Life Insurance

Life Insurance Robert T. Billingsley, J.D. Financial Representative Take a New Look at Life

It takes good information… Especially when it comes to life insurance. to make good decisions.

Agenda ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The goal is to provide information you can use to take action.

Life insurance is about life and choices Positive choices.

Financial Pyramid ,[object Object],[object Object],[object Object],Financial representatives are insurance agents for The Northwestern Mutual Life Insurance Company (Northwestern Mutual), Milwaukee, WI. The Northwestern Mutual Financial Network is a marketing name for the sales and distribution arm of Northwestern Mutual . Financial representatives might not offer all the services or products available through Northwestern Mutual Financial Network. This slide can be used by Registered Representatives only. A solution for your changing financial needs. Wealth Preservation & Distribution Wealth Accumulation Risk Management

Life insurance is flexible and versatile ,[object Object],[object Object],A flexible and versatile asset.

Term Insurance ,[object Object],Term life insurance provides coverage for a specified period.

Permanent Life Insurance ,[object Object],Dividends are not guaranteed. Refer to actual policy for complete details. Permanent life insurance builds equity called ‘cash value’.

Why people own life insurance? ,[object Object],[object Object],[object Object],[object Object],[object Object],*Only permanent life insurance offers these benefits. Life insurance provides versatility and flexibility.

Benefits of Term Insurance ,[object Object],[object Object],[object Object],[object Object],Term insurance provides protection for a limited time period.

Benefits of Permanent Insurance ,[object Object],[object Object],[object Object],Permanent insurance provides flexibility for all life events.

If You Die ,[object Object],[object Object],Your beneficiary will receive your life insurance proceeds.

Portfolio-Based Cash Value Life Insurance* ,[object Object],[object Object],[object Object],[object Object],* Portfolio-Based Cash Value Life Insurance is permanent life insurance. **Borrowing against cash value may result in adverse tax consequences and a decrease in the death benefit. Additional money can be placed in it to increase cash value.

If You Quit Paying ,[object Object],[object Object],* May be adverse tax consequences. You can decide how to apply the cash value.

If you become disabled ,[object Object],No other financial instrument offers a comparable benefit.

How life insurance benefits my family ,[object Object],[object Object],Protection for your family’s standard of living.

How permanent life insurance benefits you*? ,[object Object],[object Object],[object Object],[object Object],[object Object],*Borrowing against cash value may have adverse tax consequences and may decrease the death benefit available. Cash value in your policy is available to you.

How permanent life insurance benefits my family? ,[object Object],[object Object],[object Object],[object Object],Can protect from having to liquidate assets to settle the estate.

What type of life insurance is best? ,[object Object],[object Object],[object Object],Giving a legacy to a university or charity A needs analysis will help you choose the best option.

Overview… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A lot of information in a short amount of time.

[object Object],[object Object],About Northwestern Mutual Who we are…a company with a 150-year tradition Sources: A.M. Best (May 2006) for “largest direct provider”; Fortune magazine for “most admired” company. Ratings: A++ by A.M Best (5/06); AAA by Fitch (2006); AAA by S&P (5/06) AAA by Moody’s (3/06) March 6, 2006 FORTUNE® Magazine survey For further information, see our Annual Report on our Web site. Unless indicated otherwise, Northwestern Mutual and its annual statement are the sources for all statistics. Figures as of Dec. 31, 2005. The Northwestern Mutual Life Insurance Company. Dividends are not guaranteed. They are reviewed annually and are subject to change by the Company's Board of Trustees.

Personal Needs Analysis… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A personal meeting available at no expense or obligation.

Disclosure ,[object Object],[object Object],[object Object]

Life Insurance

Recommandé

Recommandé

Contenu connexe

Tendances

Tendances (15)

En vedette

En vedette (13)

Similaire à Life Insurance

Similaire à Life Insurance (20)

Life Insurance

Notes de l'éditeur