What is Wealth Management? Goal setting for your future financial well being What would you like to accomplish that will take planning, time and money? Wealth Management focuses on financial goals that require planning, money, time and ongoing co-ordination of your financial ecosystem to ensure that your medium and long term plans remain on track - Your Life Plan Chartwell Wealth Management While there are no set rules on what services Chartwell Wealth Management offers, there are common investment and finance-related services that we provide for our clients Typical services include: Cash flow management and budgeting “Income Sustainability” Investment portfolio management Tax management and advice Multi-generational wealth transfers Family business and financial advisory Charitable donations The key stages to establish a Financial Blueprint Build your Financial Vision Document Build a Goals Based Roadmap Goals Based reporting Introduce Wealth Management Topics Regular Wealth Management Review meetings It’s all about Relationship Management Build a “long term” relationship Dedicated Client Relationship Manager Frequent contact each year Regularly meet to update your personal circumstances Working with your other trusted Professional Advisers Provide concise, timely service What would you like to accomplish that will take planning, time and money? We gather data to understand what you want to accomplish in the future We help to agree your most important financial goals Begin with the end in mind!

1. What is Chartwell
Wealth
Management?
Chartwell Financial Services is a firm of ‘fee
based’ independent financial advisers based in
Altrincham, Cheshire. We have been providing
bespoke financial solutions to both personal
and corporate clients since 1992
As part of the Private Clients business Chartwell
Wealth Management offers holistic financial
planning advise on a fee charging basis. We
manage a series of risk based investment
portfolios on our own wrap which also permits
our clients to hold legacy investments and
deposits under pension and personal portfolio
strategies

2. Chartwell Wealth Management
What is Chartwell
Wealth
Management?
Wealth Management focuses on financial goals
that require planning, money, time and
ongoing co-ordination of your financial
ecosystem to ensure that your medium and
long term plans remain on track - Your Life Plan
We also offer superior expertise on constructing
or selecting alternative investment portfolios
and strategies

3. What is Wealth Management?
Chartwell Wealth
Management
 Goal setting for your future financial
well being
 What would you like to accomplish
that will take planning, time and money?

4. Chartwell Wealth Management
What type of service
is offered by
Chartwell Wealth
Management?
While there are no set rules on what services
Chartwell Wealth Management offers, there
are common investment and finance-related
services that we provide for our clients
Typical services include:







Cash flow management and budgeting
“Income Sustainability”
Investment portfolio management
Tax management and advice
Multi-generational wealth transfers
Family business and financial advisory
Charitable donations

5. The key stages to establish a Financial
Blueprint
Chartwell Wealth
Management
 Build your Financial Vision Document
 Build a Goals Based Roadmap
 Goals Based reporting
 Introduce Wealth Management Topics
 Regular Wealth Management Review
meetings

6. Review and update your current position
Chartwell Wealth
Management
 What would you like to accomplish that
will take planning, time and money?
 We gather data to understand what you
want to accomplish in the future
 Helps to agree your most important
financial goals
Begin with the end in mind!

7. Create a new Financial Vision Document
Chartwell Wealth
Management
 Your future Financial Vision Document
considers your goals & aspirations
 This highlights what you want to
accomplish requiring planning, time and
money
 Between 3 & 7 paragraphs will articulate
your financial goals
 Keeps you on target & can be reviewed
and updated often

8. Financial Vision Document - For Example
Chartwell Wealth
Management
 Financially independent by 65
 Debt & mortgage free with a 2nd home in The
Lakes
 Pay all higher education costs for my children
& pay £100,000 deposit for 1st property
 Have an income of 2/3rds of current income in
retirement
 Have the ability to travel for 3 months a year
for 10 years after retiring
 Sell the business by 55 and work 3 days per
week

9. Build a Goals Based Roadmap
Chartwell Wealth
Management
 The Roadmap is a “track to run on” for
your future planning
 Goals Based reporting which follows the
Financial Vision Document
 It visibly illustrates whether you are on
target
 Focuses on your key planning needs at
every meeting

10. 1st meeting
Data gathering
Client Vision Document
Develop Roadmap
Education- life assurance
2nd meeting
Review Vision
document
Continue the
programme every
meeting
Review Roadmap
Are we on track?
Review last meeting
Life assurance planning
Discuss education
topic & take action
Education - budgeting
Chartwell Wealth
Management
Goals Based
Roadmap
5th meeting
3rd meeting
Review Vision & Roadmap
Docs
Review Roadmap
Are we on track?
Are we on track?
Modify Spending plan
Modify Legacy planning
Education - Long term care
4th meeting
Review Vision Doc
Review Client Roadmap
Are we on track?
Modify Retirement
planning
Education- legacy planning
Education- retirement plan

11. Values
Interests
Goals
Chartwell focus your
Goals and Aspirations
in Seven Key Areas
Process
Relationships
Advisers
Assets

12. Values
Goals
Relationships
Assets
Advisers
Process
Interests
Values: What is truly important to you about
money and finances?
 Is it financial security?
 Maintaining your lifestyle in retirement?
 Taking care of you family’s well being?

