4. 1) Most Endowment, Money Back policies and other policies are of sum assured Rs. 50,000; Rs. 1 lakh 2) Most Jeevan Shree policies are of sum assured Rs. 5 lakhs 3) Whereas our Average FYPI is approx. Rs. 4000 per policy for non-single premium policies that of the other companies is Rs. 9200 per policy. Symptoms of ARRS