the number of shops accepting credit cards increases on a regular basis. Strona | 2

     In Dotpay service, you can effect transactions with the following payment cards:




     Transfers and e-transfers

     This service fully integrates online shopping with a bank account. At the time of finalising the
     purchase, all transfer details are filled in automatically and a customer does not have to manually
     enter the order number or value, account number, name of the shop or any other data required to
     make proper payment.

     In Dotpay transactions can be effected via the following transfers:




     Benefits of transfer payments:
             fast – the transfer is effected instantly, at the bank’s booking hours,
             cheap – transfers as free of charge payment channel,
             secure – transactions are fully secured.

     Also holders of the following accounts:
              iPKO (formerly Inteligo PKO BP S.A.)                PKO BP S.A
              Pekao24                                             Pekao S.A.
              Millenet                                            Millenium Bank S.A.
              KB24                                                Kredyt Bank S.A.
              Sez@m                                               Bank BPH S.A.


_________________________________________________________________________________________________________
    Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
Internet payments
                                                                                                  (Offer – Price lists)

     _________________________________________________________________________________
           Deutsche Bank                         Deutsche Bank S.A.
           ING Online                            ING Bank Śląski S.A.
           CitiBank                              Citi Bank Handlowy S.A.
           BOŚBank24                             Bank Ochrony Środowiska
                                                                                                                           Strona3| 1
                                                                                                                           Page| | 3
                                                                                                                           Strona
           eBGŻ                                  Bank Gospodarki Żywnościowej
           InvestBank                            InvestBank
           Fortis Bank Planet                    Fortis Bank
           VW Bank Direct                        VW Bank
           Lukas Bank                            Lukas bank S.A.
              oraz płacący przekazem/przelewem bankowym z dowolnego banku



     can effect online bank transfers for online shopping in your shop or service in a prompt and secure
     manner.

     Multicurrency payments

     Accepting payments via credit cards in foreign currencies is a solution for e-merchants selling for
     customers all over the world. It is perfect to be used in:
          shops and Internet services aiming at foreign customers;
          shops and services which want to gain foreign customers paying with currencies.

     Payments in Euro, USD, GBP are not exchanged into PLN currency which means that buying a product
     for USD 100 your customer credit card will be charged with the same amount, USD 100. Your Dotpay
     account will be debited with USD 100 without exchanging into PLN.

     Thanks to electronic Dotpay payments foreign payments can be accepted with such cards: Visa,
     VisaElectron, MasterCard, MasterCard Debit, Diners, Carte Bleue, CartaSi and Dankort.

     For more information, please contact Dotpay Sales Department.



     Moneybookers Electronic Wallet

     Moneybookers electronic wallet payment - is a new way to pay for Internet shopping available by
     Dotpay. All Moneybookers users, which number rises up to 5 million all over the world, can use
     electronic wallet. For Dotpay users it is another payment channel for Polish and foreign clients.



     Credit and debit cards, e-transfers serviced by Moneybookers gate

     Travel offices, portals and internet shops, sellers and merchants active on international and local
     action sites may now easily reach the buyers, who wish to pay with popular credit and debit cards:
              American Express, Visa, Visa Electron, MasterCard, Diners Club, JCB,

_________________________________________________________________________________________________________
    Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
Internet payments
                                                                                                  (Offer – Price lists)

     _________________________________________________________________________________
            4B credit cards (Spain),
            CartaSi credit cards (Italy),
            Euro6000 credit cards (Spain),
            PostePay credit cards (Italy),
                                                                                                                           Strona4| 1
                                                                                                                           Page| | 4
                                                                                                                           Strona
            Nordea debit cards (Sweden, Finland),
            Carte Bleue debit cards (France),
            Maestro debit cards,
            Solo debit cards (UK),
            Laser debit cards (Ireland).

     The above described credit cards payments may be complemented with local bank e-transfers, also
     available at Dotpay:
             EPS (Austria),
             ELV (Germany),
             Sofortuberweisung (Germany),
             GiroPay (Germany),
             HomePay (Belgium),
             Ideal (Holland),
             Entes (Singapore).