13. Values
Goals
Relationships
Assets
Advisers
Process
Interests
Goals: What do you want to achieve over
the long term?




Sustaining income when you retire
Educating children or grandchildren
Travel or a second career
Hobbies or other dreams

14. Relationships: Who counts in your life?
Values
Goals
Relationships
Assets
Advisers
Process
Interests
 Who relies on you?
 Are you responsible for children or
grandchildren
 Who benefits when you’re gone?
 Charitable donations
Assets
 How complicated are your affairs?
 Do you own assets with other people,
such as a business?
 How and when do you dispose of your
assets?

15. Values
Goals
Relationships
Assets
Advisers
Process
Interests
Advisers: Who do you rely on for advice?




Estate Planning Solicitor
Business Tax Adviser
Accountant
Bank Relationship Manager

16. Values
Goals
Relationships
Assets
Advisers
Process
Interests
Process: How do you prefer to work with
your advisers?
 How often would you like to meet?
 How would you like communicate?
 What areas of your financial life do you
want to include?
 Would you like us to work with your other
advisers?
 What about your family?

17. The Chartwell Life Planning Programme
covers several key areas
How can Chartwell
help you achieve
your financial vision?
 Cashflow Modelling enables a clear
analysis of your goals and objectives,
presenting your financial position over the
whole of your life, clearly and effectively
 We consider different personal scenarios
- Life Events - marriage/education fees/sale
of business/nursing home fees and
proposed financial solutions to allow you to
make important necessary changes
 During this process we take your personal
aspirations and goals and bring them to life
in your “Blueprint” financial report

18. There are 4 steps to
the Chartwell Life
Planning Programme
Step 1: Complete the Income and
Expenditure Questionnaire which will
allow you to input as much (or as little)
of your details as you wish. We will
produce an Initial Cashflow Report and
meet to show you your current cashflow
position as a “snapshot” of your life
Step 2: Together we then complete a
Discovery Questionnaire (factfind), to
build a comprehensive profile of your
present position, your goals and
objectives
If you are an existing client of Chartwell
Wealth Management, we will probably
have most of this information

19. Step 3: We will produce a Financial
Blueprint to organise and review your
existing arrangements, prepare financial
statements and define the cost of your
desired future lifestyle - your Financial
Vision Document
There are 4 steps to
the Chartwell Life
Planning Programme
This highly visual report, whilst detailed,
allows you to follow a chronological “life
path” through each stage of your life your Goals Based Roadmap
Step 4: Regularly review the results of the
programme and allow you to make
changes in order to understand how you
can influence the various scenarios
You may wish to retire 2 years early. What
do you need to change now to make
that happen without reducing your
income too much?

20. It’s all about Relationship Management
How does the
Chartwell Life
Planning Programme
work?
 Build a “long term” relationship
 Dedicated Client Relationship Manager
 Frequent contact each year
 Regularly meet to update your personal
circumstances
 Working with your other trusted
Professional Advisers
 Provide concise, timely service

21. Your profile
Who is likely to
benefit from our
service?
 You require full comprehensive advice
 And active fund management
 You have over £250,000 under
management, or are willing to pay for this
level of service
 You value face-to-face advice
 You value long-term relationships
 You want a minimum of one financial
review per year

22. What is Wealth Management?
Chartwell Wealth
Management
 Goal setting for your future financial
well being
 What would you like to accomplish
that will take planning, time and money?

23. Our Contact Details
We look forward to
hearing from you
Smarter solutions
Endless possibilities
Chartwell Wealth Management
Lindley Court
Scott Drive
Altrincham
Cheshire
WA15 8AB
T
F
E
W
Chartwell Professionals and Chartwell Wealth
Management are trading styles of Chartwell
Financial Services Limited who is Authorised &
Regulated by the Financial Services Authority.
Registered in England 02578206 .
Update April 2013
0161 929 3500
0161 929 3501
info@chartwellfs.com
www.chartwellfs.com