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Career and Life Management
                                     Paul M. Jones
                                   paul-m-jones.com

                              Day Camp for Developers #4

                                     joind.in/6150


Friday, March 2, 2012
IN MEMORIAM
                                    Richard “Cyberlot” Thomas

                        Niki Fund, 4818 Davis Place #G, Renton WA, 98055


Friday, March 2, 2012
About Me (Professionally)

   •    Developer, Senior Dev, Team Lead,
        Architect,VP Engineering

   •    Military, education, non-profit,
        startups, products, consulting

   •    Local and remote, large projects
        and small ones

   •    SpikeTV, MTV, Facebook,
        Microsoft, Apple, etc.

Friday, March 2, 2012
About Me (Personally)

      •   Father: chaplain, minister, financial planner

      •   Moved every 2-3 years

      •   Not married, no kids, two dogs

      •   Fiscal conservative, social liberal

      •   Be responsible for yourself


Friday, March 2, 2012
Overview


      •   “I need a job, but I don’t need *this* job.”

      •   Freedom and independence

      •   Manage your limited resources

      •   Maximize gains, minimize losses



Friday, March 2, 2012
Disclaimers



      •   IANA(L|A|*)

      •   Distillation of received advice and personal experience




Friday, March 2, 2012
Career




Friday, March 2, 2012
I Need A Job,
                        But I Don’t Need This Job

      •   Ayn Rand, “The Fountainhead”

      •   Have options

      •   Have a buffer

      •   Be able to leave when *you* want



Friday, March 2, 2012
Always Be Looking For Work

      •   Search job sites

      •   Be on LinkedIn

      •   Friends, colleagues, mentors

      •   Headhunter/recruiter

      •   Employment agency


Friday, March 2, 2012
Choosing Between Jobs

      •   Pick the one that pays more.

      •   More money is better than less.

      •   Raises, bonuses, etc. based on
          current salary.

      •   Negotiating next job based on
          current salary.


Friday, March 2, 2012
Contracts and IP Agreements


      •   Agreements start with you
          assigning everything

      •   Get exclusions *before* signing

      •   Employers can be ... tricky.



Friday, March 2, 2012
Promotions and Raises

      •   I have rarely been promoted inside a for-profit organization

      •   Almost always I have had to get a raise by quitting

      •   Reward for good work is more work, not a promotion

      •   When asking, point out value to the organization

      •   If your request fails, be ready to be seen negatively


Friday, March 2, 2012
Entrepreneurship

      •   “I could do better than these
          guys. I should start a business.”

      •   More to running a business than
          technical competence

      •   More hassle, less pay

      •   Forewarned is forearmed


Friday, March 2, 2012
Life




Friday, March 2, 2012
Life Insurance


      •   You are betting you will die

      •   Insurance company is betting you will live

      •   You pay a little each month you are wrong

      •   If you “win” the insurance company pays off big



Friday, March 2, 2012
How Much?

      •   Provide income replacement for loved ones

      •   Annual income times number of years to provide (say, 20 years)

      •   $50K/year for 20 years means $1M

      •   Get a “level term” policy of that amount for that number of years

      •   At the end of the term, the bet is over. You “lost” -- you lived!


Friday, March 2, 2012
Health Insurance

      •   Health Savings Account

      •   High-deductible insurance ($2K)

      •   Medical-specific savings account

      •   You keep what you don’t spend

      •   Not tied to employer


Friday, March 2, 2012
Killing Off Debt


      •   "Income $850/week, expenses $900/week, net result: misery. Income
          $850/week, expenses $800/week, net result: happiness."

      •   Imagine every paycheck being *yours* without any debt to service

      •   Without being a slave to lenders, easier to say “I don’t need *this* job”



Friday, March 2, 2012
How To Be Debt Free?

      •   Written down budget

      •   Reduce lifestyle

      •   Pay off smallest debt first

      •   Roll into next-smallest debt

      •   Eventually pay off largest


Friday, March 2, 2012
Saving And Investing


      •   3-6 months (or more) of living expenses

      •   Visit a “Certified Financial Planner”

      •   Retirement first, college second




Friday, March 2, 2012
Self Management

      •   Out of brain, onto paper stack

      •   Process the stack

      •   2 minutes, “next action”, file

      •   Frees your mind

      •   http://zenhabits.net/the-getting-
          things-done-gtd-faq/

Friday, March 2, 2012
Conclusion




Friday, March 2, 2012
Thanks!