_________________________________________________________________________________________________________
    Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
Internet payments
                                                                                                  (Offer – Price lists)

     _________________________________________________________________________________
     Price lists

     ANNEX 1
                                                                                                                           Strona5| 1
                                                                                                                           Page| | 5
                                                                                                                           Strona

                             TABLE OF CHARGES AND COMMISSIONS

              NATURAL PERSONS RUNNING A BUSINESS ACTIVITY (SOLE TRADERS)
              BUSINESSES WITH LEGAL PERSONALITY
              INSTITUTIONS AND FOUNDATIONS

     Item                           Payment method                               Commission on transaction amount
                              (1)
     1.       Payment cards                                                                  2.8% (*)
     2.       Electronic transfers, e-transfers, money orders and                            2.8% (*)
              transfers(2)
     3.       Payment cards and Moneybookers electronic transfers                        According to Annex 1
     4.       Mobile payments (mPay)                                                           2.8% (*)
     5.       UKash vouchers                                                                   7.0% (*)
     (*) no less than 0.3 PLN

                                                       Other charges
     Sending money to specified bank acccount                                                       1 PLN
     Account activation                                                                            10 PLN

              NATURAL PERSONS NOT RUNNING A BUSINESS ACTIVITY

     Item                           Payment method                               Commission on transaction amount
                              (1)
     1        Payment cards                                                                  3.9% (*)
     2        Electronic transfers, e-transfers, money orders and                             3.% (*)
              transfers (2)
     3        Payment cards and Moneybookers electronic transfers                        According to Annex 1
     4.       Mobile payments (mPay)                                                           3,9% (*)
     5.       UKash vouchers                                                                   7,0% (*)
     (*) no less than 0.3 PLN (**) no less than 0.5 PLN

                                                       Other charges
     Sending money to specified bank account                                                     1 PLN
     Account activation                                                                          10 PLN



          (1) Visa, MasterCard, EuroCard, JCB, Diners Club, PBK Styl, Polcard payment cards whose issuing
              bank permits making payments online via the First Data gateway.

_________________________________________________________________________________________________________
    Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
Internet payments
                                                                                                  (Offer – Price lists)

     _________________________________________________________________________________
        (2) Payment methods: mTransfer, MultiTransfer, Pład z Nordea, BPH Pay By Link, Pekao24
            Przelew, Przelew24 BZWBK, Płacę z Inteligo, VIA Moje Rachunki, ING Online, Przelew z BPH,
            Przelew bankowy, Przekaz pocztowy, Pekao24, Millenet, Deutsche Bank PBC, Kredyt Bank
            KB24, Inteligo PKO BP, Lukas Bank, CitiBank Handlowy, Invest Bank, BGŻ, BOŚ, Fortis Bank,
                                                                                                      Strona6| 1
                                                                                                      Page| | 6
                                                                                                      Strona
            Przelew z mBank, Przelew z MultiBank, Żabka Zielone Okienko, VW Bank Direct.



     ANNEX 2

                             TABLE OF CHARGES AND COMMISSIONS
                                For payment methods serviced by Moneybookers gate

     Item                           Payment method                               Commission on transaction amount
                              (1)
     1          Payment cards                                                                2.8% (2)
     2          4 B credit cards (Spain)                                                     2.8% (2)
     3          CartaSi credit cards (Italy)                                                 2.8% (2)
     4.         Euro6000 credit cards (Spain)                                                2.8% (2)
     5.         PostePay credit cards (Italy)                                                2.8% (2)
     6.         Nordea debit cards (Sweden, Finland)                                         2.8% (4)
     7.         Carte Bleue debit cards (France)                                             2.8% (2)
     8.         Maestro debit cards                                                          2.8% (3)
     9.         Solo debit cards (UK)                                                        2.8% (3)
     10.        Laser debit cards (Ireland)                                                  2.8% (4)
     11.        EPS bank e-transfer (Austria)                                                3.8% (4)
     12.        ELV bank e-transfer (Germany)                                                2.8% (2)
     13.        Sofortuberweisung bank e-transfer (Germany)                                  2.8% (2)
     14.        GiroPay bank e-transfer (Germany)                                            2.8% (2)
     15.        HomePay bank e-transfer (Belgium)                                            2.8% (4)
     16.        Ideal bank e-transfer (Holland)                                              2.8% (3)
     17.        Entes bank e-transfer (Singapore)                                            2.8% (5)
     18.        Moneybookers wallet                                                          2.8% (2)
     19.        Making a partial or full transaction refund                                  10 PLN
     20.        Chargeback fee                                                               100 PLN

          (1)   – Payment cards Visa, Visa Electron, MasterCard, American Express, Diners Club, JCB,
          (2)   – plus 0.80 PLN per transaction,
          (3)   – plus 2.00 PLN per transaction,
          (4)   – plus 1.30 PLN per transaction,
          (5)   – plus 5.00 PLN per transaction.




