The difference between the rich and the poor is that the rich has more financial muscles than the poor. A philiosophy to empower yourself as well as your loved ones.

2. Welcome

5. My Websites www.SeanToh.com www.CreditPlusHealth.com

6. Seminar Highlights ● My Philosophy - 4 Steps To Financial Freedom ● Reflecting & Re-evaluating Your Life Goals ● Planning Ahead For Your Financial Future ● Quiz

7. What Is Your Definition Of Financial Freedom?

8. Why Do You Want To Achieve Financial Freedom?

9. What Are Your Life Goals?

10. My Philosophy 4 Steps To Financial Freedom

11. Step 1 Get Healthy & Strive For Great Health

12. Step 2 Adopt An Open Mindset To Learn

13. Step 3 Invest Your Time In Financial & Health Education

14. Step 4 Enjoy Your Wealth That You Have Created

15. Reflecting & Re-evaluating Your life goals

16. Planning Ahead For Your Financial Future

17. Why You Want To Start Planning For Your Financial Future?

18. The Different Life Stages & The Financial Challenges

19. The Possibilities

20. Re-defining Financial Freedom?

21. Adopting A Successful Life Model?

22. The Three Ms Of Investing

23. Unaware of Your Incomes

24. Three Type of Incomes Earned Income Portfolio Income Passive Income

25. Concepts of Multiple Streams of Incomes

26. Understanding The Risk Profiles Of Different Investment Instruments

27. Three Planning Stages Wealth Creation Wealth Preservation Estate Planning

28. Risk Management Is The Key To Your Financial Success!

29. Three Investment Strategies You Can Used! Dollar-Cost Averaging Assets Allocation Value Investing

30. Dollar-Cost Averaging

32. Assets Allocation

33. Risk Management Nobel Prize Winner Concept of Modern Portfolio Theory

35. Assets Allocation - Diversification

36. Value Investing

37. Master of Value Investing Safety of Margins Richest Man In The World

38. 2 Rules Of Investing! Rule 1 – Never Lose Money! Rule 2 – Remember Rule 1!

39. Favourite Quote “ The only time to buy these is on a day with no 'y' in it.” - Warren Buffets

40. Quiz

41. Question What is the first step of my philosophy?

42. Question Who is the best friend to compound your money?

43. Question Why do you want plan early for your personal finance?

44. Question Name one type of income?

45. Question Why is managing your investment risk important?

46. Question Creating multiple streams of income is which stage of the Wealth Planning Process?

47. Question Name one strategy to manage your investment risk?

48. Question What can you do to plan ahead for your financial future?

49. Question What are the first two rules of investing?

50. Question What are the 4 Steps To Financial Freedom?

51. Thank You Ignorance Lead One To Sufferings!