Our service offers to: • Perform a full analysis of your risk profile and capacity for loss • Agree whether you are investing for capital preservation or capital appreciation • Provide specific recommendations for a suitable investment strategy to reduce risk & volatility through diversification • Implement any proposed changes • Help you to understand whether your tax position has changed since the last review • Agree your investment timescale • Regularly review your investment strategy; on a six-monthly or annual basis (as per your requirements)

1. Chartwell Investment Management
Review and refresh your portfolio
The Chartwell Portfolio Management Service How can Chartwell Wealth Management help?
During the last 4 years we have seen unprecedented levels Founded in 1992 Chartwell Financial Services now
of stockmarket volatility following the banking crisis, but over manages over £150m on behalf of individuals, corporate
60% of investors have not had their portfolio reviewed for clients and trustees.
more than 12 months & 20% for more than 3 years. *Source:
Research conducted by One Poll – 2010 With an average experience of 22 years in financial
services our expert consultants are perfectly placed to
Out of 2000+ funds available in the UK many that were ‘Best guide you through the portfolio construction process.
Buys’ 2 years ago have now been closed to new business or
withdrawn due to poor performance. Average fund manager
tenure is approx. 2 years etc. Chartwell Portfolio Review Service
This all means that a fund which was suitable some years Designed for portfolios of £250k + which are already ‘in
ago may now have changed, different fund managers with situ’ we offer a full portfolio management and review
different styles may now be in place and different market service.
conditions will be prevalent. It is therefore important that
portfolios are reviewed. Our service offers to:
If you have not reviewed your portfolio for some time you
should address the matter before it’s too late. This ensures  Perform a full analysis of your risk profile and
capacity for loss
that you are not over-exposed to risk and that you have not
missed out on strong investment returns.  Agree whether you are investing for capital
preservation or capital appreciation
 Provide specific recommendations for a suitable
investment strategy to reduce risk & volatility
through diversification
 Implement any proposed changes
 Help you to understand whether your tax position
has changed since the last review
Applies to funds held in:
 Onshore bonds  Agree your investment timescale
 Offshore bonds  Regularly review your investment strategy; on a
six-monthly or annual basis (as per your
 Pensions, SIPP’s &
requirements)
SSAS’s
 General investments
and trustee Fees & Charges
arrangements All our fees are charged on a fixed fee basis with an
initial charge to include research, analysis, report
recommendation and implementation of proposed
Fees just 0.75% initially then strategy. Optional on-going servicing charged at a pre
0.75% pa thereafter agreed fixed fee thereafter.

2. If you have any questions about anything you Important note
have read, please contact: The information in this bulletin is based on our understanding of
tax law and practice at the date of publication, which may be
affected by future changes and individual circumstances. It is
Richard Clarke - Director issued as general information and is not intended to be advice to
Chartwell Financial Services Limited any specific person named or otherwise.
Lindley Court
If the information refers to a specific product, it may be based on
Scott Drive the contents issued by the provider.
Altrincham
WA15 8AB Before taking or refraining from any action regarding the contents
of this publication you are recommended to seek professional
advice. The Financial services Authority (FSA) does not regulate
T 0161 929 3500 tax advice therefore tax advice is outside of the protection rules of
E info@chartwellfs.com the Financial Services and Markets Act & the Financial Services
W www.chartwellfs.com Compensation
Chartwell Financial Services Limited is authorised and regulated by the
Financial Services Authority. Registration number 189602.
Registered Office: Lindley Court, Scott Drive, Altrincham, Cheshire WA15 8AB
Chartwell Financial Services Limited is authorised and regulated by the Financial Services Authority. Registration number 189602.
Registered Office: Lindley Court, Scott Drive, Altrincham, Cheshire WA15 8AB
January 2012