_________________________________________________________________________________________________________
    Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl

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Dotpay Internet Payments

  • 1. Customer Service Office 72 Wielicka Street 30-552 Krakow, Poland Phone: +48 (12) 688 26 00 Fax: +48 (12) 688 26 99 Email: office@dotpay.pl OFFER Internet payments I. Offer II. Price lists
  • 2. Internet payments (Offer – Price lists) _________________________________________________________________________________ Credit cards Payment with a credit card is a very popular, simple and convenient payment method. Payments can be made with a card issued both in Poland and abroad. Additional security guarantees that such Strona2 1 Page| | transactions are secure and the number of shops accepting credit cards increases on a regular basis. Strona | 2 In Dotpay service, you can effect transactions with the following payment cards: Transfers and e-transfers This service fully integrates online shopping with a bank account. At the time of finalising the purchase, all transfer details are filled in automatically and a customer does not have to manually enter the order number or value, account number, name of the shop or any other data required to make proper payment. In Dotpay transactions can be effected via the following transfers: Benefits of transfer payments: fast – the transfer is effected instantly, at the bank’s booking hours, cheap – transfers as free of charge payment channel, secure – transactions are fully secured. Also holders of the following accounts: iPKO (formerly Inteligo PKO BP S.A.) PKO BP S.A Pekao24 Pekao S.A. Millenet Millenium Bank S.A. KB24 Kredyt Bank S.A. Sez@m Bank BPH S.A. _________________________________________________________________________________________________________ Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
  • 3. Internet payments (Offer – Price lists) _________________________________________________________________________________ Deutsche Bank Deutsche Bank S.A. ING Online ING Bank Śląski S.A. CitiBank Citi Bank Handlowy S.A. BOŚBank24 Bank Ochrony Środowiska Strona3| 1 Page| | 3 Strona eBGŻ Bank Gospodarki Żywnościowej InvestBank InvestBank Fortis Bank Planet Fortis Bank VW Bank Direct VW Bank Lukas Bank Lukas bank S.A. oraz płacący przekazem/przelewem bankowym z dowolnego banku can effect online bank transfers for online shopping in your shop or service in a prompt and secure manner. Multicurrency payments Accepting payments via credit cards in foreign currencies is a solution for e-merchants selling for customers all over the world. It is perfect to be used in:  shops and Internet services aiming at foreign customers;  shops and services which want to gain foreign customers paying with currencies. Payments in Euro, USD, GBP are not exchanged into PLN currency which means that buying a product for USD 100 your customer credit card will be charged with the same amount, USD 100. Your Dotpay account will be debited with USD 100 without exchanging into PLN. Thanks to electronic Dotpay payments foreign payments can be accepted with such cards: Visa, VisaElectron, MasterCard, MasterCard Debit, Diners, Carte Bleue, CartaSi and Dankort. For more information, please contact Dotpay Sales Department. Moneybookers Electronic Wallet Moneybookers electronic wallet payment - is a new way to pay for Internet shopping available by Dotpay. All Moneybookers users, which number rises up to 5 million all over the world, can use electronic wallet. For Dotpay users it is another payment channel for Polish and foreign clients. Credit and debit cards, e-transfers serviced by Moneybookers gate Travel offices, portals and internet shops, sellers and merchants active on international and local action sites may now easily reach the buyers, who wish to pay with popular credit and debit cards: American Express, Visa, Visa Electron, MasterCard, Diners Club, JCB, _________________________________________________________________________________________________________ Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
