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Transact Freely with One-Click Pay tm Presented to Heartland Payments Systems Mountain View, CA Apr 2010
Q: How to get from thousands to millions of users ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Answer: Leverage a high growth segment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Problem/Opportunity in Social Gaming/Virtual Currencies  Merchants Low rate of paying users (2-3%) High processing costs Consumers Poor experience with online transactions No “one-click pay” No small (under $5) transactions
Noca’s Payment Solution www.noca.com copyright© 2009 Noca Inc All Rights Reserved ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Consumer Friendly Solid Fraud Solutions Best Economics Excellent Technology Noca is a game changer for Gaming/Virtual Currencies
Increase Consumer Conversion  ,[object Object],[object Object],[object Object],www.noca.com copyright© 2009 Noca Inc All Rights Reserved ,[object Object],[object Object]
Noca’s Solution Reduces  Merchant Cost by 80%  www.noca.com copyright© 2009 Noca Inc All Rights Reserved Payment Processing Costs Chargeback Others Fixed  Costs Fixed  Costs Others Chargeback Payment Processing Costs Current Transaction Cost 3-5% Cost Reduction of 80%
Noca's  “Secure Credit/Secure Check” tm  Differentiators Noca’s superior payment system will offer: Superior Chargebacks:  merchant first right of refusal  reduces chargebacks substantially Analytics:   an API enabling rich analytics for merchants   Real Time:   provide real-time information regarding end-to-end payment experience SKU detail:   deliver full SKU information and checkout “snap shots”
Noca Rides the Debit Trend Wave www.noca.com copyright© 2009 Noca Inc All Rights Reserved Visa Debit Surpassing Credit in 2008 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Credit Volume  Debit Volume  US Trends Favoring Debit for 20 years Current Economic Environment  Accelerating Shift to Debit
Easy Implementation of  Mobile Payments www.noca.com copyright© 2009 Noca Inc All Rights Reserved
Social Media Payments  www.noca.com copyright© 2009 Noca Inc All Rights Reserved Actual facebook screen
Noca Value Proposition ,[object Object],[object Object],[object Object],[object Object],[object Object]
Adoption Metrics  (Feb 10) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],www.noca.com copyright© 2009 Noca Inc All Rights Reserved
www.noca.com copyright© 2009 Noca Inc All Rights Reserved Competitive Assessment Customer Friendly:  No Registration or Redirection Registration or Redirection Low Merchant Fees (0.75%) High Merchant Fees  1-3% +$0.10-0.30
Current status ,[object Object],[object Object],[object Object],[object Object],[object Object]
Current status ,[object Object],[object Object],[object Object]
The Founding Team ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],www.noca.com copyright© 2009 Noca Inc All Rights Reserved
Team ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],www.noca.com copyright© 2009 Noca Inc All Rights Reserved
Financials  (How do we make profit) ,[object Object],1+ Million Users Cross sell to Merchants Advertising Financial Institutions EBITDA 75+% Per transaction Transaction Cost $0.100 Verification Cost  $0.100 SG&A  Cost  $0.080 COST (COGS + SG&A) $0.280 Avg Trans Size: $70 We charge 1.00% of which we keep 0.50(the other 0.5% in going for incentives) Revenue/Per trans $0.375 Profit /per trans $0.10 EBITDA 35+%
Financial Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Paybl.hps.march2010.ver3.0

  • 1. Transact Freely with One-Click Pay tm Presented to Heartland Payments Systems Mountain View, CA Apr 2010
  • 2.
  • 3.
  • 4. Problem/Opportunity in Social Gaming/Virtual Currencies Merchants Low rate of paying users (2-3%) High processing costs Consumers Poor experience with online transactions No “one-click pay” No small (under $5) transactions
  • 5.
  • 6.
  • 7. Noca’s Solution Reduces Merchant Cost by 80% www.noca.com copyright© 2009 Noca Inc All Rights Reserved Payment Processing Costs Chargeback Others Fixed Costs Fixed Costs Others Chargeback Payment Processing Costs Current Transaction Cost 3-5% Cost Reduction of 80%
  • 8. Noca's “Secure Credit/Secure Check” tm Differentiators Noca’s superior payment system will offer: Superior Chargebacks: merchant first right of refusal reduces chargebacks substantially Analytics: an API enabling rich analytics for merchants Real Time: provide real-time information regarding end-to-end payment experience SKU detail: deliver full SKU information and checkout “snap shots”
  • 9.
  • 10. Easy Implementation of Mobile Payments www.noca.com copyright© 2009 Noca Inc All Rights Reserved
  • 11. Social Media Payments www.noca.com copyright© 2009 Noca Inc All Rights Reserved Actual facebook screen
  • 12.
  • 13.
  • 14. www.noca.com copyright© 2009 Noca Inc All Rights Reserved Competitive Assessment Customer Friendly: No Registration or Redirection Registration or Redirection Low Merchant Fees (0.75%) High Merchant Fees 1-3% +$0.10-0.30
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.

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