2012 National Service Coordinators Conference - senior housing - HAC

HAC

Rural Seniors and Their Homes:
Senior Housing Trends and Conditions
across Rural America

HAC
www.ruralhome.org

The mission of the Housing Assistance Council
is to improve housing conditions for the rural
poor, with an emphasis on the poorest of the
poor in the most rural places.

American Association of Service Providers Conference; September 12th, 2012; Washington, DC
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America

Rural and Small Town Census Tracts HAC


HAC

demographic characteristics


Population Age 65 or Over
14.0% HAC

13.7%

13.5%

13.0%
Percent of the Population

12.8%
12.7%

12.5%

12.0% 11.9%

11.5%

11.0%
U.S. Rural & Small Town Suburban & Exurban Urban

U.S. Rural & Small Town Suburban & Exurban Urban
Source: ACS Data, 2006-2010


HAC
Where do Seniors Live?

Population by Residence, 2010 Senior Population by Residence, 2010

Rural and
Rural and
Small
Small
Town, 21.0%
Town, 24.6%
Urban, 29.9% Urban, 30.3%

Suburban Suburban
and and
Exurban, 49.1 Exurban, 44.9
% %



HAC


Race and Ethnicity, Age 65+
HAC

United States Rural & Small Town

Minority, 11.3%

Minority, 21.0%

White not White not
Hispanic, 79.0% Hispanic, 88.7%



HAC

economic characteristics


Median Income by Senior Status and Residence, 2009 HAC
$60,000

$51,869
$50,000

$40,000

$33,906
Median Income

$28,412
$30,000

$20,000

$10,000

$0
U.S. U.S. Seniors Rural & Small Town Seniors
Source: American Housing Survey, 2009


Senior Poverty By Residence & Gender HAC
16%

13.8%
14%

11.8%
12%
10.9%

9.8%
10%
Percent in Poverty

7.9%
8%
7.2%

6%

4%

2%

0%
U.S. Rural & Small Town

All Elderly Elderly Male Elderly Female


Poverty Rates of Seniors
HAC

Hispanic 18.9%
21%

White, non Hispanic
7.5%
9.4%

American Indian
19.6% US

23.6% Rural &
Small Town

Asian 12.6%
10%

African-American
19.9%
28.4%

0% 5% 10% 15% 20% 25% 30%



Percent of Seniors in Poverty, Rural & Small Town
HAC

100%
90%
80%
70%
60% White, non-
88.7% 80%
50% Hispanic
40% Minority Status
30%
20%
10% 20%
0% 11.3%
Overall In Poverty



HAC

housing characteristics


Housing Tenure, Persons Aged 65 and Over HAC

100%

11.2% 21.2%
90%

80%

70%

60%

50% Renter Occupied
88.8% 78.8%
Owner Occupied
40%

30%

20%

10%

0%
Rural & Small Town US



Owned Households with Mortgages, Persons 65 and Over HAC

100%

90%

80%

70%
71.7% 67.5%
60%

50% Without Mortgage
With Mortgage
40%

30%

20%

28.2% 32.5%
10%

0%
Rural US


Cost-Burdened Seniors HAC
40%

35%

34.7%
30%

28.2%
25%

20% % of seniors that spent 35% or more of gross income
on rent

15%

10%

5%

0%


Cost-Burdened Households, Persons Aged 65 and Over HAC
50%

45%

44.6%
40%

35%

30%

30.3% % of renters that spent 35% or more of gross income
25% on rent
% of homeowners that spend 35% or more of gross
income on owner costs
20% 22.8%
19.7%
15%

10%

5%

0%


Year Moved into Unit, Persons Aged 65 and Over HAC

70%

60%

50%

40%

Rural & Small Town Renter
Rural & Small Town Owner
30%

20%

10%

0%
2000 or later 1999-1980 1979-or earlier



HAC
Tenure by Units in Structure, Persons Aged 65 and Over

Owner Rental

100% 100%

90% 90%

80% 80%

70% 70%

60% 60%
Mobile Home, RV, Boat, Etc
50% 50%
Two or More Units
40% 40%
One Unit
30% 30%