  • 4. Internet payments (Offer – Price lists) _________________________________________________________________________________ 4B credit cards (Spain), CartaSi credit cards (Italy), Euro6000 credit cards (Spain), PostePay credit cards (Italy), Strona4| 1 Page| | 4 Strona Nordea debit cards (Sweden, Finland), Carte Bleue debit cards (France), Maestro debit cards, Solo debit cards (UK), Laser debit cards (Ireland). The above described credit cards payments may be complemented with local bank e-transfers, also available at Dotpay: EPS (Austria), ELV (Germany), Sofortuberweisung (Germany), GiroPay (Germany), HomePay (Belgium), Ideal (Holland), Entes (Singapore). _________________________________________________________________________________________________________ Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
  • 5. Internet payments (Offer – Price lists) _________________________________________________________________________________ Price lists ANNEX 1 Strona5| 1 Page| | 5 Strona TABLE OF CHARGES AND COMMISSIONS NATURAL PERSONS RUNNING A BUSINESS ACTIVITY (SOLE TRADERS) BUSINESSES WITH LEGAL PERSONALITY INSTITUTIONS AND FOUNDATIONS Item Payment method Commission on transaction amount (1) 1. Payment cards 2.8% (*) 2. Electronic transfers, e-transfers, money orders and 2.8% (*) transfers(2) 3. Payment cards and Moneybookers electronic transfers According to Annex 1 4. Mobile payments (mPay) 2.8% (*) 5. UKash vouchers 7.0% (*) (*) no less than 0.3 PLN Other charges Sending money to specified bank acccount 1 PLN Account activation 10 PLN NATURAL PERSONS NOT RUNNING A BUSINESS ACTIVITY Item Payment method Commission on transaction amount (1) 1 Payment cards 3.9% (*) 2 Electronic transfers, e-transfers, money orders and 3.% (*) transfers (2) 3 Payment cards and Moneybookers electronic transfers According to Annex 1 4. Mobile payments (mPay) 3,9% (*) 5. UKash vouchers 7,0% (*) (*) no less than 0.3 PLN (**) no less than 0.5 PLN Other charges Sending money to specified bank account 1 PLN Account activation 10 PLN (1) Visa, MasterCard, EuroCard, JCB, Diners Club, PBK Styl, Polcard payment cards whose issuing bank permits making payments online via the First Data gateway. _________________________________________________________________________________________________________ Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl
  • 6. Internet payments (Offer – Price lists) _________________________________________________________________________________ (2) Payment methods: mTransfer, MultiTransfer, Pład z Nordea, BPH Pay By Link, Pekao24 Przelew, Przelew24 BZWBK, Płacę z Inteligo, VIA Moje Rachunki, ING Online, Przelew z BPH, Przelew bankowy, Przekaz pocztowy, Pekao24, Millenet, Deutsche Bank PBC, Kredyt Bank KB24, Inteligo PKO BP, Lukas Bank, CitiBank Handlowy, Invest Bank, BGŻ, BOŚ, Fortis Bank, Strona6| 1 Page| | 6 Strona Przelew z mBank, Przelew z MultiBank, Żabka Zielone Okienko, VW Bank Direct. ANNEX 2 TABLE OF CHARGES AND COMMISSIONS For payment methods serviced by Moneybookers gate Item Payment method Commission on transaction amount (1) 1 Payment cards 2.8% (2) 2 4 B credit cards (Spain) 2.8% (2) 3 CartaSi credit cards (Italy) 2.8% (2) 4. Euro6000 credit cards (Spain) 2.8% (2) 5. PostePay credit cards (Italy) 2.8% (2) 6. Nordea debit cards (Sweden, Finland) 2.8% (4) 7. Carte Bleue debit cards (France) 2.8% (2) 8. Maestro debit cards 2.8% (3) 9. Solo debit cards (UK) 2.8% (3) 10. Laser debit cards (Ireland) 2.8% (4) 11. EPS bank e-transfer (Austria) 3.8% (4) 12. ELV bank e-transfer (Germany) 2.8% (2) 13. Sofortuberweisung bank e-transfer (Germany) 2.8% (2) 14. GiroPay bank e-transfer (Germany) 2.8% (2) 15. HomePay bank e-transfer (Belgium) 2.8% (4) 16. Ideal bank e-transfer (Holland) 2.8% (3) 17. Entes bank e-transfer (Singapore) 2.8% (5) 18. Moneybookers wallet 2.8% (2) 19. Making a partial or full transaction refund 10 PLN 20. Chargeback fee 100 PLN (1) – Payment cards Visa, Visa Electron, MasterCard, American Express, Diners Club, JCB, (2) – plus 0.80 PLN per transaction, (3) – plus 2.00 PLN per transaction, (4) – plus 1.30 PLN per transaction, (5) – plus 5.00 PLN per transaction. _________________________________________________________________________________________________________ Dotpay Sales Department: 72 Wielicka Street, 30-552 Krakow, Poland, phone: +48 12 688 26 50, e-mail: sales@dotpay.pl