1. How to Transform your Accounts Payable Departmentinto a Revenue Generator

3. Productivity improvement, cost reduction and expense management

4. A One-Card Solution for purchasing, travel, fleet, per diem and payables disbursements

6. Contribute to revenue development

7. Mitigate risk and simplify accounting processesDisbursements Management Corporate Fleet Purchasing Travel Payroll, Per diem and Incentive 3 3

8. Today’s Payment Landscape “Manual, paper-based accounts payable departments are eroding the bottom line of large and mid-market enterprises by an order of millions of dollars each year….and the stage is set for a major financial makeover.” 4

9. Top Factors Driving Electronic Payments

10. An Electronic Payment Application for Every Situation

11. Reduce Costs Eliminates cost of check processing, averaging $5.14* Mitigate check fraud and cost of positive pay Generate monthly revenue on vendor payments Ex: $3.0M monthly volume @ 1.50% = $45,000 Paid monthly on actual volume Easily implemented Integrates as another payment type in your AP application Vendor enrollment support with worldwide acceptance Eliminate 1099 Reporting IRC Section 6050W – Effective January 1, 2011 Card-based vendor payments – Merchant acquirers responsible for reporting

13. A Virtual Card is a unique 16 digit MasterCard account number

14. The MasterCard number is issued for a specific dollar amount

17. Enjoy the same float as a traditional AP check(est. 5 to 7 days)

18. Earn a cash monthly rebate

19. May initiate payment on the invoice due date

23. Office Max

24. Staples

26. UPS

27. USPS

29. Sprint

30. AT&T

32. Cintas

33. Unifirst

35. Unisource

36. Xerox

38. Spherion

39. Kelly Services

41. Lamar Outdoor Advertising

42. Google

44. Oracle

45. Intuit

47. Target

48. Home Depot / Lowes

50. Executive Sponsorship Internal Processes Training New Vendors Purchasing RFP Contracts Contests Check Runs Joint Strategic Calls New Pay Method Terms Discounts Contracts Proprietary Mass Vendor Contact Mailings Check Stuffers Emails Website Faxes Calling Campaign Enrollment Results Set goals Reporting Rebate Process Improvement Incentives Strategic Sourcing Four Pillars of Vendor Enrollment

52. Four facilities (900 beds)

53. Shared-Services Group

54. PeopleSoft ERP* Example only - based upon billing and payment terms

55. Health First Case Study 68% Transactions less than $5,000.00 86% Spend is greater than $5,000.00

57. NYSE: KMP and KMR

59. Keys to Success Vendor enrollment defined and continuously executed Employees promote program as preferred payment method Reduced check processing from 3 days to 1 day per week Program settlements process daily with simple file transfer 81% Trx < $5K 62% Spend > $10K

60. Summary Delivering Value in Corporate Payments

61. Questions? Edwin W. Benson Director, Corporate Payments Comdata 615-370-7160 Office 615-364-8537 Mobile ebenson@comdata.com Brooke Davis Major Account Representative Ceridian 901-746-8726 Office 901-848-2636 Mobile brooke.davis@ceridian.com