20% 20%

10% 10%

0% 0%
Rural & Small Town US Rural & Small Town US



Lot Size, Age 65+ HAC

50,000
45,000
40,000
35,000
Square feet

30,000
25,000 Nonmetro
20,000 Metro
15,000
10,000
5,000
0
Lot Size

Source: American Housing Survey Data, 2009


HAC

federally assisted housing programs


HAC

housing options, issues, and trends


HAC
Aging in Place

• Older adults remaining in their homes for as long as possible
• Independent living for seniors promotes successful aging by:
– Improving health
– Life satisfaction
– Self-esteem
• Challenges include:
– Accessibility
– Upkeep
– Choice in housing typologies
– Housing affordability
– Transportation options


HAC
Housing Needs and Options

• Home modifications and retrofits
– Simple modifications
– Installing ramps, chairlifts, and stair-glides
– Widen doorways
– Roll-in showers
– Lowered countertops
• Universal design


HAC
Senior Share Homes

• Brings together older home providers and seniors seeking a place to live
• Affordable group homes
• Benefits: • Monthly Charge includes:
– Independence - Rent
- Housing expenses
– Household help
- Food
– Transportation
– Safety
– Companionship
– Peace of mind


HAC
Supportive Housing
• An umbrella term for residential settings that have been specifically developed
to provide an array of onsite services:
– Section 202 Housing
• Provides federal subsidized supportive housing for older adults
– Assisted Living Residences
• Provides private rooms or apartments for older adults and offers a level of care that can
range from light hospitality servicers to care provided by nursing facilities
– Adult Foster Care Homes
• Provides services similar to assisted living residences but in smaller facilities, including
single-family homes
– Continuing Care Retirement Communities
• Provides several housing models on-site, enabling residents to transition through the
senior housing continuum while remaining in the same development
– Congregate Housing
• Provides apartment homes for seniors who want to live independently but want
hospitality-style services, like light housekeeping

HAC
Supportive Housing Challenges
• Meeting the demand for supportive housing
– Increased demands on housing as Baby Boomers age
– The Assisted Living Conversion Program
• provides funds for owners of Section 202 housing to convert some or all
of their units into state-licensed assisted living residences
• Started in 2000
• Program’s reach limited
– Funding not large enough to enable wide-spread funding
– Even if all existing subsidized developments were retrofitted,the
current supply would still fall short of the growing demand


HAC
Supportive Housing Challenges

• Providing affordable services
– Affordability determined by both cost of housing and cost of services
– In 2009, the annual nationwide cost for a private 1-bedroom unit in an
assisted living facility averaged $33,903, or more than $2,800 a month
• Costs drive many low- to moderate-income older adults to
prematurely enter institutional care, where Medicaid covers costs
to those who qualify
– Medicaid Home and Community-Based Services waiver program
• Some states provide funding to cover the costs of supportive
services for Medicaid-eligible adults in state-licensed supportive
housing
• Even with increases in recent years, share of residents in
supportive housing receiving waivers is small
• Continued federal and state funding


HAC
Trends

• Significant increases to the elderly population in
the coming years
– Baby boomers turning 65
– Senior population is expected to grow to
over 30 million by 2030
• Senior population account for 20 percent of the
population then compared to just 13 percent today
• Rapidly aging population will have significant
impacts on current elderly housing stock
– Increased need for housing upgrades and rehabilitation
– Increased housing cost-burdened caused by the Great
Recession and foreclosure crisis
– Increasingly diverse elderly population


HAC

Conclusion


HAC
2012 National Rural Housing Conference
Promises to Keep in Challenging Times

REGISTER NOW AT:
www.ruralhome.org


2012 National Service Coordinators Conference - senior housing - HAC

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Editor's Notes