Change Your Climate: How to prevent wind and flood from interrupting your business
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Change Your Climate: How to prevent wind and flood from interrupting your business presented by Dr. Louis Gritzo Vice President, Research, FM Global
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Change Your Climate: How to prevent wind and flood from interrupting your business
- 1. How to prevent wind and flood from interrupting your business Dr. Louis Gritzo Vice President, Research FM Global December 10, 2014
- 2. 1980-2012: 123 U.S. weather-related disasters ($1 billion per event) 2011: $52 billion
- 3. By 2050: $1 trillion a year in potential flood damage in major coastal cities
- 4. 7 steps to help your company be prepared and resilient when strong winds and floods threaten your business.
- 5. openings 1 Know your 6 Protect risk 2 Know what’s covered 3 Design to minimize risk 4 Keep critical services operable 5 Relocate key equipment and valuables 7 Have a solid plan and implement it
- 6. To make the right decisions, you must understand the hazard and your specific vulnerabilities.
- 7. If you are exposed, flood depth and wind-speed become critical. Is your site prone to severe wind events? Are you in a flood zone?
- 8. “100-year flood” 1-in-100 chance of happening every year
- 9. • Know your coverage limitations • Not all policies include flood
- 10. • Is the policy aligned with the risk? • Talk to your insurer • Take a policy workshop
- 11. Post-natural disaster, many businesses suffer massive losses and are surprised to learn they have limited or no coverage.
- 12. The best thing you can do is avoid the hazard altogether.
- 13. Reality: Avoiding areas prone to natural hazards may be impossible.
- 14. But you can protect your facility through proper design.
- 15. An example of designing to minimize risk is elevating a building’s ground level from a surrounding area that is susceptible to floods.
- 16. Electrical Alarm HVAC Water Telecommunication Back-up systems
- 17. • Locate utilities above expected flood level • Elevate equipment to upper floors • Isolate and/or barricade rooms
- 18. You need to know what you can’t afford to lose, then… Take action to protect your assets.
- 19. Common pathways for rain to enter a building are through broken windows and failed dock doors
- 20. • Remove loose rocks from roof tops • Replace glass with laminated glass • Install secured window film on interior
- 21. • Protect windows with shutters or plywood • Use wind-rated doors • Install temporary bracing prior to storm
- 22. Post-incident: “This can never happen again.”
- 25. A solid plan reduces impact and speeds Average loss in US dollars $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $0 recovery. Weak practices Strong practices
- 26. • Understand exposures • Ensure reliable warning methods • Establish emergency actions Form your FERP
- 27. • Know what resources will be needed • Train, test and practice • Develop contingency plans Follow your FERP
- 28. openings 1 Know your 6 Protect risk 2 Know what’s covered 3 Design to minimize risk 4 Keep critical services operable 5 Relocate key equipment and valuables 7 Have a solid plan and implement it
- 29. • There always will be natural hazards. • Many organizations are not prepared for disasters. • 7 straightforward steps can make all the difference.
- 31. WHEN YOU’RE RESILIENT, YOU’RE IN BUSINESS.