Public Liability Insurance is a common insurance, but it still has its individuality like all insurance policies. Small Businesses in particular are often confused by what public liability insurance does and doesn't cover. This slideshow explains the basics you need to know.

1. Australian Public
Liability Insurance
Explained
www.profin.com.au
Professional Insurance Brokers (Vic) Pty Ltd
www.profin.com.au
1300 776 346
1

2. Public Liability Insurance in Australia
has grown each year as more and more
people have sought legal remedies
when they feel they were wronged.
www.profin.com.au
1300 776 346
2

3. Therefore businesses in Australia
need to protect themselves with
Public Liability Insurance
www.profin.com.au
1300 776 346
3

4. Public Liability Insurance is a common
type of insurance, and the premiums
are often very affordable.
www.profin.com.au
1300 776 346
4

5. 1. Public Liability Cover
Public Liability insurance
covers you for causing damage
to another Person’s property
www.profin.com.au
1300 776 346
5

6. 2. Public Liability Cover
Public Liability Insurance also
covers you for causing injury
or death to another person
www.profin.com.au
1300 776 346
6

7. Public Liability Insurance in
Australia is not compulsory
for most businesses.
www.profin.com.au
1300 776 346
7

8. Some Australian Industries
have Government mandated
requirements in place:
Plumbers
www.profin.com.au
Electricians
1300 776 346
8

9. In some businesses, the
mandatory requirement is
set by their industry
association or the contract
with their landlord.
www.profin.com.au
1300 776 346 9

10. The minimum threshold of liability
is usually $5 Million,
but there is no maximum limit.
www.profin.com.au
1300 776 346
10

11. Most responsible Australian businesses
insure themselves with $20 Million of
Public Liability insurance cover
www.profin.com.au
1300 776 346
11

12. How much cover does your
business require?
www.profin.com.au
1300 776 346
12

13. If you discuss your business with an
insurance broker (who does not work
for an insurance company) you will get
better advice for specific needs.
www.profin.com.au
1300 776 346
13

14. Professional Insurance Brokers
Happy to help
1300 776 346 (AUS)
or 1300 PROFIN
www.profin.com.au
www.profin.com.au
1300 776 346
14