      •   Just the basics

      •   *So* much more to this topic

      •   Read this book

      •   Rate this talk: joind.in/6150



Friday, March 2, 2012

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Career and Life Management

  • 1. Career and Life Management Paul M. Jones paul-m-jones.com Day Camp for Developers #4 joind.in/6150 Friday, March 2, 2012
  • 2. IN MEMORIAM Richard “Cyberlot” Thomas Niki Fund, 4818 Davis Place #G, Renton WA, 98055 Friday, March 2, 2012
  • 3. About Me (Professionally) • Developer, Senior Dev, Team Lead, Architect,VP Engineering • Military, education, non-profit, startups, products, consulting • Local and remote, large projects and small ones • SpikeTV, MTV, Facebook, Microsoft, Apple, etc. Friday, March 2, 2012
  • 4. About Me (Personally) • Father: chaplain, minister, financial planner • Moved every 2-3 years • Not married, no kids, two dogs • Fiscal conservative, social liberal • Be responsible for yourself Friday, March 2, 2012
  • 5. Overview • “I need a job, but I don’t need *this* job.” • Freedom and independence • Manage your limited resources • Maximize gains, minimize losses Friday, March 2, 2012
  • 6. Disclaimers • IANA(L|A|*) • Distillation of received advice and personal experience Friday, March 2, 2012
  • 8. I Need A Job, But I Don’t Need This Job • Ayn Rand, “The Fountainhead” • Have options • Have a buffer • Be able to leave when *you* want Friday, March 2, 2012
  • 9. Always Be Looking For Work • Search job sites • Be on LinkedIn • Friends, colleagues, mentors • Headhunter/recruiter • Employment agency Friday, March 2, 2012
  • 10. Choosing Between Jobs • Pick the one that pays more. • More money is better than less. • Raises, bonuses, etc. based on current salary. • Negotiating next job based on current salary. Friday, March 2, 2012
  • 11. Contracts and IP Agreements • Agreements start with you assigning everything • Get exclusions *before* signing • Employers can be ... tricky. Friday, March 2, 2012
  • 12. Promotions and Raises • I have rarely been promoted inside a for-profit organization • Almost always I have had to get a raise by quitting • Reward for good work is more work, not a promotion • When asking, point out value to the organization • If your request fails, be ready to be seen negatively Friday, March 2, 2012
  • 13. Entrepreneurship • “I could do better than these guys. I should start a business.” • More to running a business than technical competence • More hassle, less pay • Forewarned is forearmed Friday, March 2, 2012
  • 15. Life Insurance • You are betting you will die • Insurance company is betting you will live • You pay a little each month you are wrong • If you “win” the insurance company pays off big Friday, March 2, 2012
  • 16. How Much? • Provide income replacement for loved ones • Annual income times number of years to provide (say, 20 years) • $50K/year for 20 years means $1M • Get a “level term” policy of that amount for that number of years • At the end of the term, the bet is over. You “lost” -- you lived! Friday, March 2, 2012
  • 17. Health Insurance • Health Savings Account • High-deductible insurance ($2K) • Medical-specific savings account • You keep what you don’t spend • Not tied to employer Friday, March 2, 2012
  • 18. Killing Off Debt • "Income $850/week, expenses $900/week, net result: misery. Income $850/week, expenses $800/week, net result: happiness." • Imagine every paycheck being *yours* without any debt to service • Without being a slave to lenders, easier to say “I don’t need *this* job” Friday, March 2, 2012
  • 19. How To Be Debt Free? • Written down budget • Reduce lifestyle • Pay off smallest debt first • Roll into next-smallest debt • Eventually pay off largest Friday, March 2, 2012
  • 20. Saving And Investing • 3-6 months (or more) of living expenses • Visit a “Certified Financial Planner” • Retirement first, college second Friday, March 2, 2012
  • 21. Self Management • Out of brain, onto paper stack • Process the stack • 2 minutes, “next action”, file • Frees your mind • http://zenhabits.net/the-getting- things-done-gtd-faq/ Friday, March 2, 2012
  • 23. Thanks! • Just the basics • *So* much more to this topic • Read this book • Rate this talk: joind.in/6150 Friday, March 2, 2012