Tips to help you understand how to get a better deal on your car insurance. Learn about some of the factors that can determine the cost of your insurance.

1. What you should be aware of
to get the best deal on your
Car Insurance…
O'Callaghan Insurances Ltd trading as QuoteMe.ie is regulated by the Central Bank of Ireland.
There are several things you need to consider in order to ensure you get the best
car insurance deal available. Our guide to the basics will assist you.

2. What’s the best policy for you?
• What level of cover you require?
• If you need any additional
benefits added onto the standard
policy.
• What is your price range?
When you
choose a
policy you
must
decide:

4. Additional
Cover
Options
Protection of
your No Claims
Bonus – full or
partial
Personal
accident
insurance for
you and your
named drivers
Personal
belongings if
stolen from the
car
Roadside
assistance or
breakdown
assistance from
home
Cover if driving
your car in
Europe
Courtesy car
whilst yours is
being repaired
due to an
accident

5. Check the small print
• What cover includes & excludes – make sure
you have all the cover you expect
• Higher than normal excess for
comprehensive claims – you can opt for this
to get lower premiums
• Pay by installment costs – the benefit of
ability to budget can outweigh interest costs
Check your motor insurance
policy including the small
print for these items:

6. To get the best deal for Car
Insurance
Check what discounts are available for you.
There can be discounts for:
Adding named drivers
Using same insurer for all
policies
Having driving experience
as a named driver along
with your own No Claims
Bonus
You might also qualify for a low
mileage discount on your motor
insurance if you drive infrequently
or only do short journeys
Compare quotes – price is important but so is the level of
cover

7. Quoteme.ie is an insurance
broker in Dundalk, Co. Louth,
Ireland.
We specialise in car insurance,
home, insurance, van insurance
and travel insurance.
O'Callaghan Insurances Ltd trading as QuoteMe.ie is regulated by the Central Bank of Ireland.